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Pagaya Technologies Ltd. (PGY)
:PGY
PGY Stock Chart & Stats
Day’s Range― - ―
52-Week Range$8.20 - $19.20
Previous CloseN/A
Volume1.03M
Average Volume (3M)1.97M
Market Cap
$726.25M
Enterprise Value$1.35B
Total Cash (Recent Filing)$187.92M
Total Debt (Recent Filing)$680.81M
Price to Earnings (P/E)―
Beta3.32
Next Earnings
May 20, 2025EPS Estimate
-0.14Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-5.50
Shares Outstanding62,646,027
10 Day Avg. Volume1,249,418
30 Day Avg. Volume1,970,664
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)0.83
Price to Cash Flow (P/CF)6.70
P/FCF Ratio6.70
Enterprise Value/Market Cap1.85
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit3.10
Enterprise Value/Ebitda17.68
Forecast
1Y Price Target
$20.57Price Target Upside85.32% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering8
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Bulls Say, Bears Say
Bulls Say
EarningsShares of Pagaya Technologies (PGY) rallied by more than 23% after the company released a 4Q24 report that included total revenue and adjusted EBITDA that exceeded Street estimates and the higher ends of management’s guidance ranges.
Financial PerformanceThe company achieved a milestone by being able to self-fund its growth, which was discussed during investor meetings.
ValuationThe company's valuation is believed to be undervalued compared to peers, especially considering its growth prospects and platform stabilization.
Bears Say
Credit-related AdjustmentsThe company’s 4Q24 report included a credit-related fair value adjustment of $156m stemming from the 2021-2023 loans – a figure more than twice as large as the $70m adjustment reported in the prior quarter.
Market SentimentInvestors’ anxiety about the macroeconomic situation and markets has been reflected in PGY’s share price, which has declined by 38%.
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Ownership Overview
2.26% Insiders
10.41% Mutual Funds
11.80% Other Institutional Investors
71.41% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Legal & RegulatoryLitigation, compliance, new legislation, and taxation risks
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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PGY FAQ
What was Pagaya Technologies Ltd.’s price range in the past 12 months?
Pagaya Technologies Ltd. lowest stock price was $8.20 and its highest was $19.20 in the past 12 months.
What is Pagaya Technologies Ltd.’s market cap?
Pagaya Technologies Ltd.’s market cap is $726.25M.
When is Pagaya Technologies Ltd.’s upcoming earnings report date?
Pagaya Technologies Ltd.’s upcoming earnings report date is May 20, 2025 which is in 46 days.
How were Pagaya Technologies Ltd.’s earnings last quarter?
Pagaya Technologies Ltd. released its earnings results on Feb 13, 2025. The company reported -$3.2 earnings per share for the quarter, missing the consensus estimate of -$0.517 by -$2.683.
Is Pagaya Technologies Ltd. overvalued?
According to Wall Street analysts Pagaya Technologies Ltd.’s price is currently Undervalued.
Does Pagaya Technologies Ltd. pay dividends?
Pagaya Technologies Ltd. does not currently pay dividends.
What is Pagaya Technologies Ltd.’s EPS estimate?
Pagaya Technologies Ltd.’s EPS estimate is -0.14.
How many shares outstanding does Pagaya Technologies Ltd. have?
Pagaya Technologies Ltd. has 62,646,027 shares outstanding.
What happened to Pagaya Technologies Ltd.’s price movement after its last earnings report?
Pagaya Technologies Ltd. reported an EPS of -$3.2 in its last earnings report, missing expectations of -$0.517. Following the earnings report the stock price went up 24.278%.
Which hedge fund is a major shareholder of Pagaya Technologies Ltd.?
Currently, no hedge funds are holding shares in PGY
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Pagaya Technologies Ltd Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$20.57 (85.32% Upside)
$20.57 (85.32% Upside)
Blogger Sentiment
Bullish
PGY Sentiment 70%
Sector Average 65%
Sector Average 65%
Hedge Fund Trend
Decreased
By 159.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $608.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 2.1%
Last 30 Days ▼ 0.6%
Last 30 Days ▼ 0.6%
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-4.12%
12-Months-Change
Fundamentals
Return on Equity
-90.59%
Trailing 12-Months
Asset Growth
6.61%
Trailing 12-Months
Company Description
Pagaya Technologies Ltd.
Pagaya Technologies Ltd. operates as a financial technology company in Israel, the United States, and the Cayman Islands. It develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent financial institutions, auto finance providers, and brokers. The company was founded in 2016 and is headquartered in Tel Aviv, Israel.
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PGY Company Deck
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PGY Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a positive outlook with strong financial performance in 2024, record FRLPC, and adjusted EBITDA growth. The company is expanding its partnerships and improving funding mechanisms. However, significant fair value adjustments and high risk retention from past vintages impacted results. Despite these challenges, the guidance for GAAP profitability in 2025 suggests a positive trajectory.Read More>---
PGY Stock 12 Month Forecast
Average Price Target
$20.57
▲(85.32% Upside)
Technical Analysis
LendingClub
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Oportun Financial
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Upstart Holdings
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SoFi Technologies
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Affirm Holdings
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Best Analysts Covering PGY
1 Year
1 Year Success Rate
2/8 ratings generated profit
1 Year Average Return
-21.38%
reiterated a buy rating last month
Copying John Hecht's trades and holding each position for 1 Year would result in 25.00% of your transactions generating a profit, with an average return of -21.38% per trade.
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