Currency FluctuationsCurrency fluctuations, particularly the weakening of the Mexican peso, are a concern for EZPW's financial performance.
Loan Value DisparityLatAm's average loan amount is also half the size of the U.S., as customers are coming in with cheaper goods.
Macro Environment ChallengesThe macro environment continues to challenge EZPW’s value-conscious customer base, with inflation and economic uncertainty driving increased demand for pawn loans.