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SMBC Stock Chart & Stats
$67.50
-$0.13(-0.23%)
At close: 4:00 PM EST
$67.50
-$0.13(-0.23%)
Day’s Range― - ―
52-Week Range$47.60 - $78.48
Previous CloseN/A
Volume11.77K
Average Volume (3M)55.13K
Market Cap
$853.05M
Enterprise Value$770.19
Total Cash (Recent Filing)$532.40M
Total Debt (Recent Filing)$148.28M
Price to Earnings (P/E)12.9
Beta0.84
Next Earnings
Jul 27, 2026EPS Estimate
1.52Next Dividend Ex-DateN/A
Dividend Yield1.59%
Share Statistics
EPS (TTM)6.01
Shares Outstanding11,015,632
10 Day Avg. Volume66,272
30 Day Avg. Volume55,130
Financial Highlights & Ratios
PEG Ratio0.61
Price to Book (P/B)1.13
Price to Sales (P/S)2.02
P/FCF Ratio8.18
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$76.00Price Target Upside12.59% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)6.62
Revenue Forecast (FY)$211.80M
Bulls Say, Bears Say
Bulls Say
Robust Cash GenerationConsistently high cash conversion (~98% of net income TTM) and strong FCF ($92.4M) mean the bank can fund loan growth, cover loss provisions, sustain dividends and buybacks, and absorb cyclical stress without immediate capital raises, supporting durable financial flexibility.
Sustained Loan And Revenue MomentumMeaningful loan originations (~$282M Q) and a larger pipeline (~$178M) underpin durable net interest income growth; combined with accelerating revenue and modest NIM improvement, this supports repeatable core earnings generation over the next several quarters.
Conservative Balance Sheet And Capital ReturnsLow leverage (D/E 0.26) and steadily rising equity/tangible book provide a conservative capital buffer, enabling continued dividends and targeted buybacks while retaining capacity for organic loan growth or opportunistic M&A without jeopardizing solvency.
Bears Say
Agriculture Portfolio StressConcentrated agricultural balances and management’s increased pooled reserves reflect prolonged sector weakness and carryover debt; agriculture stress can produce higher charge-offs or restructurings, pressuring credit costs and underwriting discipline until commodity cycles improve.
Elevated CRE ConcentrationHigh CRE exposure relative to capital increases vulnerability to a commercial property downturn; concentration can require higher loan-loss provisions, constrain new commercial lending, and limit capital allocation flexibility if asset quality deteriorates.
Funding Mix And Deposit CompetitionReliance on brokered/wholesale funding and weakness in core deposit gathering are structural risks: wholesale balances can reprice or disappear faster, potentially increasing funding costs and compressing NIM when deposits roll, constraining long-term margin stability.
Southern Missouri Bancorp News
SMBC FAQ
What was Southern Missouri Bancorp’s price range in the past 12 months?
Southern Missouri Bancorp lowest stock price was $47.60 and its highest was $78.48 in the past 12 months.
What is Southern Missouri Bancorp’s market cap?
Southern Missouri Bancorp’s market cap is $853.05M.
When is Southern Missouri Bancorp’s upcoming earnings report date?
Southern Missouri Bancorp’s upcoming earnings report date is Jul 27, 2026 which is in 8 days.
How were Southern Missouri Bancorp’s earnings last quarter?
Southern Missouri Bancorp released its earnings results on Apr 22, 2026. The company reported $1.6 earnings per share for the quarter, beating the consensus estimate of $1.52 by $0.08.
Is Southern Missouri Bancorp overvalued?
According to Wall Street analysts Southern Missouri Bancorp’s price is currently Undervalued.
Does Southern Missouri Bancorp pay dividends?
Southern Missouri Bancorp pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 1.59%. See more information on Southern Missouri Bancorp dividends here
What is Southern Missouri Bancorp’s EPS estimate?
Southern Missouri Bancorp’s EPS estimate is 1.52.
How many shares outstanding does Southern Missouri Bancorp have?
Southern Missouri Bancorp has 11,015,632 shares outstanding.
What happened to Southern Missouri Bancorp’s price movement after its last earnings report?
Southern Missouri Bancorp reported an EPS of $1.6 in its last earnings report, beating expectations of $1.52. Following the earnings report the stock price went up 2.938%.
Which hedge fund is a major shareholder of Southern Missouri Bancorp?
Currently, no hedge funds are holding shares in SMBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Southern Missouri Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$76.00 (12.59% Upside)
$76.00 (12.59% Upside)
Blogger Sentiment
Bullish
SMBC Sentiment 100%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 96.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $316.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.02%
12-Months-Change
Fundamentals
Return on Equity
12.00%
Trailing 12-Months
Asset Growth
3.34%
Trailing 12-Months
Company Description
Southern Missouri Bancorp
Southern Missouri Bancorp, Inc., established in 1887 and headquartered in Poplar Bluff, Missouri, functions as the parent company for Southern Bank. Through its subsidiary, it delivers a comprehensive suite of banking and financial solutions to both individual consumers and businesses across the United States. The company's offerings encompass a wide range of personal banking services, including checking and savings accounts, online and mobile banking, mortgages, refinancing options, and various loans and credit facilities. For corporate clients, it provides business banking, financing, and a variety of supporting business services. Additionally, Southern Missouri Bancorp extends its financial product portfolio to include investment and insurance services, digital banking, and debit and credit cards. As of June 30, 2021, the institution maintained a significant physical presence with 46 full-service and two limited-service branch locations. These branches are strategically distributed throughout numerous towns in Missouri (Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla), Arkansas (Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot), and Illinois (Anna, Cairo, and Tamms).
SMBC Stock 12 Month Forecast
Average Price Target
$76.00
▲(12.59% Upside)
Technical Analysis
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Hingham Institution For Savings
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Independent Bank
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SmartFinancial
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South Plains Financial
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Ownership Overview
14.90% Insiders
15.43% Mutual Funds
13.63% Other Institutional Investors
38.72% Public Companies and
Individual Investors