The earnings call presented a strong financial performance with notable revenue growth in both the Scores and Software segments, alongside successful capital returns to shareholders. However, challenges like foreign exchange impact, lower platform usage, and policy uncertainty offset some of the positive momentum.

Company Guidance

During the First Quarter 2025 FICO Earnings Conference Call, the company reiterated its fiscal 2025 guidance, reporting strong financial performance with first-quarter revenues of $440 million, a 15% increase from the previous year. The GAAP net income for the quarter was $153 million, up 26%, and GAAP earnings per share were $6.14, up 28% year-over-year. In terms of non-GAAP metrics, net income was $144 million, a 19% increase, and earnings per share were $5.79, a 20% rise from the prior year. The Scores segment reported revenues of $236 million, a 23% increase, with B2B revenues up 30%, driven by a 110% rise in mortgage originations revenues. The Software segment recorded $204 million in revenue, marking an 8% increase, primarily due to growth in SaaS software and license revenue. The company also highlighted a 36% increase in free cash flow over the last four quarters, totaling $673 million, and continued capital return to shareholders, including the repurchase of 79,000 shares in the first quarter.

Strong Revenue Growth

FICO reported first quarter revenues of $440 million, up 15% over last year. GAAP net income increased by 26%, and GAAP earnings per share rose by 28% from the prior year. Non-GAAP earnings per share were up 20%.

Scores Segment Performance

The Scores segment reported first quarter revenues of $236 million, up 23% versus the prior year. B2B revenues were up 30%, driven by mortgage originations which increased by 110%.

Free Cash Flow and Share Buybacks

Free cash flow was $187 million for the quarter, a 55% increase from the same quarter last year. FICO repurchased 79,000 shares in Q1 and an additional 47,000 shares in January.

Recognition for Innovation

FICO's Customer Communication Service Scam Signal Solution won the Best Anti-Fraud Solution award. FICO also received the Tech of the Future Blockchain and Tokenization Award.

Software Segment Growth

Software segment revenues were $204 million, up 8% from last year, with growth driven mainly by SaaS software and license revenue.

---

Fair Isaac (FICO) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

FICO Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Apr 30, 2025	2025 (Q2)	7.43 / -	6.14	―	―	―
Feb 04, 2025	2025 (Q1)	6.09 / 5.79	4.81	20.37% (+0.98)
Nov 06, 2024	2024 (Q4)	6.36 / 6.54	5.01	30.54% (+1.53)
Jul 31, 2024	2024 (Q3)	6.37 / 6.25	5.66	10.42% (+0.59)
Apr 25, 2024	2024 (Q2)	5.81 / 6.14	4.78	28.45% (+1.36)
Jan 25, 2024	2024 (Q1)	5.06 / 4.81	4.26	12.91% (+0.55)
Nov 08, 2023	2023 (Q4)	5.29 / 5.01	4.4	13.86% (+0.61)
Aug 02, 2023	2023 (Q3)	5.25 / 5.66	4.47	26.62% (+1.19)
Apr 27, 2023	2023 (Q2)	5.04 / 4.78	4.68	2.14% (+0.10)
Jan 26, 2023	2023 (Q1)	4.06 / 4.26	3.7	15.14% (+0.56)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

---

FICO Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Feb 04, 2025	$1809.70	$1847.80	+2.11%
Nov 06, 2024	$2090.63	$2176.10	+4.09%
Jul 31, 2024	$1600.00	$1578.95	-1.32%
Apr 25, 2024	$1193.66	$1110.85	-6.94%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

---