Financial PerformanceNet Income was slightly below the estimate as stronger top-line performance was offset by slightly higher credit losses and interest expense.
Household Financial PressureThe cost of living remains high, with rent, gas, and food continuing to constrain borrowers’ household savings and liquidity.
Receivables GrowthAtlanticus Holdings is experiencing modestly slower receivables growth due to a prudent approach to opening the credit box and delays in new marketing initiatives.