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OppFi (OPFI)
NYSE:OPFI
OPFI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$2.56 - $17.73
Previous CloseN/A
Volume303.04K
Average Volume (3M)1.38M
Market Cap
$731.85M
Enterprise Value$546.25M
Total Cash (Recent Filing)$61.34M
Total Debt (Recent Filing)$332.05M
Price to Earnings (P/E)44.1
Beta1.09
Next Earnings
May 07, 2025EPS Estimate
0.25Last Dividend Ex-Date
Apr 08, 2025Dividend YieldN/A
Share Statistics
EPS (TTM)0.19
Shares Outstanding24,226,696
10 Day Avg. Volume1,077,701
30 Day Avg. Volume1,378,111
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)1.60
Price to Cash Flow (P/CF)2.20
P/FCF Ratio2.20
Enterprise Value/Market Cap0.75
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit1.30
Enterprise Value/Ebitda2.98
Forecast
1Y Price Target
$13.00Price Target Upside53.48% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
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OppFi News
PremiumCompany Announcements
OppFi Inc. Reports Record Earnings and Positive Outlook
PremiumCompany Announcements
OppFi Inc. Reports Strong Growth and Positive 2025 Outlook
PremiumThe Fly
OppFi rises 10.7%---
Bulls Say, Bears Say
Bulls Say
Credit PerformanceThe company continued demonstrating operating leverage in 4Q along with higher yields on the portfolio and improving credit performance, leading to strong bottom-line outperformance versus expectations.
Financial PerformanceShares traded up ~11% following strong fourth-quarter performance and guidance for continued earnings growth in 2025.
Bears Say
Dilution ConcernsInvestors must revisit the additional dilution from SPAC-era warrants, which add approximately 3.6M shares to the diluted share count.
Valuation ConcernsAnalyst remains on the sidelines based purely on a valuation perspective with shares fairly valued at ~9x the updated 2025 adjusted EPS estimate.
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Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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OPFI FAQ
What was OppFi’s price range in the past 12 months?
OppFi lowest stock price was $2.56 and its highest was $17.73 in the past 12 months.
What is OppFi’s market cap?
OppFi’s market cap is $731.85M.
When is OppFi’s upcoming earnings report date?
OppFi’s upcoming earnings report date is May 07, 2025 which is in 22 days.
How were OppFi’s earnings last quarter?
OppFi released its earnings results on Mar 05, 2025. The company reported $0.23 earnings per share for the quarter, beating the consensus estimate of $0.147 by $0.083.
Is OppFi overvalued?
According to Wall Street analysts OppFi’s price is currently Undervalued.
Does OppFi pay dividends?
OppFi pays a Annually dividend of $0.369 which represents an annual dividend yield of N/A. See more information on OppFi dividends here
What is OppFi’s EPS estimate?
OppFi’s EPS estimate is 0.25.
How many shares outstanding does OppFi have?
OppFi has 24,226,696 shares outstanding.
What happened to OppFi’s price movement after its last earnings report?
OppFi reported an EPS of $0.23 in its last earnings report, beating expectations of $0.147. Following the earnings report the stock price went up 10.802%.
Which hedge fund is a major shareholder of OppFi?
Currently, no hedge funds are holding shares in OPFI
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OppFi Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$13.00 (53.48% Upside)
$13.00 (53.48% Upside)
Blogger Sentiment
Bullish
OPFI Sentiment 93%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 4.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $687.8K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 2.1%
Last 30 Days ▲ 3.0%
Last 30 Days ▲ 3.0%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
168.54%
12-Months-Change
Fundamentals
Return on Equity
33.59%
Trailing 12-Months
Asset Growth
6.59%
Trailing 12-Months
Company Description
OppFi
OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.
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OPFI Company Deck
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OPFI Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlights strong revenue growth, improved credit quality, and operational efficiencies, outweighing the concerns about macroeconomic uncertainties, leading to a positive outlook and increased guidance for 2025.Read More>---
OPFI Stock 12 Month Forecast
Average Price Target
$13.00
▲(53.48% Upside)
Technical Analysis
Best Analysts Covering OPFI
1 Year
1 Year Success Rate
3/6 ratings generated profit
1 Year Average Return
+29.05%
reiterated a buy rating last month
Copying Michael Grondahl's trades and holding each position for 1 Year would result in 50.00% of your transactions generating a profit, with an average return of +29.05% per trade.
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