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GWRE Stock Chart & Stats
$191.07
$6.85(5.21%)
At close: 4:00 PM EDT
$191.07
$6.85(5.21%)
Day’s Range― - ―
52-Week Range$102.30 - $255.89
Previous CloseN/A
Volume891.33K
Average Volume (3M)1.41M
Market Cap
$11.89B
Enterprise Value$12.67K
Total Cash (Recent Filing)$753.06M
Total Debt (Recent Filing)$703.30M
Price to Earnings (P/E)87.4
Beta0.90
Next Earnings
Dec 03, 2026EPS Estimate
0.75Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.65
Shares Outstanding81,992,670
10 Day Avg. Volume1,960,267
30 Day Avg. Volume1,409,150
Financial Highlights & Ratios
PEG Ratio0.93
Price to Book (P/B)10.55
Price to Sales (P/S)8.53
P/FCF Ratio33.34
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$216.45Price Target Upside13.29% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering13
EPS Forecast (FY)4.18
Revenue Forecast (FY)$1.72B
Bulls Say, Bears Say
Bulls Say
Recurring Cloud Growth And RetentionThe growing cloud mix increases recurring revenue visibility and deepens Guidewire’s role in insurers’ core workflows. Very low core-customer attrition supports durable retention, while continued cloud adoption can expand the subscription base and strengthen long-term revenue quality.
Expanding Margins And Cash GenerationImproved gross margins and strong operating cash flow indicate that Guidewire is converting growth into financial capacity. This supports continued product investment, implementation improvements, and strategic flexibility while reducing reliance on external funding for its operating plans.
Deepening Insurer Platform AdoptionMore large customers and a high volume of core-system wins demonstrate broadening adoption across the P&C insurance market. As PolicyCenter, ClaimCenter, BillingCenter, and related products become embedded in operations, expansion opportunities and switching costs can support durable growth.
Bears Say
Cloud Migration Reduces Legacy RevenueThe transition to cloud subscriptions is strategically beneficial but creates a durable revenue headwind in legacy license and support lines. Those declines can offset part of subscription growth during the migration cycle and make reported revenue composition more dependent on successful cloud execution.
Professional Services Margin Remains LowA roughly 12% services gross margin is substantially below the company’s subscription and support margin, limiting the profitability contribution of implementation work. Capacity investments and AI-related services spending may continue to pressure consolidated margins as customer deployments expand.
Higher Leverage And Execution SensitivityThe increase in leverage reduces balance-sheet flexibility compared with the prior year, particularly if growth or margins soften. Recent profitability and uneven historical growth also indicate that execution and spending discipline remain important to sustaining current returns and cash generation.
Guidewire News
GWRE FAQ
What was Guidewire Software Inc. Common’s price range in the past 12 months?
Guidewire Software Inc. Common lowest stock price was $102.30 and its highest was $255.89 in the past 12 months.
What is Guidewire Software Inc. Common’s market cap?
Guidewire Software Inc. Common’s market cap is $11.89B.
When is Guidewire Software Inc. Common’s upcoming earnings report date?
Guidewire Software Inc. Common’s upcoming earnings report date is Dec 03, 2026 which is in 75 days.
How were Guidewire Software Inc. Common’s earnings last quarter?
Guidewire Software Inc. Common released its earnings results on Sep 03, 2026. The company reported $0.99 earnings per share for the quarter, beating the consensus estimate of $0.933 by $0.057.
Is Guidewire Software Inc. Common overvalued?
According to Wall Street analysts Guidewire Software Inc. Common’s price is currently Undervalued.
Does Guidewire Software Inc. Common pay dividends?
Guidewire Software Inc. Common does not currently pay dividends.
What is Guidewire Software Inc. Common’s EPS estimate?
Guidewire Software Inc. Common’s EPS estimate is 0.75.
How many shares outstanding does Guidewire Software Inc. Common have?
Guidewire Software Inc. Common has 81,992,670 shares outstanding.
What happened to Guidewire Software Inc. Common’s price movement after its last earnings report?
Guidewire Software Inc. Common reported an EPS of $0.99 in its last earnings report, beating expectations of $0.933. Following the earnings report the stock price went down -19.935%.
Which hedge fund is a major shareholder of Guidewire Software Inc. Common?
Currently, no hedge funds are holding shares in GWRE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Guidewire Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$216.45 (13.29% Upside)
$216.45 (13.29% Upside)
Blogger Sentiment
Neutral
GWRE Sentiment 58%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 345.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 2.2%
Last 30 Days ▲ 4.2%
Last 30 Days ▲ 4.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-41.49%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-5.30%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Guidewire Software Inc. Common
Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
GWRE Company Deck
GWRE Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive, characterized by record ARR, robust subscription and cloud growth, significant core-cloud deal momentum, strong profitability and cash flow, very low attrition, and encouraging traction for ProNavigator, PricingCenter and the company's AI platform. The main negative factors were the expected decline in license and support revenue as customers migrate to the cloud, lower services margins, normalized attrition assumptions and first-quarter timing-related margin and cash flow effects. Highlights significantly outweighed lowlights.View all GWRE earnings summariesGWRE Stock 12 Month Forecast
Average Price Target
$216.45
▲(13.29% Upside)
Technical Analysis
Ownership Overview
0.68% Insiders
32.09% Mutual Funds
44.42% Other Institutional Investors
1.15% Public Companies and
Individual Investors