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Dave (DAVE)
NASDAQ:DAVE
DAVE Stock Chart & Stats
Day’s Range― - ―
52-Week Range$28.31 - $125.00
Previous CloseN/A
Volume111.74K
Average Volume (3M)393.17K
Market Cap
$1.22B
Enterprise Value$557.33M
Total Cash (Recent Filing)$55.52M
Total Debt (Recent Filing)$75.77M
Price to Earnings (P/E)21.8
Beta2.29
Next Earnings
May 08, 2025EPS Estimate
0.76Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.26
Shares Outstanding11,580,041
10 Day Avg. Volume288,849
30 Day Avg. Volume393,173
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)3.42
Price to Cash Flow (P/CF)7.10
P/FCF Ratio7.10
Enterprise Value/Market Cap0.46
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit2.73
Enterprise Value/Ebitda13.63
Forecast
1Y Price Target
$125.57Price Target Upside35.12% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
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Bulls Say, Bears Say
Bulls Say
Credit PerformanceDAVE's credit performance has continued to improve even as its loan originations have been growing.
Financial PerformanceDAVE's remarkable operating performance could be traced back to CashAI and the cash flow-driven underwriting it has enabled.
Growth TrajectoryThe company's shares are considered a bargain following the recent decline, given its growth trajectory and strong profitability.
Bears Say
Economic FactorsDAVE's focus on providing ExtraCash advances to financially stretched U.S. consumers puts it in a very different position from traditional financial institutions in terms of the expected demand for its loans during an economic pullback.
Loan DemandDAVE is seen as an especially compelling play due to the countercyclical nature of its business model and its sole focus on the U.S. market.
Market PositionDAVE's neobank platform is well-positioned to sustain profitable growth during a potential economic downturn given its strong product-market fit.
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Ownership Overview
15.62% Insiders
14.92% Mutual Funds
35.26% Other Institutional Investors
24.51% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
DAVE FAQ
What was Dave’s price range in the past 12 months?
Dave lowest stock price was $28.31 and its highest was $125.00 in the past 12 months.
What is Dave’s market cap?
Dave’s market cap is $1.22B.
When is Dave’s upcoming earnings report date?
Dave’s upcoming earnings report date is May 08, 2025 which is in 11 days.
How were Dave’s earnings last quarter?
Dave released its earnings results on Mar 03, 2025. The company reported $1.16 earnings per share for the quarter, beating the consensus estimate of $0.42 by $0.74.
Is Dave overvalued?
According to Wall Street analysts Dave’s price is currently Undervalued.
Does Dave pay dividends?
Dave does not currently pay dividends.
What is Dave’s EPS estimate?
Dave’s EPS estimate is 0.76.
How many shares outstanding does Dave have?
Dave has 11,580,041 shares outstanding.
What happened to Dave’s price movement after its last earnings report?
Dave reported an EPS of $1.16 in its last earnings report, beating expectations of $0.42. Following the earnings report the stock price went down -4.893%.
Which hedge fund is a major shareholder of Dave?
Currently, no hedge funds are holding shares in DAVE
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Dave Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$125.57 (35.12% Upside)
$125.57 (35.12% Upside)
Blogger Sentiment
Bullish
DAVE Sentiment 84%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 37.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $40.6M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 0.7%
Last 30 Days ▲ 1.7%
Last 30 Days ▲ 1.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
118.55%
12-Months-Change
Fundamentals
Return on Equity
42.84%
Trailing 12-Months
Asset Growth
1.80%
Trailing 12-Months
Company Description
Dave
Dave (DAVE) is a financial technology company that aims to improve the financial well-being of its users by providing tools for budgeting, financial planning, and accessing short-term financial assistance. Operating primarily in the digital banking and financial services sector, the company offers a mobile application that helps users manage their finances through features like budgeting tools, cash advances, and credit building services.
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DAVE Company Deck
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DAVE Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted significant achievements in revenue, profitability, and member growth, alongside successful strategic initiatives like the new fee structure and partnership with Coastal Community Bank. However, challenges such as increased marketing costs and ongoing litigation with regulatory bodies were noted. The positive aspects and future outlook outweigh the challenges, resulting in an overall positive sentiment.Read More>---
DAVE Stock 12 Month Forecast
Average Price Target
$125.57
▲(35.12% Upside)
Technical Analysis
Best Analysts Covering DAVE
1 Year
1 Year Success Rate
8/8 ratings generated profit
1 Year Average Return
+66.46%
reiterated a buy rating 20 days ago
Copying Devin Ryan's trades and holding each position for 1 Year would result in 100.00% of your transactions generating a profit, with an average return of +66.46% per trade.
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