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Versabank (TSE:VBNK)
TSX:VBNK
VBNK Stock Chart & Stats
Day’s Range― - ―
52-Week RangeC$12.94 - C$25.75
Previous CloseN/A
Volume15.53K
Average Volume (3M)40.22K
Market Cap
$465.02M
Enterprise ValueC$424.52M
Total Cash (Recent Filing)C$386.69M
Total Debt (Recent Filing)C$109.68M
Price to Earnings (P/E)11.2
Beta1.01
Next Earnings
Jun 04, 2025EPS Estimate
0.29Next Dividend Ex-Date
Apr 04, 2025Dividend Yield0.72%
Share Statistics
EPS (TTM)1.29
Shares Outstanding32,518,787
10 Day Avg. Volume27,555
30 Day Avg. Volume40,223
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)3.44
Price to Cash Flow (P/CF)-1.10
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
C$19.45Price Target Upside36.04% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
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Versabank News
PremiumCompany Announcements
VersaBank Announces Annual Shareholders Meeting for April 2025
PremiumCompany Announcements
VersaBank to Attend 37th Annual ROTH Conference in California
PremiumCompany Announcements
VersaBank Reports Strong Q1 2025 Results---
Bulls Say, Bears Say
Bulls Say
Digital Banking ModelVersaBank’s digital banking model delivers scalable lending in a risk-mitigated structure.
U.S. Market EntryEPS growth and rising ROCE benefit from U.S. market entry and continued strength originating RPP loans in Canada.
Bears Say
Loan GrowthLoan growth of 9.1% Y/Y was the lowest since F1Q21, on weak Canadian fundamentals.
US RPP RolloutUS RPP rollout is moving slower than planned, with discussions with partners slowed by the complexity of the new program.
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Options Prices
Currently, No data available
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Ownership Overview
53.97% Insiders
2.55%
Mutual Funds
― Other Institutional Investors
43.36% Public Companies and
Individual Investors
VBNK FAQ
What was Versabank’s price range in the past 12 months?
Versabank lowest stock price was C$12.94 and its highest was C$25.75 in the past 12 months.
What is Versabank’s market cap?
Versabank’s market cap is $465.02M.
When is Versabank’s upcoming earnings report date?
Versabank’s upcoming earnings report date is Jun 04, 2025 which is in 66 days.
How were Versabank’s earnings last quarter?
Versabank released its earnings results on Mar 05, 2025. The company reported C$0.28 earnings per share for the quarter, missing the consensus estimate of C$0.412 by -C$0.132.
Is Versabank overvalued?
According to Wall Street analysts Versabank’s price is currently Undervalued.
Does Versabank pay dividends?
Versabank pays a Quarterly dividend of C$0.025 which represents an annual dividend yield of 0.72%. See more information on Versabank dividends here
What is Versabank’s EPS estimate?
Versabank’s EPS estimate is 0.29.
How many shares outstanding does Versabank have?
Versabank has 32,518,787 shares outstanding.
What happened to Versabank’s price movement after its last earnings report?
Versabank reported an EPS of C$0.28 in its last earnings report, missing expectations of C$0.412. Following the earnings report the stock price went down -13.882%.
Which hedge fund is a major shareholder of Versabank?
Currently, no hedge funds are holding shares in TSE:VBNK
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Versabank Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
C$19.45 (36.04% Upside)
C$19.45 (36.04% Upside)
Blogger Sentiment
Bullish
TSE:VBNK Sentiment 100%
Sector Average 66%
Sector Average 66%
Insider Transactions
Bought Shares
Worth $281.1K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-6.03%
12-Months-Change
Fundamentals
Return on Equity
7.85%
Trailing 12-Months
Asset Growth
6.43%
Trailing 12-Months
Company Description
Versabank
VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. The company offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts, as well as deposit insurance products. It also provides lending services, including point of sale financing that involves purchasing loan and lease receivables from finance companies operating in various industries; and commercial banking services comprising commercial real estate, public sector/infrastructure financing, condominium financing, and residential mortgages. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.
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VBNK Company Deck
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VBNK Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call highlighted significant achievements, including U.S. expansion, successful capital raises, and record assets, indicating positive growth prospects. However, challenges such as decreased revenue, increased expenses, and higher provisions for credit losses were also noted, suggesting areas that need attention. The overall sentiment is balanced with significant positive and negative aspects.Read More>---
VBNK Stock 12 Month Forecast
Average Price Target
C$19.45
▲(36.04% Upside)
Technical Analysis
Laurentian Bank
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Canadian Western Bank
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goeasy
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Mogo Finance Technology
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Equitable Group
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Best Analysts Covering VBNK
1 Year
1 Year Success Rate
0/5 ratings generated profit
1 Year Average Return
-24.74%
reiterated a buy rating 24 days ago
Copying Tim Switzer's trades and holding each position for 1 Year would result in 0.00% of your transactions generating a profit, with an average return of -24.74% per trade.
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