Breakdown | ||||
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|
Income Statement | Total Revenue | |||
39.11B | 36.79B | 34.25B | 30.43B | 28.52B | Gross Profit |
46.03B | 25.77B | 34.25B | 30.43B | 28.52B | EBIT |
11.60M | -4.00M | 13.36B | 15.80B | 3.20B | EBITDA |
11.60M | 0.00 | -4.00M | -4.00M | -3.00M | Net Income Common Stockholders |
4.75B | 4.89B | 7.36B | 12.39B | 2.71B |
Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | |||
86.04B | 43.30B | 107.78B | 117.01B | 140.95B | Total Assets |
490.14B | 478.46B | 455.25B | 432.38B | 421.60B | Total Debt |
44.99B | 49.32B | 47.83B | 42.27B | 39.87B | Net Debt |
-3.03B | 6.02B | 16.98B | 20.52B | -638.00M | Total Liabilities |
429.36B | 420.38B | 402.67B | 371.35B | 361.40B | Stockholders Equity |
60.78B | 58.09B | 52.58B | 61.03B | 60.20B |
Cash Flow | Free Cash Flow | |||
18.16B | 19.61B | 12.88B | 11.61B | 15.99B | Operating Cash Flow |
18.16B | 20.57B | 13.81B | 12.31B | 16.70B | Investing Cash Flow |
-26.41B | -21.92B | -29.74B | -31.50B | -14.84B | Financing Cash Flow |
8.17B | 13.84B | 25.13B | 474.00M | 25.16B |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
78 Outperform | $46.51B | 9.88 | 28.31% | 1.51% | 9.42% | 128.55% | |
74 Outperform | $19.57B | 7.13 | 18.60% | 1.94% | 1.22% | 4.96% | |
74 Outperform | $179.05B | 18.22 | 34.02% | 1.06% | 8.45% | 17.89% | |
73 Outperform | $69.98B | 15.54 | 7.90% | 1.31% | 6.69% | -6.76% | |
73 Outperform | $273.39B | 11.19 | 9.46% | 2.57% | 7.23% | 16.15% | |
64 Neutral | $116.02B | 10.37 | 6.33% | 3.23% | 2.97% | 88.51% | |
63 Neutral | $12.31B | 9.55 | 7.88% | 79.24% | 12.71% | -4.71% |
Capital One Financial Corporation released its monthly charge-off and delinquency metrics for March 2025. The report highlights the company’s financial health, with specific metrics on net charge-offs and delinquency rates for its credit card and auto loan segments, providing insights into its operational performance and potential impacts on stakeholders.
Spark’s Take on COF Stock
According to Spark, TipRanks’ AI Analyst, COF is a Neutral.
Capital One Financial shows strong revenue growth and a solid equity position, which are the primary factors supporting its stock score. The technical indicators suggest a cautious outlook with the stock trading below key moving averages. While the valuation appears reasonable, mixed results from the earnings call and the corporate events highlight both opportunities and challenges ahead. The merger with Discover is a strategic positive, poised to enhance market positioning. However, ongoing operational challenges, particularly in credit card charge-offs, warrant attention.
To see Spark’s full report on COF stock, click here.
Capital One Financial Corporation announced its participation in the 2025 UBS Financial Services Conference in Miami, Florida, scheduled for February 11, 2025. The presentation will be accessible via a live audio webcast on the company’s website, with a replay available until February 24, 2025, highlighting the company’s engagement with investors and stakeholders.
On February 4, 2025, Capital One’s Board of Directors approved the 2025 compensation plans for CEO Richard D. Fairbank and other executives, aligning their incentives with company performance. The 2025 plan includes performance-based awards and deferred incentives, emphasizing long-term shareholder value, and continues the practice of no cash salary for Mr. Fairbank.