Stocks
ETFs
Options
Commodities
Crypto
Currency
Pro Newsletters
Research Tools
Daily Feeds
Calendars
Economic Indicators
Class Actions
Calculators
Education
About Us
Working with TipRanks
Follow Us
Upstart Holdings (UPST)
NASDAQ:UPST
UPST Stock Chart & Stats
Day’s Range― - ―
52-Week Range$20.60 - $96.43
Previous CloseN/A
Volume1.93M
Average Volume (3M)6.49M
Market Cap
$8.14B
Enterprise Value$3.99B
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)N/A
Price to Earnings (P/E)―
Beta4.67
Next Earnings
May 13, 2025EPS Estimate
0.16Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.46
Shares Outstanding93,711,000
10 Day Avg. Volume11,707,268
30 Day Avg. Volume6,491,573
Standard Deviation0.38
R-Squared0.07
Alpha0.04
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)36.16
Price to Cash Flow (P/CF)-17.60
P/FCF Ratio0.00
Enterprise Value/Market Cap0.49
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit6.27
Enterprise Value/Ebitda-28.14
Forecast
1Y Price Target
$81.93Price Target Upside14.16% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering15
---
Bulls Say, Bears Say
Bulls Say
Funding DynamicsThe influx of private credit capital is leading to more efficient funding dynamics for Upstart.
Revenue GuidanceUPST is raising its FY25 revenue guide by ~20% vs. consensus, vowing to reach GAAP net income breakeven for the FY.
Bears Say
Macro RisksAny macro downturn would cause material estimate revisions for Upstart.
---
Ownership Overview
13.58% Insiders
10.92% Mutual Funds
12.27% Other Institutional Investors
48.48% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Upstart Holdings
Desktop Users
Mobile Users
UPST FAQ
What was Upstart Holdings’s price range in the past 12 months?
Upstart Holdings lowest stock price was $20.60 and its highest was $96.43 in the past 12 months.
What is Upstart Holdings’s market cap?
Upstart Holdings’s market cap is $8.14B.
When is Upstart Holdings’s upcoming earnings report date?
Upstart Holdings’s upcoming earnings report date is May 13, 2025 which is in 80 days.
How were Upstart Holdings’s earnings last quarter?
Upstart Holdings released its earnings results on Feb 11, 2025. The company reported $0.26 earnings per share for the quarter, beating the consensus estimate of -$0.04 by $0.3.
Is Upstart Holdings overvalued?
According to Wall Street analysts Upstart Holdings’s price is currently Undervalued.
Does Upstart Holdings pay dividends?
Upstart Holdings does not currently pay dividends.
What is Upstart Holdings’s EPS estimate?
Upstart Holdings’s EPS estimate is 0.16.
How many shares outstanding does Upstart Holdings have?
Upstart Holdings has 93,711,000 shares outstanding.
What happened to Upstart Holdings’s price movement after its last earnings report?
Upstart Holdings reported an EPS of $0.26 in its last earnings report, beating expectations of -$0.04. Following the earnings report the stock price went up 31.824%.
Which hedge fund is a major shareholder of Upstart Holdings?
Currently, no hedge funds are holding shares in UPST
---
Upstart Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$81.93 (14.16% Upside)
$81.93 (14.16% Upside)
Blogger Sentiment
Neutral
UPST Sentiment 59%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 225.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.6%
Last 30 Days ▲ 10.8%
Last 30 Days ▲ 10.8%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
210.14%
12-Months-Change
Fundamentals
Return on Equity
-20.31%
Trailing 12-Months
Asset Growth
17.34%
Trailing 12-Months
Company Description
Upstart Holdings
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The revenue of the company is primarily comprised of fees paid by banks.
---
UPST Company Deck
---
UPST Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
Upstart demonstrated strong growth in revenue and origination volumes with significant product and model innovations. Financial performance showed improvements with positive adjusted EBITDA, although GAAP profitability was not achieved. Funding commitments increased, supporting future growth. However, elevated loan prices and increased stock-based compensation expenses presented challenges.Read More>---
UPST Stock 12 Month Forecast
Average Price Target
$81.93
▲(14.16% Upside)
Technical Analysis
LendingClub
―
Enova International
―
Oportun Financial
―
SoFi Technologies
―
Affirm Holdings
―
Best Analysts Covering UPST
1 Year
1 Year Success Rate
8/17 ratings generated profit
1 Year Average Return
+9.57%
reiterated a buy rating 11 days ago
Copying Dan Dolev's trades and holding each position for 1 Year would result in 47.06% of your transactions generating a profit, with an average return of +9.57% per trade.
---