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GWRE Stock Chart & Stats
$140.36
$0.12(0.07%)
At close: 4:00 PM EST
$140.36
$0.12(0.07%)
Day’s Range― - ―
52-Week Range$102.30 - $272.60
Previous CloseN/A
Volume138.88K
Average Volume (3M)1.88M
Market Cap
$12.49B
Enterprise Value$11.73K
Total Cash (Recent Filing)$749.53M
Total Debt (Recent Filing)$704.24M
Price to Earnings (P/E)78.9
Beta0.65
Next Earnings
Sep 03, 2026EPS Estimate
0.93Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.89
Shares Outstanding83,256,360
10 Day Avg. Volume1,337,314
30 Day Avg. Volume1,878,514
Financial Highlights & Ratios
PEG Ratio-0.22
Price to Book (P/B)13.02
Price to Sales (P/S)15.77
P/FCF Ratio64.27
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$201.45Price Target Upside43.53% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering12
EPS Forecast (FY)3.48
Revenue Forecast (FY)$1.47B
Bulls Say, Bears Say
Bulls Say
Improving ProfitabilityGuidewire moved from multi-year losses to materially positive margins, with TTM net margin ~11% and EBIT ~8%. Sustained profitability suggests structural operating leverage from recurring cloud subscriptions and product mix, improving cash reinvestment capacity and long-term earnings power.
Recurring ARR And Cloud MomentumStrong ARR growth (19% YoY) reflects durable subscription revenue and successful cloud migrations. Recurring ARR underpins predictable revenue streams, higher lifetime customer value, and a structural shift to subscription economics that supports margin expansion and steadier future cash flows.
Cash Generation And Financial GuidanceLarge cash balances and upgraded operating cash flow guidance indicate strong free cash generation and liquidity. This supports strategic investments, product development, and buybacks while providing a buffer against deal timing volatility, enhancing multi-quarter financial resilience.
Bears Say
Low Services MarginsPersistently low services margins (≈14%) and reliance on subcontractors compress unit economics for implementations. Over the medium term this can limit overall gross margin improvement, force increased pricing or productivity initiatives, and constrain profitability from growth in services revenue.
Deal Concentration And Timing VolatilityReliance on a few large transformational deals creates quarter-to-quarter ARR and booking volatility. Structural deal concentration risks make revenue recognition and planning uneven, raising execution risk and requiring sustained sales discipline to smooth growth and protect guidance credibility.
Rising Leverage And Shrinking EquityDebt-to-equity rising to ~0.53 and a shrinking equity base reduce balance-sheet flexibility versus prior years. Higher leverage constrains capital allocation choices, increases financial risk during downturns, and could limit capacity for large M&A or sustained buybacks absent stronger equity growth.
Guidewire News
GWRE FAQ
What was Guidewire Software Inc.’s price range in the past 12 months?
Guidewire Software Inc. lowest stock price was $102.30 and its highest was $272.60 in the past 12 months.
What is Guidewire Software Inc.’s market cap?
Guidewire Software Inc.’s market cap is $12.49B.
When is Guidewire Software Inc.’s upcoming earnings report date?
Guidewire Software Inc.’s upcoming earnings report date is Sep 03, 2026 which is in 44 days.
How were Guidewire Software Inc.’s earnings last quarter?
Guidewire Software Inc. released its earnings results on Jun 04, 2026. The company reported $0.82 earnings per share for the quarter, beating the consensus estimate of $0.743 by $0.077.
Is Guidewire Software Inc. overvalued?
According to Wall Street analysts Guidewire Software Inc.’s price is currently Undervalued.
Does Guidewire Software Inc. pay dividends?
Guidewire Software Inc. does not currently pay dividends.
What is Guidewire Software Inc.’s EPS estimate?
Guidewire Software Inc.’s EPS estimate is 0.93.
How many shares outstanding does Guidewire Software Inc. have?
Guidewire Software Inc. has 83,256,360 shares outstanding.
What happened to Guidewire Software Inc.’s price movement after its last earnings report?
Guidewire Software Inc. reported an EPS of $0.82 in its last earnings report, beating expectations of $0.743. Following the earnings report the stock price went down -9.995%.
Which hedge fund is a major shareholder of Guidewire Software Inc.?
Currently, no hedge funds are holding shares in GWRE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Guidewire Stock Smart Score
Outperform
1
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4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$201.45 (43.53% Upside)
$201.45 (43.53% Upside)
Blogger Sentiment
Bullish
GWRE Sentiment 70%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 1.7M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 0.8%
Last 30 Days ▲ 2.6%
Last 30 Days ▲ 2.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-32.16%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
1.89%
Trailing 12-Months
Company Description
Guidewire Software Inc.
Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter. The company also furnishes Guidewire InsuranceNow, a cloud-native platform providing integrated policy, billing, and claims administration for insurers, alongside a self-managed version of the InsuranceSuite. Guidewire's product portfolio extends to specialized management tools, including Rating Management for accurate insurance product pricing, Reinsurance Management for executing rules-based reinsurance strategies throughout underwriting and claims processes, Client Data Management for effective utilization of customer information, and Product Content Management, which provides software tools and standardized templates to streamline the introduction and modification of insurance products. Further innovative solutions encompass Guidewire Underwriting Management, a cloud-based business application; AppReader, designed for efficient submission intake; a specialized Guidewire ClaimCenter Package that supports the unique claims workflows of the London Market; Digital Engagement Applications enabling insurers to deliver seamless digital experiences to customers, agents, and vendors across various devices; and Guidewire for Salesforce, which integrates crucial customer policy and claims data. Additionally, the company provides a robust data and analytics suite, featuring cloud-native Predictive Analytics applications, Risk Insights to help insurers evaluate emerging risks, Business Intelligence tools for performance measurement, DataHub as an operational data store, and InfoCenter for business intelligence warehousing. Guidewire also offers extensive implementation, integration, and professional services to support its clients. Established in 2001, Guidewire Software, Inc. maintains its corporate headquarters in San Mateo, California.
GWRE Stock 12 Month Forecast
Average Price Target
$201.45
▲(43.53% Upside)
Technical Analysis
Ownership Overview
0.60% Insiders
32.09% Mutual Funds
2.39% Other Institutional Investors
43.48% Public Companies and
Individual Investors