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Regional Management (RM)
NYSE:RM
Regional Management (RM) Stock Price & Analysis
127 Followers
RM Stock Chart & Stats
Day’s Range$0 - $0
52-Week Range$20.02 - $33.49
Previous Close$30.17
Volume46.76K
Average Volume (3M)33.36K
Market Cap
$298.57M
Enterprise Value$1.73B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$1.43B
Price to Earnings (P/E)13.1
Beta1.18
Next Earnings
Jul 31, 2024EPS Estimate
$0.57Last Dividend Ex-Date
May 21, 2024Dividend Yield3.98%
Share Statistics
EPS (TTM)2.30
Shares Outstanding9,896,200
10 Day Avg. Volume20,819
30 Day Avg. Volume33,362
Standard Deviation0.14
R-Squared0.33
Alpha-0.00456
Financial Highlights & Ratios
Price to Book (P/B)0.89
Price to Sales (P/S)0.56
Price to Cash Flow (P/CF)1.00
P/FCF Ratio0.80
Enterprise Value/Market CapN/A
Enterprise Value/Revenue3.46
Enterprise Value/Gross ProfitN/A
Enterprise Value/Ebitda145.35
Forecast
1Y Price Target
$28.00Price Target Upside-7.19% Downside
Rating ConsensusHold
Number of Analyst Covering3
Regional Management News
PremiumCompany Announcements
Regional Management’s Strategic Financial Restructuring and Private Placement
PremiumCompany Announcements
Regional Management Unveils New Executive Incentive Plans
PremiumCompany Announcements
Regional Management Corp. Hosts Financial Presentation
PremiumCompany Announcements
Regional Management Corp. Unveils Investor PresentationBulls Say, Bears Say
Bulls Say
Competitive AdvantageManagement highlighted that the competitive environment for its over-36% APR small loans is more attractive now, with few well-capitalized lenders.
Financial PerformanceShares of RM traded up ~8% following the report in response to the more efficient operating spend, solid credit performance from the 'front book', and the first time management provided full-year guidance to the Street.
Market OpportunityRegional Management could benefit from the large market for non-prime consumer loans, which is growing due to the tightening of credit underwriting by prime lenders.
Bears Say
Charge-off RateManagement specifically noted that the charge-off rate for 2024 could end up in the low-11% range, or up to 50 basis points above the current guidance range.
Credit PerformanceAnalyst recommends waiting for more stability in Regional Management's credit performance before becoming more positive on RM shares.
Market ConcernsThe current trading multiple of RM shares is below historical levels, reflecting market concerns about Regional Management's loss rates and moderate growth trends.
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Ownership Overview
56.47% Insiders
21.18% Mutual Funds
12.03% Other Institutional Investors
10.33% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
RM FAQ
What was Regional Management’s price range in the past 12 months?
Regional Management lowest stock price was $20.02 and its highest was $33.49 in the past 12 months.
What is Regional Management’s market cap?
Currently, no data Available
When is Regional Management’s upcoming earnings report date?
Regional Management’s upcoming earnings report date is Jul 31, 2024 which is in 9 days.
How were Regional Management’s earnings last quarter?
Regional Management released its earnings results on May 01, 2024. The company reported $1.56 earnings per share for the quarter, beating the consensus estimate of $0.875 by $0.685.
Is Regional Management overvalued?
According to Wall Street analysts Regional Management’s price is currently Overvalued.
Does Regional Management pay dividends?
Regional Management pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.98%. See more information on Regional Management dividends here
What is Regional Management’s EPS estimate?
Regional Management’s EPS estimate is $0.57.
How many shares outstanding does Regional Management have?
Regional Management has 9,896,200 shares outstanding.
What happened to Regional Management’s price movement after its last earnings report?
Regional Management reported an EPS of $1.56 in its last earnings report, beating expectations of $0.875. Following the earnings report the stock price went up 8.034%.
Which hedge fund is a major shareholder of Regional Management?
Among the largest hedge funds holding Regional Management’s share is Basswood Capital Management LLC. It holds Regional Management’s shares valued at 23M.
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Regional Management Stock Smart Score
Unlock Smart Score
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Analyst Consensus
Hold
Average Price Target:
$28.00 (-7.19% Downside)
$28.00 (-7.19% Downside)
Hedge Fund Trend
Increased
By 23.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $2.2M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-8.14%
12-Months-Change
Fundamentals
Return on Equity
6.88%
Trailing 12-Months
Asset Growth
3.27%
Trailing 12-Months
Company Description
Regional Management
Regional Management Corp. engages in the provision of consumer financial services. Its products include small, large, and retail installment loans. It also offers optional payment and collateral protection insurance products. The company was founded by Richard A. Godley and C. Glynn Quattlebaum on March 25, 1987 and is headquartered in Greer, SC.
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RM Company Deck
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RM Earnings Call
Q1 2024
0:00 / 0:00
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RM Stock 12 Month Forecast
Average Price Target
$28.00
▼(-7.19% Downside)
Technical Analysis
Best Analysts Covering RM
1 Year
1 Year Success Rate
18/28 ratings generated profit
1 Year Average Return
+26.92%
reiterated a buy rating 3 months ago
Copying John Hecht's trades and holding each position for 1 Year would result in 64.29% of your transactions generating a profit, with an average return of +26.92% per trade.
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