Earnings And Catastrophe LossesHigher catastrophe losses drove the miss in earnings, partly due to Hurricane Helene.
Financial Performance And GuidanceThere is concern about the accuracy of management's guidance for the combined ratio, which could impact future performance.
Lawsuit And Social Inflationary ExposureSIGI has a higher exposure to lawsuit and social inflationary lines of insurance, which could be risky due to a combination of U.S.-centric geographic mix and heightened exposure to contractors.