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Open Lending Corporation (LPRO)
NASDAQ:LPRO
LPRO Stock Chart & Stats
Day’s Range― - ―
52-Week Range$0.92 - $6.97
Previous CloseN/A
Volume43.22K
Average Volume (3M)2.59M
Market Cap
$118.05M
Enterprise Value$602.25M
Total Cash (Recent Filing)-$11.07M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)72.9
Beta2.43
Next Earnings
May 13, 2025EPS Estimate
0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.13
Shares Outstanding119,782,900
10 Day Avg. Volume5,993,517
30 Day Avg. Volume2,585,764
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)4.05
Price to Cash Flow (P/CF)8.50
P/FCF Ratio8.50
Enterprise Value/Market Cap5.10
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit6.33
Enterprise Value/Ebitda38.01
Forecast
1Y Price Target
$4.50Price Target Upside378.72% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
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Bulls Say, Bears Say
Bulls Say
Financial PositionOpen Lending has unencumbered cash of $243 million, net of debt, resulting in $103 million.
Leadership ChangeInvestors will be encouraged that Ms. Jessica Buss has significant P&C insurance experience as CEO of Argo Group and brings valuable insurance and actuarial experience to Open Lending's operations.
ValuationLPRO now has over 40% of its market cap in net cash and the shares trade at just 1.8x tangible book value.
Bears Say
Financial PerformanceLPRO reported poor 4Q results, drastically missing Street expectations on the top and bottom line due to a sizable negative fair value revision on the profit share revenue stream.
Market ChallengesQuestions remain about whether the addressable market of target borrowers is materially impacted by cutting off credit-builder and thin-file borrowers.
Profit ShareThe company's 4Q24 results reflected a significant $81.3M reversal to previously booked profit share revenue that was materially greater than any of the previous adjustments taken.
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Ownership Overview
2.81% Insiders
28.00% Mutual Funds
35.62% Other Institutional Investors
20.03% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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LPRO FAQ
What was Open Lending Corporation’s price range in the past 12 months?
Open Lending Corporation lowest stock price was $0.92 and its highest was $6.97 in the past 12 months.
What is Open Lending Corporation’s market cap?
Open Lending Corporation’s market cap is $118.05M.
When is Open Lending Corporation’s upcoming earnings report date?
Open Lending Corporation’s upcoming earnings report date is May 13, 2025 which is in 34 days.
How were Open Lending Corporation’s earnings last quarter?
Open Lending Corporation released its earnings results on Mar 31, 2025. The company reported -$1.21 earnings per share for the quarter, missing the consensus estimate of $0.002 by -$1.212.
Is Open Lending Corporation overvalued?
According to Wall Street analysts Open Lending Corporation’s price is currently Undervalued.
Does Open Lending Corporation pay dividends?
Open Lending Corporation does not currently pay dividends.
What is Open Lending Corporation’s EPS estimate?
Open Lending Corporation’s EPS estimate is 0.02.
How many shares outstanding does Open Lending Corporation have?
Open Lending Corporation has 119,782,900 shares outstanding.
What happened to Open Lending Corporation’s price movement after its last earnings report?
Open Lending Corporation reported an EPS of -$1.21 in its last earnings report, missing expectations of $0.002. Following the earnings report the stock price went down -57.609%.
Which hedge fund is a major shareholder of Open Lending Corporation?
Currently, no hedge funds are holding shares in LPRO
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Open Lending Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$4.50 (378.72% Upside)
$4.50 (378.72% Upside)
Blogger Sentiment
Bullish
LPRO Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 295.4K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-83.20%
12-Months-Change
Fundamentals
Return on Equity
-95.19%
Trailing 12-Months
Asset Growth
-19.94%
Trailing 12-Months
Company Description
Open Lending Corporation
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
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LPRO Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Negative
The earnings call highlighted strong customer growth and proactive measures to address underperformance. However, significant negative changes in estimates and financial losses overshadowed these positives, indicating challenges in managing loan vintages and borrower profiles.Read More>---
LPRO Stock 12 Month Forecast
Average Price Target
$4.50
▲(378.72% Upside)
Technical Analysis
Regional Management
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Ally Financial
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Mr Cooper Group
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LendingClub
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Enova International
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Best Analysts Covering LPRO
1 Year
1 Year Success Rate
3/23 ratings generated profit
1 Year Average Return
-43.79%
reiterated a buy rating 10 days ago
Copying Peter Heckmann's trades and holding each position for 1 Year would result in 13.04% of your transactions generating a profit, with an average return of -43.79% per trade.
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