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Southern Missouri Bancorp (SMBC)
NASDAQ:SMBC
Earnings Data
Report Date
Feb 02, 2026TBA (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
1.51Last Year’s EPS
1.3Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call highlighted solid performance in net interest margin expansion and loan growth, along with a robust tangible book value increase. However, these positives were balanced with concerns around increased credit loss provisions, rising nonperforming loans, and a decline in noninterest income. Agricultural sector challenges also pose potential risks.Company Guidance
Net Interest Margin Expansion
Net interest margin for the quarter was 3.57%, up from 3.47% in the previous quarter and from 3.34% in the year-ago quarter, driven by loan growth and improved asset yields.
Loan Growth
Gross loan balances increased by $91 million or 2.2% during the first quarter, with a strong pipeline of $195 million anticipated to fund in the next 90 days.
Tangible Book Value Increase
Tangible book value increased by 13.3% over the last 12 months, primarily due to earnings retention and improvements in the bank's unrealized loss in the investment portfolio.
Positive Loan and Deposit Dynamics
Loan-to-deposit ratio improved, and core deposit growth allowed for less aggressive deposit pricing strategies.
SMBC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
SMBC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 22, 2025 | $50.49 | $52.00 | +2.99% |
Jul 29, 2025 | $55.60 | $54.43 | -2.10% |
Apr 21, 2025 | $49.04 | $52.33 | +6.71% |
Jan 27, 2025 | $57.38 | $58.34 | +1.67% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Southern Missouri Bancorp (SMBC) report earnings?
Southern Missouri Bancorp (SMBC) is schdueled to report earning on Feb 02, 2026, TBA (Confirmed).
What is Southern Missouri Bancorp (SMBC) earnings time?
Southern Missouri Bancorp (SMBC) earnings time is at Feb 02, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is SMBC EPS forecast?
SMBC EPS forecast for the fiscal quarter 2026 (Q2) is 1.51.