SunCar Technology Group (SDA) AI Stock Analysis

• Market Cap: $532.22M
• Dividend Yield: N/A
• Average Volume (3M): 718.54K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.15
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 543
• Sector: Consumer Cyclical
• Sector Strength: 49
• Industry: Vehicles
• EPS (TTM): N/A
• Shares Outstanding: 58,988,350
• 10 Day Avg. Volume: 263,852
• 30 Day Avg. Volume: 718,538
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): 1.20
• Price to Cash Flow (P/CF): N/A
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $12.00
• Price Target Upside: 147.42% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

SunCar Technology Group's stock score is primarily affected by its financial performance challenges, including high leverage and negative cash flows. The technical analysis offers some optimism with positive momentum, but the lack of clear valuation metrics like P/E ratio and dividend yield adds to the uncertainty. The company needs to address its profitability and cash management issues to improve its financial health and overall stock attractiveness.

SunCar Technology Group Business Overview & Revenue Model

Company Description

SunCar Technology Group (SDA) is a company operating primarily in the technology sector, focusing on providing innovative solutions and services. The company is involved in the development and distribution of advanced technologies and products that cater to various industries and consumer needs.

How the Company Makes Money

SunCar Technology Group (SDA) generates revenue through the sale and licensing of its technology products and services. The company may also engage in partnerships and collaborations with other businesses to expand its market reach and enhance its offerings, contributing to its financial growth.

SunCar Technology Group Financial Statement Overview

Summary

SunCar Technology Group is growing in revenue but faces significant challenges with profitability and financial stability. High leverage and negative cash flows underscore potential risks. While the company shows potential through revenue growth, it needs to address profitability and cash flow management to enhance financial health and stability.

Income Statement

SunCar Technology Group has experienced revenue growth of 28.8% from the previous year, which is a positive sign. However, the company is facing challenges with profitability, as indicated by a negative EBIT margin of -4.25% and a net profit margin of -7.4%. The negative EBITDA margin of -1.57% also highlights operational inefficiencies. Overall, the company is growing but struggling to achieve profitability.

Balance Sheet

The balance sheet reveals a high debt-to-equity ratio due to significant liabilities and limited equity, which poses financial risk. The company's equity ratio is 7.2%, indicating low financial stability. The return on equity is negative, due to losses, which further underscores the company's financial challenges.

Cash Flow

The cash flow analysis shows a decline in free cash flow, with a growth rate of -58.9% year-over-year, signifying cash management issues. The operating cash flow to net income ratio is negative, suggesting inefficiencies in turning profits into cash. Free cash flow to net income ratio is also negative, highlighting cash flow constraints.

Breakdown
TTM	Dec 2023	Dec 2022	Jun 2020
Income Statement		Total Revenue
414.89M	363.75M	282.41M	0.00
	Gross Profit
92.59M	41.69M	50.12M	0.00
	EBIT
-66.66M	-15.46M	-12.58M	0.00
	EBITDA
-62.37M	-5.70M	-1.32M	171.86K
	Net Income Common Stockholders
-76.51M	-26.91M	-6.67M	-34.63K
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
58.74M	52.45M	47.74M	76.32K
	Total Assets
58.74M	223.24M	191.97M	76.32K
	Total Debt
0.00	84.28M	74.97M	0.00
	Net Debt
-58.74M	53.43M	53.77M	-76.32K
	Total Liabilities
10.24M	155.25M	155.19M	85.94K
	Stockholders Equity
48.50M	16.08M	-5.28M	-9.63K
Cash Flow		Free Cash Flow
-5.12M	-32.58M	-20.50M	-28.21K
	Operating Cash Flow
-2.38M	-27.65M	-16.14M	-28.21K
	Investing Cash Flow
-11.44M	-2.39M	-5.92M	0.00
	Financing Cash Flow
149.50K	40.43M	10.64M	104.53K

SunCar Technology Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 4.85
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SDA, the sentiment is Negative. The current price of 4.85 is below the 20-day moving average (MA) of 4.95, below the 50-day MA of 7.41, and below the 200-day MA of 8.87, indicating a bearish trend. The MACD of -0.69 indicates Negative momentum. The RSI at 33.05 is Neutral, neither overbought nor oversold. The STOCH value of 58.09 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SDA.

SunCar Technology Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
HSAI	67 Neutral	$2.04B	―	-2.41%	―	8.86%	20.24%
Sector *	60 Neutral	$12.39B	10.47	1.07%	3.58%	1.64%	-18.33%
INVZ	56 Neutral	$132.42M	―	-81.61%	―	339.99%	29.91%
MVIS	55 Neutral	$231.73M	―	-103.99%	―	277.53%	1.16%
ARBE	51 Neutral	$113.53M	―	-152.72%	―	-20.13%	11.36%
SDA	44 Neutral	$532.22M	―	-167.38%	―	―	―
LAZR	27 Underperform	$155.16M	―	146.24%	―	27.61%	40.95%