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OFG Bancorp (OFG)
NYSE:OFG
Total Valuation
OFG Bancorp has a market cap or net worth of $1.59B. The enterprise value is $1.80B.
Market Cap$1.59B
Enterprise Value$1.80B
Share Statistics
OFG Bancorp has 45.44M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding45.44M
Owened by Insiders1.43%
Owened by Instutions15.63%
Financial Efficiency
OFG Bancorp’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is -846.74%.
Return on Equity (ROE)15.80%
Return on Assets (ROA)15.62%
Return on Invested Capital (ROIC)-846.74%
Return on Capital Employed (ROCE)-34.86%
Revenue Per Employee$341,307.213
Profits Per Employee$88,232.413
Employee Count2,246
Asset Turnover0.52
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of OFG Bancorp is 9.96. OFG Bancorp’s PEG ratio is 0.96.
PE Ratio9.96
PS Ratio2.99
PB Ratio1.57
Price to Fair Value1.57
Price to FCF21.50
Price to Operating Cash Flow21.50
PEG Ratio0.96
Income Statement
In the last 12 months, OFG Bancorp had revenue of $766.58M and earned $198.17M in profits. Earnings per share was $4.24.
Revenue$766.58M
Gross Profit$866.35M
Operating Income$310.40M
Pretax Income$253.75M
Net Income$198.17M
EBITDA136.38M
Earnings Per Share (EPS)4.24
Cash Flow
In the last 12 months, operating cash flow was $252.50M and capital expenditures -$41.71M, giving a free cash flow of $210.79M billion.
Operating Cash Flow$252.50M
Free Cash Flow$210.79M
Free Cash Flow per Share$4.64
Dividends & Yields
OFG Bancorp pays an annual dividend of $1.05, resulting in a dividend yield of 2.99%
Dividend Per Share$1.05
Dividend Yield2.99%
Payout Ratio24.88%
Free Cash Flow Yield4.65%
Earnings Yield10.04%
Stock Price Statistics
Beta1.02
52-Week Price Change5.06%
50-Day Moving Average40.34
200-Day Moving Average41.78
Relative Strength Index (RSI)42.69
Average Volume (3m)506.65K
Important Dates
OFG Bancorp upcoming earnings date is Apr 23, 2025, Before Open.
Last Earnings DateJan 22, 2025
Next Earnings DateApr 23, 2025
Ex-Dividend DateMar 31, 2025
Financial Position
OFG Bancorp as a current ratio of 0.00, with Debt / Equity ratio of 0.28
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio-2.73
Taxes
In the past 12 months, OFG Bancorp has paid $55.58M in taxes.
Income Tax$55.58M
Effective Tax Rate21.90%
Enterprise Valuation
OFG Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 24.84.
EV to Sales3.45
EV to EBITDA0.00
EV to Free Cash Flow24.84
EV to Operating Cash Flow24.84
Balance Sheet
OFG Bancorp has $2.93B in cash and marketable securities with $347.34M in debt, giving a net cash position of -$2.58B billion.
Cash & Marketable Securities$2.93B
Total Debt$347.34M
Net Cash-$2.58B
Net Cash Per Share-$56.82
Tangible Book Value Per Share-$196.13
Margins
Gross margin is 100.00%, with operating margin of -66.93%, and net profit margin of 29.98%.
Gross Margin100.00%
Operating Margin-66.93%
Pretax Margin38.39%
Net Profit Margin29.98%
EBITDA Margin0.00%
EBIT Margin-4.05%
Analyst Forecast
The average price target for OFG Bancorp is $48.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$48.00
Price Target Upside37.61%
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast12.13%
EPS Growth Forecast10.42%