Education
About Us
Working with TipRanks
Follow Us
SoFi Technologies (SOFI)
NASDAQ:SOFI
SOFI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$6.01 - $18.42
Previous CloseN/A
Volume13.82M
Average Volume (3M)47.17M
Market Cap
$14.11B
Enterprise Value$18.26B
Total Cash (Recent Filing)$2.54B
Total Debt (Recent Filing)$3.09B
Price to Earnings (P/E)33.7
Beta2.77
Next Earnings
May 05, 2025EPS Estimate
0.04Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.38
Shares Outstanding1,096,540,200
10 Day Avg. Volume46,546,604
30 Day Avg. Volume47,167,094
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)5.40
Price to Cash Flow (P/CF)-17.60
P/FCF Ratio0.00
Enterprise Value/Market Cap1.29
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit6.91
Enterprise Value/Ebitda71.69
Forecast
1Y Price Target
$14.31Price Target Upside11.19% Upside
Rating ConsensusHold
Number of Analyst Covering16
---
Bulls Say, Bears Say
Bulls Say
Banking License AdvantageSoFi's banking license has allowed it to provide full financial services to its existing and new customers and build up its deposit base and hold loans in its books and generate more interest income.
Co-branded Debit CardWyndham Hotels & Resorts confirmed it has finalized an agreement to launch a co-branded debit card on SOFI's Galileo platform, hinting at a potentially very large market for SoFi's growth.
Diversification StrategySOFI is using the combined offering to attract a more diversified client base, which should help to lower client concentration risk and generate consistent revenue growth.
Bears Say
Market CompetitionThe competitive landscape is large and deep with large established players and new dynamic players which makes increasing market share difficult.
Reduced Growth OutlookInvestor concern has arisen as SOFI cut the outlook for the segment due to longer lead times and implementation cycles as the average client size becomes bigger.
Valuation ConcernsThere is concern that SOFI's valuation is ahead of fundamentals, leading to an Underperform rating.
---
Ownership Overview
4.18% Insiders
12.45% Mutual Funds
8.59% Other Institutional Investors
63.09% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by SoFi Technologies
Desktop Users
Mobile Users
SOFI FAQ
What was SoFi Technologies’s price range in the past 12 months?
SoFi Technologies lowest stock price was $6.01 and its highest was $18.42 in the past 12 months.
What is SoFi Technologies’s market cap?
SoFi Technologies’s market cap is $14.11B.
When is SoFi Technologies’s upcoming earnings report date?
SoFi Technologies’s upcoming earnings report date is May 05, 2025 which is in 43 days.
How were SoFi Technologies’s earnings last quarter?
SoFi Technologies released its earnings results on Jan 27, 2025. The company reported $0.29 earnings per share for the quarter, beating the consensus estimate of $0.035 by $0.255.
Is SoFi Technologies overvalued?
According to Wall Street analysts SoFi Technologies’s price is currently Undervalued.
Does SoFi Technologies pay dividends?
SoFi Technologies does not currently pay dividends.
What is SoFi Technologies’s EPS estimate?
SoFi Technologies’s EPS estimate is 0.04.
How many shares outstanding does SoFi Technologies have?
SoFi Technologies has 1,096,540,200 shares outstanding.
What happened to SoFi Technologies’s price movement after its last earnings report?
SoFi Technologies reported an EPS of $0.29 in its last earnings report, beating expectations of $0.035. Following the earnings report the stock price went down -10.268%.
Which hedge fund is a major shareholder of SoFi Technologies?
Currently, no hedge funds are holding shares in SOFI
---
SoFi Technologies Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$14.31 (11.19% Upside)
$14.31 (11.19% Upside)
Blogger Sentiment
Bullish
SOFI Sentiment 84%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Decreased
By 34.3M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $500.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.2%
Last 30 Days ▼ 4.1%
Last 30 Days ▼ 4.1%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
72.98%
12-Months-Change
Fundamentals
Return on Equity
8.26%
Trailing 12-Months
Asset Growth
20.54%
Trailing 12-Months
Company Description
SoFi Technologies
SoFi Technologies, Inc. is a leading digital personal finance company based in the United States, offering a comprehensive suite of financial products and services. The company operates across several sectors, including lending, wealth management, and financial services, with a mission to help people achieve financial independence. Core products and services include student loan refinancing, personal loans, home loans, credit cards, investing, and banking products, all offered through an intuitive digital platform.
---
SOFI Company Deck
---
SOFI Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call for SoFi Technologies reflects a strong performance in 2024, marked by record member growth, significant revenue increases, and achieving first-time GAAP profitability. The company's strategic focus on fee-based revenue and expansion of services like SoFi Plus demonstrate a positive trajectory. However, challenges remain in the Tech Platform segment with slower growth than anticipated. The introduction of a higher tax rate is also noted. Overall, the positive achievements outweigh the lowlights, signaling a promising outlook for 2025.Read More>---
SOFI Net revenue Breakdown
95.54% U.S.
4.46% All foreign countries
---
SOFI Stock 12 Month Forecast
Average Price Target
$14.31
▲(11.19% Upside)
Technical Analysis
Best Analysts Covering SOFI
1 Year
1 Year Success Rate
19/28 ratings generated profit
1 Year Average Return
+21.49%
reiterated a buy rating 2 months ago
Copying Dan Dolev's trades and holding each position for 1 Year would result in 67.86% of your transactions generating a profit, with an average return of +21.49% per trade.
---