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Pinnacle Financial Partners (PNFP)
NASDAQ:PNFP
Earnings Data
Report Date
Apr 21, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
1.8Last Year’s EPS
1.53Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Jan 21, 2025
|% Change Since: -12.44%
|Next Earnings Date:Apr 21, 2025
Earnings Call Sentiment|Positive
The earnings call presented a strong performance with significant loan and deposit growth, record revenue producer hiring, and positive net interest income trends. However, there are challenges, particularly with the declining contribution from BHG and ongoing credit concerns. Despite these issues, the outlook for 2025 remains optimistic with expected double-digit growth.Company Guidance
During the Pinnacle Financial Partners Q4 2024 earnings call, management provided guidance emphasizing strong financial performance metrics, including double-digit compound annual growth rates (CAGR) over five years for adjusted revenue, fully diluted earnings per share (EPS), and tangible book value per share. Looking ahead to 2025, the firm anticipates continued double-digit revenue growth, with loan growth expected between 8% to 11% and deposit growth projected at 7% to 10%. Net interest income is forecasted to grow by 11% to 13%, driven by strategic recruitment and market expansion initiatives. Asset quality remains robust, with net charge-offs anticipated to improve to 16 to 20 basis points in 2025. Additionally, Pinnacle plans for fee growth in the 8% to 10% range, bolstered by wealth management and core banking activities. The bank's focus on talent acquisition and strategic growth initiatives underpins its optimistic outlook for sustained shareholder value creation.Strong Loan and Deposit Growth
End-of-period loans increased by 13.7% linked quarter annualized, and deposits grew by $1.9 billion in the fourth quarter, marking one of the strongest growth quarters ever.
Record Hiring of Revenue Producers
Set a new record in 2024 for the number of highly experienced revenue producers attracted, fueling optimism for 2025.
Net Interest Income Growth
10-year CAGR for net interest income is a peer-leading 12.7%, with only 1 quarter in the last 40 failing to deliver year-over-year growth.
Optimistic 2025 Outlook
2025 outlook calls for double-digit revenue growth and deposit growth expectations of 7% to 10% over 2024.
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PNFP Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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PNFP Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Jan 21, 2025 | $119.99 | $121.81 | +1.52% |
| Oct 15, 2024 | $100.13 | $105.05 | +4.91% |
| Jul 16, 2024 | $90.67 | $93.37 | +2.98% |
| Apr 22, 2024 | $80.67 | $80.60 | -0.09% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Pinnacle Financial Partners (PNFP) report earnings?
Pinnacle Financial Partners (PNFP) is schdueled to report earning on Apr 21, 2025, TBA Not Confirmed.
What is Pinnacle Financial Partners (PNFP) earnings time?
Pinnacle Financial Partners (PNFP) earnings time is at Apr 21, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PNFP EPS forecast?
PNFP EPS forecast for the fiscal quarter 2025 (Q1) is 1.8.
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