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Upstart Holdings (UPST)
NASDAQ:UPST
Upstart Holdings (UPST) Stock Price & Analysis
4,369 Followers
UPST Stock Chart & Stats
Day’s Range$0 - $0
52-Week Range$19.84 - $72.58
Previous Close$23.59
Volume2.98M
Average Volume (3M)4.66M
Market Cap
$2.07B
Enterprise Value$3.14B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$1.06B
Price to Earnings (P/E)―
Beta3.35
Next Earnings
Aug 06, 2024EPS Estimate
-$0.34Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-2.05
Shares Outstanding87,878,025
10 Day Avg. Volume5,304,815
30 Day Avg. Volume4,659,222
Standard Deviation0.39
R-Squared0.06
Alpha0.03
Financial Highlights & Ratios
Price to Book (P/B)3.55
Price to Sales (P/S)-4.11
Price to Cash Flow (P/CF)9.00
P/FCF Ratio7.70
Enterprise Value/Market CapN/A
Enterprise Value/Revenue7.62
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$18.29Price Target Upside-20.13% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering15
Upstart Holdings News
Bulls Say, Bears Say
Bulls Say
Business GrowthRepeat customers, loan scale expansion, and new bank outsourcing business should drive UPST's business growth in the long-term period.
EarningsUPST's 1Q24 results beat Street expectations on both the top and bottom line due to lower marketing costs and impressive volume growth from the company's small dollar loan product.
Financial PerformanceUPST expects to return to EBITDA profitability in 4Q24, which is especially encouraging.
Bears Say
Credit UnderwritingUpstart has not demonstrated an edge in credit underwriting compared to other traditional installment lending peers.
Loan DemandWe expect the company to see weaker loan demand due to high interest rates, while the credit deterioration in the prime segments also would suppress its lending appetite.
Revenue And ProfitabilityRevenue guidance was materially below Street expectations due to further credit tightening and depressed consumer demand.
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Ownership Overview
24.28% Insiders
18.64% Mutual Funds
22.00% Other Institutional Investors
35.09% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Upstart Holdings
Desktop Users
Mobile Users
UPST FAQ
What was Upstart Holdings’s price range in the past 12 months?
Upstart Holdings lowest stock price was $19.84 and its highest was $72.58 in the past 12 months.
What is Upstart Holdings’s market cap?
Currently, no data Available
When is Upstart Holdings’s upcoming earnings report date?
Upstart Holdings’s upcoming earnings report date is Aug 06, 2024 which is in 35 days.
How were Upstart Holdings’s earnings last quarter?
Upstart Holdings released its earnings results on May 07, 2024. The company reported -$0.31 earnings per share for the quarter, beating the consensus estimate of -$0.368 by $0.058.
Is Upstart Holdings overvalued?
According to Wall Street analysts Upstart Holdings’s price is currently Overvalued.
Does Upstart Holdings pay dividends?
Upstart Holdings does not currently pay dividends.
What is Upstart Holdings’s EPS estimate?
Upstart Holdings’s EPS estimate is -$0.34.
How many shares outstanding does Upstart Holdings have?
Upstart Holdings has 87,878,020 shares outstanding.
What happened to Upstart Holdings’s price movement after its last earnings report?
Upstart Holdings reported an EPS of -$0.31 in its last earnings report, beating expectations of -$0.368. Following the earnings report the stock price went down -5.558%.
Which hedge fund is a major shareholder of Upstart Holdings?
Among the largest hedge funds holding Upstart Holdings’s share is Coatue Management, LLC. It holds Upstart Holdings’s shares valued at 23M.
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Upstart Holdings Stock Smart Score
Unlock Smart Score
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Analyst Consensus
Moderate Sell
Average Price Target:
$18.29 (-20.13% Downside)
$18.29 (-20.13% Downside)
Blogger Sentiment
Bullish
UPST Sentiment 68%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 188.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $683.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 2.7%
Last 30 Days ▼ 2.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-32.29%
12-Months-Change
Fundamentals
Return on Equity
-28.30%
Trailing 12-Months
Asset Growth
5.82%
Trailing 12-Months
Company Description
Upstart Holdings
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
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UPST Company Deck
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UPST Earnings Call
Q1 2024
0:00 / 0:00
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UPST Stock 12 Month Forecast
Average Price Target
$18.29
▼(-20.13% Downside)
Technical Analysis
Best Analysts Covering UPST
1 Year
1 Year Success Rate
7/12 ratings generated profit
1 Year Average Return
-5.82%
assigned a sell rating 2 months ago
Copying Dan Dolev's trades and holding each position for 1 Year would result in 58.33% of your transactions generating a profit, with an average return of -5.82% per trade.
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