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Dave (DAVE)
NASDAQ:DAVE
DAVE Stock Chart & Stats
Day’s Range― - ―
52-Week Range$28.31 - $125.00
Previous CloseN/A
Volume111.74K
Average Volume (3M)503.02K
Market Cap
$1.09B
Enterprise Value$557.33M
Total Cash (Recent Filing)$55.52M
Total Debt (Recent Filing)$75.77M
Price to Earnings (P/E)19.7
Beta2.34
Next Earnings
May 13, 2025EPS Estimate
0.83Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.26
Shares Outstanding11,580,041
10 Day Avg. Volume444,925
30 Day Avg. Volume503,025
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)3.42
Price to Cash Flow (P/CF)7.10
P/FCF Ratio7.10
Enterprise Value/Market Cap0.51
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit2.73
Enterprise Value/Ebitda13.63
Forecast
1Y Price Target
$126.71Price Target Upside51.13% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
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Dave News
PremiumCompany Announcements
Dave Inc. Announces $50 Million Share Buyback Plan---
Bulls Say, Bears Say
Bulls Say
AI-Driven Credit DecisioningDAVE's AI-driven credit-decisioning engine contributes to its profitability by managing credit losses and boosting approval limits for ExtraCash advances.
Credit PerformanceDAVE's credit performance has continued to improve even as its loan originations have been growing.
Product Market FitDAVE's neobank platform is well-positioned to sustain profitable growth during a potential economic downturn given its strong product-market fit.
Bears Say
Credit ComparisonDave Inc.'s credit performance continued to improve even as many lenders and credit card companies reported deterioration in their credit-related metrics.
Mandatory Fee StructureThe shift to a mandatory fee structure with a 5% fee is likely to report larger average loan sizes going forward, translating into higher ARPU.
Market PositioningDAVE’s focus on providing ExtraCash advances to financially stretched U.S. consumers puts it in a very different position from traditional financial institutions in terms of the expected demand for its loans during an economic pullback.
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Ownership Overview
15.62% Insiders
14.92% Mutual Funds
35.26% Other Institutional Investors
24.51% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
DAVE FAQ
What was Dave’s price range in the past 12 months?
Dave lowest stock price was $28.31 and its highest was $125.00 in the past 12 months.
What is Dave’s market cap?
Dave’s market cap is $1.09B.
When is Dave’s upcoming earnings report date?
Dave’s upcoming earnings report date is May 13, 2025 which is in 26 days.
How were Dave’s earnings last quarter?
Dave released its earnings results on Mar 03, 2025. The company reported $1.16 earnings per share for the quarter, beating the consensus estimate of $0.42 by $0.74.
Is Dave overvalued?
According to Wall Street analysts Dave’s price is currently Undervalued.
Does Dave pay dividends?
Dave does not currently pay dividends.
What is Dave’s EPS estimate?
Dave’s EPS estimate is 0.83.
How many shares outstanding does Dave have?
Dave has 11,580,041 shares outstanding.
What happened to Dave’s price movement after its last earnings report?
Dave reported an EPS of $1.16 in its last earnings report, beating expectations of $0.42. Following the earnings report the stock price went down -4.893%.
Which hedge fund is a major shareholder of Dave?
Currently, no hedge funds are holding shares in DAVE
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Dave Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$126.71 (51.13% Upside)
$126.71 (51.13% Upside)
Blogger Sentiment
Bullish
DAVE Sentiment 84%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 37.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $40.6M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 0.4%
Last 30 Days ▲ 1.9%
Last 30 Days ▲ 1.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
139.33%
12-Months-Change
Fundamentals
Return on Equity
42.84%
Trailing 12-Months
Asset Growth
1.80%
Trailing 12-Months
Company Description
Dave
Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.
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DAVE Company Deck
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DAVE Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted significant achievements in revenue, profitability, and member growth, alongside successful strategic initiatives like the new fee structure and partnership with Coastal Community Bank. However, challenges such as increased marketing costs and ongoing litigation with regulatory bodies were noted. The positive aspects and future outlook outweigh the challenges, resulting in an overall positive sentiment.Read More>---
DAVE Stock 12 Month Forecast
Average Price Target
$126.71
▲(51.13% Upside)
Technical Analysis
Best Analysts Covering DAVE
1 Year
1 Year Success Rate
7/8 ratings generated profit
1 Year Average Return
+64.05%
reiterated a buy rating 10 days ago
Copying Devin Ryan's trades and holding each position for 1 Year would result in 87.50% of your transactions generating a profit, with an average return of +64.05% per trade.
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