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Ally Financial (ALLY)
NYSE:ALLY
ALLY Stock Chart & Stats
Day’s Range― - ―
52-Week Range$29.52 - $45.46
Previous CloseN/A
Volume1.18M
Average Volume (3M)5.37M
Market Cap
$9.77B
Enterprise Value$31.15B
Total Cash (Recent Filing)$8.15B
Total Debt (Recent Filing)$17.01B
Price to Earnings (P/E)17.7
Beta1.36
Next Earnings
Apr 17, 2025EPS Estimate
0.42Next Dividend Ex-Date
May 01, 2025Dividend Yield3.65%
Share Statistics
EPS (TTM)0.78
Shares Outstanding307,135,220
10 Day Avg. Volume6,274,880
30 Day Avg. Volume5,367,278
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)1.57
Price to Cash Flow (P/CF)4.50
P/FCF Ratio0.00
Enterprise Value/Market Cap3.19
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit2.19
Enterprise Value/Ebitda19.88
Forecast
1Y Price Target
$40.23Price Target Upside22.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering13
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Bulls Say, Bears Say
Bulls Say
Credit TrendsCredit reserves showed improvement, with retail auto coverage down, aligning with better delinquency rates for recent vintages.
Deposit And Loan PricingRecent reductions in deposit rates, coupled with continued upward re-pricing of retail auto loans, is enough to offset card loss.
Used Vehicle PricesA potential strengthening in used vehicle prices from extended tariffs could serve as a credit tailwind for ALLY.
Bears Say
Competitive PressureOEMs are incentivizing auto sales through low-APR offers, adding competitive pressure on Ally.
Investment SalesSelling investment securities may harm Ally's capital ratios, as evidenced by a recent sale resulting in a significant loss.
Loan Origination ChallengesAlly is facing challenges in reaching its mid-teens ROE and $6 EPS targets due to compressing asset yields and insufficient auto loan originations.
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Ownership Overview
0.84% Insiders
23.55% Mutual Funds
0.95% Other Institutional Investors
52.47% Public Companies and
Individual Investors
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $29.52 and its highest was $45.46 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $9.77B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Apr 17, 2025 which is 11 days ago.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Apr 17, 2025. The company reported $0.58 earnings per share for the quarter, beating the consensus estimate of $0.424 by $0.156.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.65%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 0.42.
How many shares outstanding does Ally Financial have?
Ally Financial has 307,135,220 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $0.58 in its last earnings report, beating expectations of $0.424. Following the earnings report the stock price went down -1.709%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in ALLY
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Ally Financial Stock Smart Score
Neutral
1
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5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$40.23 (22.21% Upside)
$40.23 (22.21% Upside)
Blogger Sentiment
Bullish
ALLY Sentiment 80%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 475.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $1.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 1.4%
Last 30 Days ▲ 1.5%
Last 30 Days ▲ 1.5%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-10.80%
12-Months-Change
Fundamentals
Return on Equity
3.84%
Trailing 12-Months
Asset Growth
-2.32%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial Inc. is a leading digital financial services company headquartered in Detroit, Michigan. The company operates across various sectors, including automotive finance, insurance, online banking, and mortgage services. Ally Financial is well-known for its online banking services, offering a full suite of deposit products, personal lending, and credit card services, as well as its comprehensive auto finance operations that serve both consumers and dealers.
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ALLY Company Deck
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ALLY Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong growth in key areas such as auto finance and corporate finance, and emphasized the strength of the company's brand and digital bank. However, challenges such as the impact of the credit card business sale, elevated delinquencies in retail auto, and significant weather-related losses in insurance presented noteworthy concerns.Read More>---
ALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
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ALLY Stock 12 Month Forecast
Average Price Target
$40.23
▲(22.21% Upside)
Technical Analysis
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