Earnings MissFICO's 1Q results missed Street expectations, a rare event for the company, due to an unfortunate combination of high expectations, FX headwinds, and lower volumes.
Regulatory RiskU.S. policymakers have criticized FICO’s price increases, and forthcoming regulatory changes could create a competitive opportunity for a challenger scoring system.
Valuation ConcernsFICO stock carries an expensive valuation that embeds high growth expectations despite meaningful execution risk.