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Regional Management (RM)
NYSE:RM
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RM Stock Chart & Stats
Day’s Range― - ―
52-Week Range$20.50 - $36.80
Previous CloseN/A
Volume13.57K
Average Volume (3M)44.82K
Market Cap
$356.32M
Enterprise Value$1.64B
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)$37.90M
Price to Earnings (P/E)14.8
Beta1.22
Next Earnings
Feb 05, 2025EPS Estimate
0.89Last Dividend Ex-Date
Nov 21, 2024Dividend Yield3.42%
Share Statistics
EPS (TTM)2.37
Shares Outstanding10,163,212
10 Day Avg. Volume58,628
30 Day Avg. Volume44,819
Standard Deviation0.14
R-Squared0.33
Alpha-0.00261
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)0.65
Price to Cash Flow (P/CF)1.20
P/FCF Ratio1.20
Enterprise Value/Market Cap4.60
Enterprise Value/Revenue3.26
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$31.50Price Target Upside-11.74% Downside
Rating ConsensusHold
Number of Analyst Covering4
Regional Management News
PremiumCompany Announcements
Regional Management Announces Strategic Growth Initiatives
PremiumCompany Announcements
Regional Management Boosts Growth with $250M Securitization
PremiumCompany Announcements
Regional Management Expands Reach with 340 Branches
PremiumCompany Announcements
Regional Management Corp. Reports Q3 2024 Earnings
Bulls Say, Bears Say
Bulls Say
Operational EfficiencyOperating expense came in slightly better than expected following further prudent cost management.
Stock Repurchase ProgramBoard of Directors has authorized a stock repurchase program allowing for the repurchase of up to $30 million effective immediately.
Strategic GrowthManagement continues to focus on its 'barbell' strategy to capitalize on competitive trends and invest in long-term strategic growth.
Bears Say
Loan GrowthIncrementally slower loan growth than expected was partially offset by better yields, as higher-APR small loans continue to grow as a share of the portfolio.
Underwriting StrategyManagement has not seen significant trends that would lead it to opening up the credit box and remains prudent in its underwriting.
Valuation ConcernsRM shares are trading below historical multiples of 10x, reflecting market concerns of Regional's loss rates and moderate growth trends.
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Ownership Overview
22.88% Insiders
17.32% Mutual Funds
2.04% Other Institutional Investors
45.24% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
RM FAQ
What was Regional Management’s price range in the past 12 months?
Regional Management lowest stock price was $20.50 and its highest was $36.80 in the past 12 months.
What is Regional Management’s market cap?
Regional Management’s market cap is $356.32M.
When is Regional Management’s upcoming earnings report date?
Regional Management’s upcoming earnings report date is Feb 05, 2025 which is in 14 days.
How were Regional Management’s earnings last quarter?
Regional Management released its earnings results on Nov 06, 2024. The company reported $0.76 earnings per share for the quarter, missing the consensus estimate of $1.05 by -$0.29.
Is Regional Management overvalued?
According to Wall Street analysts Regional Management’s price is currently Overvalued.
Does Regional Management pay dividends?
Regional Management pays a Quarterly dividend of $1.2 which represents an annual dividend yield of 3.42%. See more information on Regional Management dividends here
What is Regional Management’s EPS estimate?
Regional Management’s EPS estimate is 0.89.
How many shares outstanding does Regional Management have?
Regional Management has 10,163,212 shares outstanding.
What happened to Regional Management’s price movement after its last earnings report?
Regional Management reported an EPS of $0.76 in its last earnings report, missing expectations of $1.05. Following the earnings report the stock price went down -6.265%.
Which hedge fund is a major shareholder of Regional Management?
Currently, no hedge funds are holding shares in RM
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Regional Management Stock Smart Score
Unlock Smart Score
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Analyst Consensus
Hold
Average Price Target:
$31.50 (-11.74% Downside)
$31.50 (-11.74% Downside)
Insider Transactions
Sold Shares
Worth $3.2M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
46.30%
12-Months-Change
Fundamentals
Return on Equity
6.95%
Trailing 12-Months
Asset Growth
3.20%
Trailing 12-Months
Company Description
Regional Management
Regional Management Corp. engages in the provision of consumer financial services. Its products include small, large, and retail installment loans. It also offers optional payment and collateral protection insurance products. The company was founded by Richard A. Godley and C. Glynn Quattlebaum on March 25, 1987 and is headquartered in Greer, SC.
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RM Company Deck
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RM Earnings Call
Q3 2024
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a balanced view with strong portfolio growth, improved credit performance, and increased revenue yields as highlights, while the negative financial impacts of recent hurricanes and higher provisions for credit losses were notable challenges.Read More>---
RM Stock 12 Month Forecast
Average Price Target
$31.50
▼(-11.74% Downside)
Technical Analysis
Credit Acceptance
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Enova International
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OneMain Holdings
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Old Market Capital
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FirstCash
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EZCORP
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Best Analysts Covering RM
1 Year
1 Year Success Rate
18/28 ratings generated profit
1 Year Average Return
+26.73%
reiterated a buy rating 4 months ago
Copying John Hecht's trades and holding each position for 1 Year would result in 64.29% of your transactions generating a profit, with an average return of +26.73% per trade.
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