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Open Lending Corporation (LPRO)
NASDAQ:LPRO
LPRO Stock Chart & Stats
Day’s Range― - ―
52-Week Range$2.70 - $6.97
Previous CloseN/A
Volume43.22K
Average Volume (3M)847.37K
Market Cap
$329.41M
Enterprise Value$615.24M
Total Cash (Recent Filing)-$11.07M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)72.9
Beta1.18
Next Earnings
May 13, 2025EPS Estimate
0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.13
Shares Outstanding119,350,000
10 Day Avg. Volume1,496,813
30 Day Avg. Volume847,373
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)4.05
Price to Cash Flow (P/CF)8.50
P/FCF Ratio8.50
Enterprise Value/Market Cap1.87
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit6.46
Enterprise Value/Ebitda38.83
Forecast
1Y Price Target
$6.00Price Target Upside412.82% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
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Bulls Say, Bears Say
Bulls Say
Leadership And ExperienceInvestors will be encouraged that Ms. Jessica Buss has significant P&C insurance experience as CEO of Argo Group and that she brings valuable insurance and actuarial experience to Open Lending's operations.
Market OpportunitiesThe third OEM partnership is seen as a vindication against investor concerns about Open Lending's business model and the attractiveness of the Lenders Protection product.
Bears Say
Delayed ReportingLPRO has delayed its 10-K filing and earnings to finalize its accounting for profit-sharing revenue and contract assets.
Profit Sharing IssuesThe most important to digest is the significant negative Profit Share reported this quarter, about 40% of it due to negative future expectations for Profit Share due to make-whole agreements.
Revenue And Earnings ChallengesShares of Open Lending declined by 12.6% following 3Q results that saw better certification volume than expected, yet an additional write-down to its profit-sharing on the 'back book' of underperforming 2021 and 2022 loans, which drove a revenue and earnings miss.
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Ownership Overview
2.81% Insiders
28.00% Mutual Funds
35.62% Other Institutional Investors
20.03% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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LPRO FAQ
What was Open Lending Corporation’s price range in the past 12 months?
Open Lending Corporation lowest stock price was $2.70 and its highest was $6.97 in the past 12 months.
What is Open Lending Corporation’s market cap?
Open Lending Corporation’s market cap is $329.41M.
When is Open Lending Corporation’s upcoming earnings report date?
Open Lending Corporation’s upcoming earnings report date is May 13, 2025 which is in 41 days.
How were Open Lending Corporation’s earnings last quarter?
Open Lending Corporation released its earnings results on Mar 31, 2025. The company reported -$1.21 earnings per share for the quarter, missing the consensus estimate of $0.022 by -$1.232.
Is Open Lending Corporation overvalued?
According to Wall Street analysts Open Lending Corporation’s price is currently Undervalued.
Does Open Lending Corporation pay dividends?
Open Lending Corporation does not currently pay dividends.
What is Open Lending Corporation’s EPS estimate?
Open Lending Corporation’s EPS estimate is 0.02.
How many shares outstanding does Open Lending Corporation have?
Open Lending Corporation has 119,350,000 shares outstanding.
What happened to Open Lending Corporation’s price movement after its last earnings report?
Open Lending Corporation reported an EPS of -$1.21 in its last earnings report, missing expectations of $0.022. Following the earnings report the stock price went down -57.609%.
Which hedge fund is a major shareholder of Open Lending Corporation?
Currently, no hedge funds are holding shares in LPRO
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Open Lending Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$6.00 (412.82% Upside)
$6.00 (412.82% Upside)
Blogger Sentiment
Bullish
LPRO Sentiment 100%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 295.4K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-55.91%
12-Months-Change
Fundamentals
Return on Equity
-95.19%
Trailing 12-Months
Asset Growth
3.22%
Trailing 12-Months
Company Description
Open Lending Corporation
Open Lending (LPRO) is a financial technology company that specializes in providing automated lending services to financial institutions. The company operates primarily in the automotive lending sector, offering its LendProtect solution which combines risk-based pricing models, analytics, and proprietary data to facilitate the origination of automotive loans. By empowering lenders with advanced technology solutions, Open Lending aims to improve loan approval rates and optimize risk management practices.
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LPRO Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted significant achievements in customer acquisition and technological advancements, which are positive signs for future growth. However, these were overshadowed by challenges such as profit share revisions, credit tightening impacting loan volumes, and the continued difficulties faced by core credit union customers. The balance of these factors results in a cautious outlook.Read More>---
LPRO Stock 12 Month Forecast
Average Price Target
$6.00
▲(412.82% Upside)
Technical Analysis
Regional Management
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Ally Financial
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Mr Cooper Group
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LendingClub
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Enova International
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Best Analysts Covering LPRO
1 Year
1 Year Success Rate
3/23 ratings generated profit
1 Year Average Return
-35.18%
reiterated a buy rating 2 days ago
Copying Peter Heckmann's trades and holding each position for 1 Year would result in 13.04% of your transactions generating a profit, with an average return of -35.18% per trade.
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