Growth ProspectsGovernment forecasts imply +9% MA industry revenue growth for the next decade, suggesting a promising long-term outlook.
Market PositioningUNH had record MA retention and experienced outsized growth in HMO, duals, and plan switchers, which should elevate higher predictability of trend and improved margins.
Operational EfficiencyAI and digital engagement are driving reductions across medical and G&A costs, indicating potential for significant savings.