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Selective Insurance Group (SIGI)
NASDAQ:SIGI
RESEARCH TOOLSreports
Earnings Data
Report Date
Jul 30, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.5Last Year’s EPS
-1.1Same Quarter Last Year
Based on 4 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 23, 2025
|% Change Since: -1.32%
|Next Earnings Date:Jul 30, 2025
Earnings Call Sentiment|Positive
The earnings call reflected a solid financial performance overall, with significant growth in investment income and net premiums written. However, challenges remain in personal lines premiums and potential risks to investment income due to external volatility. The company is focused on strategic execution and maintaining profitability in a competitive environment.Company Guidance
In the Selective Insurance Group's First Quarter 2025 Earnings Conference Call, the company provided a comprehensive overview of its financial performance and guidance for the year. Key metrics included an overall combined ratio of 96.1%, an after-tax net investment income of $96 million, and a return on equity of 14.4%. Net premiums written grew by 7%, driven by gains in excess and surplus lines, while personal lines premiums decreased by 12% as efforts were made to enhance profitability. The company reaffirmed its full-year guidance, projecting a combined ratio between 96% and 97% and an underlying combined ratio of 90% to 91%. Renewal pure pricing saw a 10.3% increase, with standard commercial lines achieving a combined ratio of 96.4% and a 9.1% increase in renewal pure price. Excess and surplus lines experienced a 20% growth in policy count and a 92.5% combined ratio. The personal lines segment showed a 98% combined ratio improvement, bolstered by a significant 24.1% increase in renewal pure price. The company's robust capital position included $3.3 billion in GAAP equity, while the debt-to-capital ratio rose to 21.7% following a successful $400 million senior notes issuance. Despite macroeconomic uncertainties, Selective Insurance Group remains committed to strategic execution, focusing on underwriting, pricing actions, and maintaining profitability targets.Solid Financial Performance
Net income available to common stockholders increased by 34% in the quarter, with fully diluted EPS and non-GAAP operating EPS both at $1.76. Return on equity and operating return on equity were both 14.4%.
Premium Growth
Net premiums written grew 7%, driven by strong performance in excess and surplus lines and standard commercial lines.
Improvement in Personal Lines
Personal Lines delivered a combined ratio of 98%, approximately seven points better than a year ago.
Strong Investment Income
After-tax net investment income was $96 million, up 12% from a year ago, with a 6% average new purchase yield.
Successful Debt Issuance
A successful $400 million senior notes issuance was completed, with strong investor support.
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SIGI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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SIGI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 23, 2025 | $90.90 | $89.26 | -1.80% |
| Jan 29, 2025 | $93.59 | $81.76 | -12.64% |
| Oct 21, 2024 | $96.16 | $92.54 | -3.76% |
| Jul 18, 2024 | $99.08 | $81.06 | -18.19% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Selective Insurance Group (SIGI) report earnings?
Selective Insurance Group (SIGI) is schdueled to report earning on Jul 30, 2025, TBA Not Confirmed.
What is Selective Insurance Group (SIGI) earnings time?
Selective Insurance Group (SIGI) earnings time is at Jul 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is SIGI EPS forecast?
SIGI EPS forecast for the fiscal quarter 2025 (Q2) is 1.5.
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