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Affirm Holdings (AFRM)
NASDAQ:AFRM
Affirm Holdings (AFRM) Stock Price & Analysis
3,495 Followers
AFRM Stock Chart & Stats
Day’s Range$0 - $0
52-Week Range$12.81 - $52.48
Previous Close$29.83
Volume5.12M
Average Volume (3M)6.63M
Market Cap
$9.22B
Enterprise Value$14.19B
Total Cash (Recent Filing)$1.27B
Total Debt (Recent Filing)$6.24B
Price to Earnings (P/E)―
Beta3.78
Next Earnings
Aug 22, 2024EPS Estimate
-$0.5Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-2.22
Shares Outstanding309,124,639
10 Day Avg. Volume9,402,380
30 Day Avg. Volume6,633,552
Standard Deviation0.32
R-Squared0.29
Alpha-0.02
Financial Highlights & Ratios
Price to Book (P/B)4.45
Price to Sales (P/S)4.96
Price to Cash Flow (P/CF)31.10
P/FCF Ratio19.20
Enterprise Value/Market CapN/A
Enterprise Value/Revenue5.53
Enterprise Value/Gross Profit19.85
Enterprise Value/Ebitda-53.10
Forecast
1Y Price Target
$37.44Price Target Upside27.43% Upside
Rating ConsensusHold
Number of Analyst Covering15
Affirm Holdings News
Bulls Say, Bears Say
Bulls Say
Business ModelAffirm's business model has diversified and strengthened from its earliest days as a 'pay-in-4 / 0%' lender to a more balanced revenue, credit, and customer mix.
Growth PotentialThe combination of secular tailwinds in favor of BNPL and Pay-in-4 offerings and AFRM’s impressive distribution with major e-commerce platforms should drive strong market share gains.
Market PositionAFRM is viewed as the leading provider of modern credit solutions for consumers, with a diverse portfolio of products for point of sale financing and everyday spending.
Bears Say
Growth DecelerationGMV growth has decelerated recently due to tightening credit underwriting and less willingness of merchants to incentivize GMV with higher discount rates.
Regulatory RiskThe BNPL industry may encounter regulatory actions that require it to report all of its lending activity to credit bureaus, which could dampen consumer demand.
ValuationShares are currently trading at 40x the FY26 Adjusted EPS estimate, compared to 15x and 10x for its two closest comparable businesses, American Express and Discover Financial.
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Ownership Overview
10.40% Insiders
29.26% Mutual Funds
9.82% Other Institutional Investors
50.52% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Affirm Holdings
Desktop Users
Mobile Users
AFRM FAQ
What was Affirm Holdings’s price range in the past 12 months?
Affirm Holdings lowest stock price was $12.81 and its highest was $52.48 in the past 12 months.
What is Affirm Holdings’s market cap?
Currently, no data Available
When is Affirm Holdings’s upcoming earnings report date?
Affirm Holdings’s upcoming earnings report date is Aug 22, 2024 which is in 50 days.
How were Affirm Holdings’s earnings last quarter?
Affirm Holdings released its earnings results on May 08, 2024. The company reported -$0.43 earnings per share for the quarter, beating the consensus estimate of -$0.698 by $0.268.
Is Affirm Holdings overvalued?
According to Wall Street analysts Affirm Holdings’s price is currently Undervalued.
Does Affirm Holdings pay dividends?
Affirm Holdings does not currently pay dividends.
What is Affirm Holdings’s EPS estimate?
Affirm Holdings’s EPS estimate is -$0.5.
How many shares outstanding does Affirm Holdings have?
Affirm Holdings has 263,837,680 shares outstanding.
What happened to Affirm Holdings’s price movement after its last earnings report?
Affirm Holdings reported an EPS of -$0.43 in its last earnings report, beating expectations of -$0.698. Following the earnings report the stock price went down -9.513%.
Which hedge fund is a major shareholder of Affirm Holdings?
Among the largest hedge funds holding Affirm Holdings’s share is Abdiel Capital Advisors, LP. It holds Affirm Holdings’s shares valued at 79M.
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Affirm Holdings Stock Smart Score
Unlock Smart Score
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Analyst Consensus
Hold
Average Price Target:
$37.44 (27.43% Upside)
$37.44 (27.43% Upside)
Blogger Sentiment
Bullish
AFRM Sentiment 75%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 345.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▼ 0.4%
Last 30 Days ▲ 4.6%
Last 30 Days ▲ 4.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
94.58%
12-Months-Change
Fundamentals
Return on Equity
-26.43%
Trailing 12-Months
Asset Growth
22.56%
Trailing 12-Months
Company Description
Affirm Holdings
Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a major share of its revenue from the United States.
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AFRM Company Deck
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AFRM Earnings Call
Q3 2024
0:00 / 0:00
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AFRM Stock 12 Month Forecast
Average Price Target
$37.44
▲(27.43% Upside)
Technical Analysis
Best Analysts Covering AFRM
1 Year
1 Year Success Rate
13/34 ratings generated profit
1 Year Average Return
+28.48%
reiterated a buy rating 13 days ago
Copying Dan Dolev's trades and holding each position for 1 Year would result in 38.24% of your transactions generating a profit, with an average return of +28.48% per trade.
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