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Western Alliance (WAL)
NYSE:WAL
Earnings Data
Report Date
Apr 17, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
1.79Last Year’s EPS
1.6Same Quarter Last Year
Strong Buy
Based on 9 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Jan 27, 2025
|% Change Since: -17.04%
|Next Earnings Date:Apr 17, 2025
Earnings Call Sentiment|Positive
Western Alliance demonstrated strong earnings performance and deposit growth, with significant improvements in asset quality and efficiency targets. However, challenges such as a decline in net interest income and increased criticized assets were noted. Overall, the highlights indicate a positive outlook despite some financial and operational challenges.Company Guidance
During Western Alliance Bancorporation's fourth quarter 2024 earnings call, guidance for 2025 was provided, highlighting a focus on maintaining a strong liquidity position and optimizing asset mix. The company aims for loan growth of approximately $5 billion and deposit growth of $8 billion, targeting a loan-to-deposit ratio around 80%. Net interest income is projected to increase by 6-8%, with non-interest income also expected to rise by the same percentage, driven by diversified revenue streams. The efficiency ratio is anticipated to improve to below 50% by year-end, alongside a return on tangible common equity moving toward the upper teens. Additionally, credit quality remains stable, with net charge-offs expected to remain consistent with 2024 levels.Strong Earnings Performance
Western Alliance generated $1.95 per share for the fourth quarter and $7.09 for 2024. Pre-provision net revenue growth was 12% linked-quarter unannualized.
Robust Deposit Growth
Deposits grew $11 billion in 2024, with a 20% year-over-year increase, demonstrating strong franchise strength.
Improved Asset Quality
A material decline in special mention loans was noted, with net charge-offs expected to remain stable in 2025 compared to 2024.
Efficiency and Profitability Goals
Western Alliance aims to lower its efficiency ratio to 50% and achieve a higher teens return on tangible common equity by year-end 2025.
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WAL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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WAL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Jan 27, 2025 | $93.59 | $88.78 | -5.14% |
| Oct 17, 2024 | $93.12 | $84.80 | -8.93% |
| Jul 18, 2024 | $70.14 | $75.70 | +7.93% |
| Apr 18, 2024 | $54.68 | $56.35 | +3.05% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Western Alliance (WAL) report earnings?
Western Alliance (WAL) is schdueled to report earning on Apr 17, 2025, TBA Not Confirmed.
What is Western Alliance (WAL) earnings time?
Western Alliance (WAL) earnings time is at Apr 17, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is WAL EPS forecast?
WAL EPS forecast for the fiscal quarter 2025 (Q1) is 1.79.
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