Stocks
ETFs
Options
Commodities
Crypto
Currency
Pro Newsletters
Research Tools
Daily Feeds
Calendars
Economic Indicators
Class Actions
Calculators
Education
About Us
Working with TipRanks
Follow Us
SoFi Technologies (SOFI)
NASDAQ:SOFI
Holding SOFI?
Track your performance easily
SOFI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$6.01 - $18.42
Previous CloseN/A
Volume13.82M
Average Volume (3M)43.55M
Market Cap
$19.45B
Enterprise Value$8.88B
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)$4.92B
Price to Earnings (P/E)151.5
Beta2.75
Next Earnings
Jan 27, 2025EPS Estimate
0.04Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.12
Shares Outstanding1,085,146,900
10 Day Avg. Volume44,025,601
30 Day Avg. Volume43,549,728
Standard Deviation0.21
R-Squared0.25
Alpha-0.00399
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)7.83
Price to Cash Flow (P/CF)-4.10
P/FCF Ratio0.00
Enterprise Value/Market Cap0.46
Enterprise Value/Revenue3.16
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$14.73Price Target Upside-7.88% Downside
Rating ConsensusHold
Number of Analyst Covering15
SoFi Technologies News
Bulls Say, Bears Say
Bulls Say
Business GrowthThe company signed its largest ever loan platform deal with Blue Owl Capital, which is expected to be another capital-light tailwind.
Financial PerformanceSoFi delivered another quarter of GAAP profitability and continued to beat revenue and adjusted EBITDA expectations.
Market PositionThe company is seen as potentially becoming a leading player in the neo/digital bank space, akin to an 'American Express' of fintech.
Bears Say
EarningsEPS guidance for FY25 was below consensus, indicating potential challenges in meeting profit expectations.
ProfitabilityA higher level of marketing and customer acquisition costs are needed to achieve SoFi's next leg of top line growth, implying that runrate profitability is worse going forward.
ValuationThe stock’s valuation has become overstretched across a wide matrix of multiples even if SOFI is successful at achieving its ambitious long-term targets.
---
Ownership Overview
4.22% Insiders
11.88% Mutual Funds
0.15% Other Institutional Investors
70.88% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by SoFi Technologies
Desktop Users
Mobile Users
SOFI FAQ
What was SoFi Technologies’s price range in the past 12 months?
SoFi Technologies lowest stock price was $6.01 and its highest was $18.42 in the past 12 months.
What is SoFi Technologies’s market cap?
SoFi Technologies’s market cap is $19.45B.
When is SoFi Technologies’s upcoming earnings report date?
SoFi Technologies’s upcoming earnings report date is Jan 27, 2025 which is 3 days ago.
How were SoFi Technologies’s earnings last quarter?
SoFi Technologies released its earnings results on Jan 27, 2025. The company reported $0.29 earnings per share for the quarter, beating the consensus estimate of $0.035 by $0.255.
Is SoFi Technologies overvalued?
According to Wall Street analysts SoFi Technologies’s price is currently Overvalued.
Does SoFi Technologies pay dividends?
SoFi Technologies does not currently pay dividends.
What is SoFi Technologies’s EPS estimate?
SoFi Technologies’s EPS estimate is 0.04.
How many shares outstanding does SoFi Technologies have?
SoFi Technologies has 1,085,146,900 shares outstanding.
What happened to SoFi Technologies’s price movement after its last earnings report?
SoFi Technologies reported an EPS of $0.29 in its last earnings report, beating expectations of $0.035. Following the earnings report the stock price went down -10.268%.
Which hedge fund is a major shareholder of SoFi Technologies?
Among the largest hedge funds holding SoFi Technologies’s share is Silver Lake Group, L.L.C.. It holds SoFi Technologies’s shares valued at 245M.
---
SoFi Technologies Stock Smart Score
Unlock Smart Score
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$14.73 (-7.88% Downside)
$14.73 (-7.88% Downside)
Blogger Sentiment
Bullish
SOFI Sentiment 85%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 2.2M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $499.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 2.6%
Last 30 Days ▲ 7.0%
Last 30 Days ▲ 7.0%
News Sentiment
Very Bullish
Bullish news 89%
Bearish news 11%
Bearish news 11%
Technicals
SMA
Positive
20 days / 200 days
Momentum
137.03%
12-Months-Change
Fundamentals
Return on Equity
3.50%
Trailing 12-Months
Asset Growth
22.89%
Trailing 12-Months
Company Description
SoFi Technologies
SoFi Technologies is an online personal finance and bank holding company. It offers lending and financial services products, including student, home, and personal loans. It also provides technology products and solutions. SoFi closed a bank merger and became a bank holding company in 2022.
---
SOFI Company Deck
---
SOFI Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a strong performance for SoFi in Q3 2024, with record revenue and profitability. Significant growth was noted in financial services and tech platform segments. However, challenges in loan originations and delays in tech platform decisions were mentioned. Overall, the highlights significantly outweigh the lowlights, indicating a positive sentiment.Read More>---
SOFI Net revenue Breakdown
95.54% U.S.
4.46% All foreign countries
---
SOFI Stock 12 Month Forecast
Average Price Target
$14.73
▼(-7.88% Downside)
Technical Analysis
Best Analysts Covering SOFI
1 Year
1 Year Success Rate
20/27 ratings generated profit
1 Year Average Return
+33.33%
reiterated a buy rating 2 days ago
Copying Dan Dolev's trades and holding each position for 1 Year would result in 74.07% of your transactions generating a profit, with an average return of +33.33% per trade.
---