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OppFi (OPFI)
NYSE:OPFI
OPFI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$2.61 - $17.73
Previous CloseN/A
Volume303.04K
Average Volume (3M)1.02M
Market Cap
$800.97M
Enterprise Value$612.52M
Total Cash (Recent Filing)$61.34M
Total Debt (Recent Filing)$332.05M
Price to Earnings (P/E)48.3
Beta1.15
Next Earnings
May 07, 2025EPS Estimate
0.25Last Dividend Ex-Date
Apr 08, 2025Dividend YieldN/A
Share Statistics
EPS (TTM)0.19
Shares Outstanding24,226,696
10 Day Avg. Volume707,586
30 Day Avg. Volume1,015,373
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)1.60
Price to Cash Flow (P/CF)2.20
P/FCF Ratio2.20
Enterprise Value/Market Cap0.76
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit1.46
Enterprise Value/Ebitda3.34
Forecast
1Y Price Target
$13.00Price Target Upside40.24% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
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OppFi News
PremiumCompany Announcements
OppFi Inc. Reports Record Earnings and Positive Outlook
PremiumCompany Announcements
OppFi Inc. Reports Strong Growth and Positive 2025 Outlook
PremiumThe Fly
OppFi rises 10.7%---
Bulls Say, Bears Say
Bulls Say
Earnings GrowthShares traded up ~11% following strong fourth-quarter performance and guidance for continued earnings growth in 2025.
Market PositioningCompetitive dynamics remain favorable for the company, with newer entrants continuing to struggle with reliable funding following tightening capital markets.
Strategic ExpansionThe acquisition of a 35% minority stake in Bitty Advance allows OppFi to expand its footprint into the small business lending sector.
Bears Say
Comparable ValuationShares of OppFi should not command a premium compared to Enova International, which is considered the closest comparable company.
Dilution RiskThe valuation hurdle for OppFi has been raised due to SPAC-era warrants, which should increase the diluted share count by 4%-5% given the current share price.
Valuation ConcernsThe downgrade of OppFi's stock rating from Market Outperform to Market Perform is based on valuation concerns at current levels.
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OPFI FAQ
What was OppFi’s price range in the past 12 months?
OppFi lowest stock price was $2.60 and its highest was $17.73 in the past 12 months.
What is OppFi’s market cap?
OppFi’s market cap is $800.97M.
When is OppFi’s upcoming earnings report date?
OppFi’s upcoming earnings report date is May 07, 2025 which is in 8 days.
How were OppFi’s earnings last quarter?
OppFi released its earnings results on Mar 05, 2025. The company reported $0.23 earnings per share for the quarter, beating the consensus estimate of $0.147 by $0.083.
Is OppFi overvalued?
According to Wall Street analysts OppFi’s price is currently Undervalued.
Does OppFi pay dividends?
OppFi pays a Annually dividend of $0.25 which represents an annual dividend yield of N/A. See more information on OppFi dividends here
What is OppFi’s EPS estimate?
OppFi’s EPS estimate is 0.25.
How many shares outstanding does OppFi have?
OppFi has 24,226,696 shares outstanding.
What happened to OppFi’s price movement after its last earnings report?
OppFi reported an EPS of $0.23 in its last earnings report, beating expectations of $0.147. Following the earnings report the stock price went up 10.802%.
Which hedge fund is a major shareholder of OppFi?
Currently, no hedge funds are holding shares in OPFI
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OppFi Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$13.00 (40.24% Upside)
$13.00 (40.24% Upside)
Blogger Sentiment
Bullish
OPFI Sentiment 93%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 4.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $687.8K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.9%
Last 30 Days ▼ 2.4%
Last 30 Days ▼ 2.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
251.13%
12-Months-Change
Fundamentals
Return on Equity
33.59%
Trailing 12-Months
Asset Growth
6.59%
Trailing 12-Months
Company Description
OppFi
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.
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OPFI Company Deck
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OPFI Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlights strong revenue growth, improved credit quality, and operational efficiencies, outweighing the concerns about macroeconomic uncertainties, leading to a positive outlook and increased guidance for 2025.Read More>---
OPFI Stock 12 Month Forecast
Average Price Target
$13.00
▲(40.24% Upside)
Technical Analysis
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