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Pinnacle Financial Partners (PNFP)
NASDAQ:PNFP
RESEARCH TOOLSreports
Earnings Data
Report Date
Jul 22, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.91Last Year’s EPS
1.63Same Quarter Last Year
Moderate Buy
Based on 8 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 14, 2025
|% Change Since: 6.16%
|Next Earnings Date:Jul 22, 2025
Earnings Call Sentiment|Positive
Pinnacle Financial Partners demonstrated strong financial performance with significant revenue, EPS, and deposit growth, supported by successful recruitment and BHG's robust quarter. Despite economic uncertainties and a slight increase in NPAs, the company maintains a positive outlook for the year.Company Guidance
During the Pinnacle Financial Partners Q1 2025 earnings call, CEO Terry Turner highlighted key metrics demonstrating robust performance despite economic volatility. Revenue growth continued its double-digit trajectory, with a 14.2% increase from Q1 2024 to Q1 2025, and a compound annual growth rate (CAGR) of 10.1% over the past four years. Adjusted earnings per share (EPS) rose by 24.2% year-over-year, and tangible book value per share increased by 10.6% year-over-year and 10.3% over four years. Turner attributed this growth to the firm's strategy of recruiting top bankers who consolidate their business at Pinnacle, ensuring consistent client and balance sheet growth. CFO Harold Carpenter emphasized that loan growth was 7.3% annualized quarter-over-quarter, supported by strong recruitment and new market penetration. The bank maintained its guidance for 8% to 11% loan growth and 7% to 10% deposit growth for 2025, with a net interest margin (NIM) expected to remain stable. BHG, a subsidiary, also exceeded expectations, leading to a revised earnings growth estimate of 20% for 2025. Pinnacle's unique recruitment model and focus on high-quality growth underpin its strong performance and optimistic outlook.Strong Revenue and EPS Growth
Pinnacle Financial Partners reported a 14.2% revenue growth and 24.2% adjusted EPS growth for Q1 2025 over Q1 2024, continuing a strong growth trajectory.
Record Recruitment of Revenue Producers
The firm set a new record for recruiting highly experienced revenue producers, with 37 brought in during Q1 2025, following 33 in Q1 2024, aiding substantial growth.
Deposit Growth Success
Deposits increased by $1.6 billion in Q1 2025, following a $1.9 billion increase in Q4 2024, driven by investments in deposit verticals and new associate contributions.
Positive Credit and BHG Performance
Net charge-offs dropped to 16 basis points in Q1 2025 from 24 basis points in Q4 2024. BHG had a strong quarter with fee revenues over $20 million, up from $12.1 million in Q4 2024.
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PNFP Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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PNFP Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 14, 2025 | $92.20 | $94.36 | +2.34% |
| Jan 21, 2025 | $119.99 | $121.81 | +1.52% |
| Oct 15, 2024 | $100.13 | $105.05 | +4.91% |
| Jul 16, 2024 | $90.67 | $93.37 | +2.98% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Pinnacle Financial Partners (PNFP) report earnings?
Pinnacle Financial Partners (PNFP) is schdueled to report earning on Jul 22, 2025, TBA Not Confirmed.
What is Pinnacle Financial Partners (PNFP) earnings time?
Pinnacle Financial Partners (PNFP) earnings time is at Jul 22, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PNFP EPS forecast?
PNFP EPS forecast for the fiscal quarter 2025 (Q2) is 1.91.
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