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Oppfi Inc (OPFI)
:OPFI
OPFI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$2.35 - $17.73
Previous CloseN/A
Volume303.04K
Average Volume (3M)2.07M
Market Cap
$843.31M
Enterprise Value$546.25M
Total Cash (Recent Filing)$61.34M
Total Debt (Recent Filing)$332.05M
Price to Earnings (P/E)50.8
Beta1.04
Next Earnings
May 08, 2025EPS Estimate
0.25Last Dividend Ex-Date
Apr 18, 2024Dividend YieldN/A
Share Statistics
EPS (TTM)0.19
Shares Outstanding24,226,696
10 Day Avg. Volume1,139,279
30 Day Avg. Volume2,072,000
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)1.60
Price to Cash Flow (P/CF)2.20
P/FCF Ratio2.20
Enterprise Value/Market Cap0.65
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit1.30
Enterprise Value/Ebitda2.98
Forecast
1Y Price Target
$13.00Price Target Upside33.20% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
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Bulls Say, Bears Say
Bulls Say
Capital ReturnsThe company has been an aggressive returner of capital to shareholders over the last 18 months, and further buybacks are expected at the current valuation.
Earnings GrowthShares traded up ~11% following strong fourth-quarter performance and guidance for continued earnings growth in 2025.
Market DemandThe company is once again seeing strong demand from higher-quality borrowers and continues to focus on lending to this segment.
Bears Say
Dilution RiskInvestors must revisit the additional dilution from SPAC-era warrants, which add approximately 3.6M shares to the diluted share count.
Rating DowngradeThe downgrade of OppFi's stock rating from Market Outperform to Market Perform is based on valuation concerns at current levels.
Valuation ConcernsAnalyst remains on the sidelines based purely on a valuation perspective with shares fairly valued at ~9x the updated 2025 adjusted EPS estimate.
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Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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OPFI FAQ
What was Oppfi Inc’s price range in the past 12 months?
Oppfi Inc lowest stock price was $2.35 and its highest was $17.73 in the past 12 months.
What is Oppfi Inc’s market cap?
Oppfi Inc’s market cap is $843.31M.
When is Oppfi Inc’s upcoming earnings report date?
Oppfi Inc’s upcoming earnings report date is May 08, 2025 which is in 44 days.
How were Oppfi Inc’s earnings last quarter?
Oppfi Inc released its earnings results on Mar 05, 2025. The company reported $0.23 earnings per share for the quarter, beating the consensus estimate of $0.147 by $0.083.
Is Oppfi Inc overvalued?
According to Wall Street analysts Oppfi Inc’s price is currently Undervalued.
Does Oppfi Inc pay dividends?
Oppfi Inc pays a Notavailable dividend of $0.119 which represents an annual dividend yield of N/A. See more information on Oppfi Inc dividends here
What is Oppfi Inc’s EPS estimate?
Oppfi Inc’s EPS estimate is 0.25.
How many shares outstanding does Oppfi Inc have?
Oppfi Inc has 24,226,696 shares outstanding.
What happened to Oppfi Inc’s price movement after its last earnings report?
Oppfi Inc reported an EPS of $0.23 in its last earnings report, beating expectations of $0.147. Following the earnings report the stock price went up 10.802%.
Which hedge fund is a major shareholder of Oppfi Inc?
Currently, no hedge funds are holding shares in OPFI
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OppFi Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$13.00 (33.20% Upside)
$13.00 (33.20% Upside)
Blogger Sentiment
Bullish
OPFI Sentiment 70%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Decreased
By 4.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $687.8K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▲ 1.4%
Last 30 Days ▼ 4.4%
Last 30 Days ▼ 4.4%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
307.17%
12-Months-Change
Fundamentals
Return on Equity
33.59%
Trailing 12-Months
Asset Growth
6.59%
Trailing 12-Months
Company Description
Oppfi Inc
OppFi (OPFI) is a financial technology company that specializes in providing accessible and transparent credit products to underserved consumers. Operating primarily in the consumer finance sector, the company offers a range of products designed to help individuals who lack access to traditional financial services. Its core offerings include installment loans and other credit products tailored to meet the needs of consumers with lower credit scores.
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OPFI Company Deck
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OPFI Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlights strong revenue growth, improved credit quality, and operational efficiencies, outweighing the concerns about macroeconomic uncertainties, leading to a positive outlook and increased guidance for 2025.Read More>---
OPFI Stock 12 Month Forecast
Average Price Target
$13.00
▲(33.20% Upside)
Technical Analysis
World Acceptance
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LendingClub
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Enova International
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Qifu Technology
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Upstart Holdings
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Best Analysts Covering OPFI
1 Year
1 Year Success Rate
4/6 ratings generated profit
1 Year Average Return
+63.25%
reiterated a buy rating 20 days ago
Copying Michael Grondahl's trades and holding each position for 1 Year would result in 66.67% of your transactions generating a profit, with an average return of +63.25% per trade.
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