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EZCORP Inc (EZPW)
NASDAQ:EZPW
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Earnings Data
Report Date
Jan 29, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
$0.37Last Year’s EPS
$0.36Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Nov 13, 2024
|% Change Since: -0.59%
|Next Earnings Date:Jan 29, 2025
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with record-breaking results, strategic growth, and expansion efforts, particularly in Latin America. While there were some challenges such as higher tax rates and temporary impacts from hurricanes, these were relatively minor compared to the overall positive outcomes.Company Guidance
During the EZCORP fiscal fourth quarter earnings call for 2024, the company provided impressive guidance, highlighting several key metrics. EZCORP reported a record total revenue of $300.9 million for Q4, marking an 11% increase year-over-year. The pawn loan originations (PLO) reached an all-time high of $279.2 million, growing by 14%. EBITDA rose by 15% to $36.7 million, while diluted earnings per share (EPS) increased by 13% to $0.26. The company expanded its store network to 1,279 locations, adding 21 new stores in the quarter. Additionally, earning assets grew 16%, and merchandise sales increased by 9%. The Latin American segment showed a remarkable 17% revenue growth, and the EZ+ Rewards program registered a 44% increase in membership, reaching 5.4 million members. The strategic focus on inventory management and customer engagement contributed to a robust performance across all segments, with U.S. Pawn EBITDA margin improving to 21% and Latin American EBITDA margin reaching 14%.Record-Breaking Fiscal Results
Total revenue for Q4 2024 reached $300.9 million, up 11% year-over-year. PLO grew 14% to $279.2 million, with EBITDA up 15% to $36.7 million and diluted EPS increasing by 13%.
Strong Growth in Latin America
Total revenues increased 17% to $88.9 million, with EBITDA climbing 50% to $12.7 million and EBITDA margin reaching 14%, up from 12 basis points.
Expansion and Customer Engagement
Added 21 stores this quarter, with EZ+ Rewards members growing 44% to 5.4 million. Online payment collections increased significantly.
Strategic Investments and Acquisitions
Acquired 53 stores in Mexico, reflecting increased focus on auto pawn business. Significant geographic and strategic expansion.
Impressive Long-term Growth
Net income up nearly 4x since fiscal 2020, with EBITDA more than doubling and the share price increasing 123% over four years.
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EZPW Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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EZPW Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Nov 13, 2024 | $11.85 | $12.02 | +1.43% |
| Jul 31, 2024 | $10.42 | $10.49 | +0.67% |
| May 01, 2024 | $11.03 | $10.54 | -4.44% |
| Jan 31, 2024 | $8.60 | $9.59 | +11.51% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does EZCORP Inc (EZPW) report earnings?
EZCORP Inc (EZPW) is schdueled to report earning on Jan 29, 2025, TBA Not Confirmed.
What is EZCORP Inc (EZPW) earnings time?
EZCORP Inc (EZPW) earnings time is at Jan 29, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is EZPW EPS forecast?
EZPW EPS forecast for the fiscal quarter 2025 (Q1) is $0.37.
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