Education
About Us
Working with TipRanks
Follow Us
CPI Card Group Inc (PMTS)
NASDAQ:PMTS
Earnings Data
Report Date
May 13, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.65Last Year’s EPS
0.88Same Quarter Last Year
Strong Buy
Based on 4 Analysts Ratings
---
Earnings Call Summary
Earnings Call Date:Mar 04, 2025
|% Change Since: -16.78%
|Next Earnings Date:May 13, 2025
Earnings Call Sentiment|Positive
The earnings call reflects a positive sentiment with significant growth in the prepaid segment, strong sales growth overall, successful debt refinancing, and strong free cash flow. However, there are concerns with declining EBITDA margins, higher SG&A and interest expenses, and ongoing channel inventory challenges.Company Guidance
During the CPI Card Group's fourth quarter 2024 earnings call held on March 4, 2025, the company provided guidance for the fiscal year 2025, projecting mid to high single-digit net sales growth, primarily driven by their debit and credit business. The company expects adjusted EBITDA growth in similar mid to high single digits, supported by increased investments in innovation and diversification strategies. It anticipates strong free cash flow and aims to reduce its net leverage ratio below 3.0 times by year-end. CPI Card Group also highlighted the success of its prepaid segment, which grew by 26% for the year, exceeding $100 million in net sales, driven by strong demand for fraud prevention solutions and healthcare payment solutions. The company has already sold over 350 million eco-focused card and packaging solutions and plans to further penetrate the closed-loop prepaid market in the US. Additionally, the company completed significant capital structure actions, including refinancing debt and a secondary share offering, to enhance market positioning and shareholder value.Exceptional Prepaid Business Performance
The prepaid business grew by 26% for the year, exceeding $100 million in net sales driven by strong demand for fraud-prevention solutions and expansion into the healthcare payment solutions vertical.
Strong Sales Growth
Net sales increased by 22% in the fourth quarter. The prepaid segment saw a 59% increase, and the debit and credit segment increased by 12%. Overall, net sales rose by 8% for the full year.
Successful Debt Refinancing and Share Repurchase
CPI Card Group refinanced its debt, issuing $285 million of new senior notes extending maturities to 2029, and repurchased $9 million of stock at an average price of over $18.
Strong Free Cash Flow
The company generated over $34 million in free cash flow for the full year despite higher capital spending.
Eco-Focused Product Success
Sales of eco-focused credit, debit, and prepaid cards exceeded 350 million units since launch, with prepaid contributing over 200 million.
---
PMTS Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
---
PMTS Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Mar 04, 2025 | $31.88 | $29.74 | -6.71% |
| Nov 05, 2024 | $22.54 | $24.14 | +7.10% |
| Aug 05, 2024 | $28.58 | $23.50 | -17.77% |
| May 07, 2024 | $18.21 | $20.54 | +12.80% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
---
FAQ
When does CPI Card Group Inc (PMTS) report earnings?
CPI Card Group Inc (PMTS) is schdueled to report earning on May 13, 2025, TBA Not Confirmed.
What is CPI Card Group Inc (PMTS) earnings time?
CPI Card Group Inc (PMTS) earnings time is at May 13, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PMTS EPS forecast?
PMTS EPS forecast for the fiscal quarter 2025 (Q1) is 0.65.
---