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Ally Financial (ALLY)
NYSE:ALLY
Holding ALLY?
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ALLY Stock Chart & Stats
Day’s Range$0 - $0
52-Week Range$31.78 - $45.46
Previous Close$34.86
Volume5.07M
Average Volume (3M)3.41M
Market Cap
$10.55B
Enterprise Value$29.16B
Total Cash (Recent Filing)$0.00
Total Debt (Recent Filing)$18.61B
Price to Earnings (P/E)13.9
Beta1.52
Next Earnings
Jan 22, 2025EPS Estimate
$0.59Last Dividend Ex-Date
Nov 01, 2024Dividend Yield3.46%
Share Statistics
EPS (TTM)2.50
Shares Outstanding304,714,784
10 Day Avg. Volume8,020,217
30 Day Avg. Volume3,407,672
Standard Deviation0.12
R-Squared0.36
Alpha-0.00297
Financial Highlights & Ratios
Price to Book (P/B)0.86
Price to Sales (P/S)1.56
Price to Cash Flow (P/CF)2.70
P/FCF Ratio0.90
Enterprise Value/Market CapN/A
Enterprise Value/Revenue3.84
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$41.55Price Target Upside19.19% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering14
Ally Financial News
Bulls Say, Bears Say
Bulls Say
Earnings PerformanceALLY reported adjusted EPS of $0.95, well above the estimate of $0.43 and consensus of $0.52, driven by EV tax benefits and lower provision.
EV Leasing And Financial BenefitsEV leasing activity boosts earnings for the company.
Valuation And Risk/RewardThe stock price already discounts most of the realistic credit and earnings scenarios for the next 18 to 24 months, creating a favorable asymmetric risk/reward profile.
Bears Say
Credit RisksCredit deterioration, no clear timeline for normalization.
Financial PerformanceChanges to the EV lease-related tax benefits recognition lead to lower EPS estimates for 2025 and 2026.
Market CompetitionThere is increased competition from banks, particularly in the super-prime segment which is slightly above ALLY's target market.
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Ownership Overview
Currently, No data available
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Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Ally Financial
Desktop Users
Mobile Users
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $31.77 and its highest was $45.46 in the past 12 months.
What is Ally Financial’s market cap?
Currently, no data Available
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Jan 22, 2025 which is in 32 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Oct 18, 2024. The company reported $0.95 earnings per share for the quarter, beating the consensus estimate of $0.518 by $0.432.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.46%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is $0.59.
How many shares outstanding does Ally Financial have?
Ally Financial has 304,714,780 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $0.95 in its last earnings report, beating expectations of $0.518. Following the earnings report the stock price went down -2.308%.
Which hedge fund is a major shareholder of Ally Financial?
Among the largest hedge funds holding Ally Financial’s share is Berkshire Hathaway Inc. It holds Ally Financial’s shares valued at 1B.
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Ally Financial Stock Smart Score
Unlock Smart Score
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Analyst Consensus
Moderate Buy
Average Price Target:
$41.55 (19.19% Upside)
$41.55 (19.19% Upside)
Blogger Sentiment
Bullish
ALLY Sentiment 75%
Sector Average 65%
Sector Average 65%
Hedge Fund Trend
Increased
By 608.2K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 3.4%
Last 30 Days ▼ 3.4%
Technicals
SMA
Negative
20 days / 200 days
Momentum
6.13%
12-Months-Change
Fundamentals
Return on Equity
6.42%
Trailing 12-Months
Asset Growth
-1.39%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial, Inc. is a holding company, which provides digital financial services to consumers, businesses, automotive dealers, and corporate clients. It operates through the following segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers retail installment sales contracts, loans and leases, offering term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to companies, fleet financing, providing financing to companies and municipalities for the purchase or lease of vehicles and equipment, and vehicle remarketing services. The Insurance Operations segment focuses on finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. The Mortgage Finance Operations segment consists of the management of a held-for-investment consumer mortgage finance loan portfolio, which includes bulk purchases of jumbo and LMI mortgage loans originated by third parties. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to mostly United States based middle market companies focuses on businesses owned by private equity sponsors with loans typically used for leveraged buyouts, mergers and acquisitions, debt refinancing, restructurings, and working capital. The company was founded in 1919 and is headquartered in Detroit, MI.
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ALLY Company Deck
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ALLY Earnings Call
Q3 2024
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a mix of strong performance in core segments and insurance premiums, along with challenges in managing credit costs and maintaining net interest margin. While there are positive trends in growth areas like EV leasing, the company faces near-term challenges with charge-offs and credit quality.Read More>---
ALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
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ALLY Stock 12 Month Forecast
Average Price Target
$41.55
▲(19.19% Upside)
Technical Analysis
Capital One Financial
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Discover Financial Services
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Synchrony Financial
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Credit Acceptance
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Best Analysts Covering ALLY
1 Year
1 Year Success Rate
10/14 ratings generated profit
1 Year Average Return
+26.35%
reiterated a buy rating 3 months ago
Copying Ryan Nash's trades and holding each position for 1 Year would result in 71.43% of your transactions generating a profit, with an average return of +26.35% per trade.
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