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OppFi (OPFI)
NYSE:OPFI
Total Valuation
OppFi has a market cap or net worth of $800.97M. The enterprise value is $612.52M.
Market Cap$800.97M
Enterprise Value$612.52M
Share Statistics
OppFi has 24,226,696 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding24,226,696
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
OppFi’s return on equity (ROE) is 0.03 and return on invested capital (ROIC) is 15.48%.
Return on Equity (ROE)0.03
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)15.48%
Return on Capital Employed (ROCE)0.16
Revenue Per Employee1.18M
Profits Per Employee188.40K
Employee Count445
Asset Turnover0.82
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of OppFi is 21.26. OppFi’s PEG ratio is -0.03.
PE Ratio21.26
PS Ratio1.60
PB Ratio0.66
Price to Fair Value0.66
Price to FCF0.48
Price to Operating Cash Flow0.48
PEG Ratio-0.03
Income Statement
In the last 12 months, OppFi had revenue of 525.96M and earned 7.26M in profits. Earnings per share was 0.36.
Revenue525.96M
Gross Profit420.78M
Operating Income94.54M
Pretax Income88.05M
Net Income7.26M
EBITDA308.60M
Earnings Per Share (EPS)0.36
Cash Flow
In the last 12 months, operating cash flow was 323.81M and capital expenditures 0.00, giving a free cash flow of 323.81M billion.
Operating Cash Flow323.81M
Free Cash Flow323.81M
Free Cash Flow per Share13.37
Dividends & Yields
OppFi pays an annual dividend of $0.25, resulting in a dividend yield of ―
Dividend Per Share$0.25
Dividend Yield―
Payout Ratio26.31%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.15
52-Week Price Change239.56%
50-Day Moving Average9.63
200-Day Moving Average7.36
Relative Strength Index (RSI)52.75
Average Volume (3m)1.02M
Important Dates
OppFi upcoming earnings date is May 7, 2025, TBA Not Confirmed.
Last Earnings DateMar 5, 2025
Next Earnings DateMay 7, 2025
Ex-Dividend DateApr 08, 2025
Financial Position
OppFi as a current ratio of 9.43, with Debt / Equity ratio of 141.77%
Current Ratio9.43
Quick Ratio9.43
Debt to Market Cap2.07
Net Debt to EBITDA0.88
Interest Coverage Ratio0.52
Taxes
In the past 12 months, OppFi has paid 4.21M in taxes.
Income Tax4.21M
Effective Tax Rate0.05
Enterprise Valuation
OppFi EV to EBITDA ratio is 1.38, with an EV/FCF ratio of 1.31.
EV to Sales0.81
EV to EBITDA1.38
EV to Free Cash Flow1.31
EV to Operating Cash Flow1.31
Balance Sheet
OppFi has $61.34M in cash and marketable securities with $332.05M in debt, giving a net cash position of $270.71M billion.
Cash & Marketable Securities$61.34M
Total Debt$332.05M
Net Cash$270.71M
Net Cash Per Share$11.17
Tangible Book Value Per Share$11.63
Margins
Gross margin is 80.00%, with operating margin of 17.97%, and net profit margin of 1.38%.
Gross Margin80.00%
Operating Margin17.97%
Pretax Margin16.74%
Net Profit Margin1.38%
EBITDA Margin58.67%
EBIT Margin56.84%
Analyst Forecast
The average price target for OppFi is $13.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$13.00
Price Target Upside40.24% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast2.71%
EPS Growth Forecast―