Accounting MethodologySOFI's accounting methodology, specifically its fair value discount rate assumptions, are meaningfully lower than peers’ and remain a hot button for investors, likely limiting near-term stock upside.
Deal ClosingsThere was some slowness in deal closings for large partners in the Tech Platform segment, mainly attributed to an uncertain macro environment, the election, and budget updates.
Technology Segment GuidanceThe 6% weakness is reflective of the lower Technology segment guidance.