Want to see LMND full AI Analyst Report?
LMND Stock Chart & Stats
$70.94
-$1.54(-4.26%)
At close: 4:00 PM EST
$70.94
-$1.54(-4.26%)
Day’s Range― - ―
52-Week Range$35.70 - $99.90
Previous CloseN/A
Volume975.37K
Average Volume (3M)1.53M
Market Cap
$5.42B
Enterprise Value$4.23B
Total Cash (Recent Filing)$577.80M
Total Debt (Recent Filing)$200.40M
Price to Earnings (P/E)―
Beta1.54
Next Earnings
Aug 05, 2026EPS Estimate
-0.56Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.91
Shares Outstanding76,820,786
10 Day Avg. Volume1,520,996
30 Day Avg. Volume1,527,237
Financial Highlights & Ratios
PEG Ratio1.60
Price to Book (P/B)9.58
Price to Sales (P/S)6.93
P/FCF Ratio-197.38
Enterprise Value/Market Cap0.78
Enterprise Value/Revenue5.15
Enterprise Value/Gross Profit10.82
Enterprise Value/Ebitda-35.02
Forecast
1Y Price Target
$68.86Price Target Upside-2.94% Downside
Rating ConsensusHold
Number of Analyst Covering8
EPS Forecast (FY)-1.74
Revenue Forecast (FY)$1.21B
Bulls Say, Bears Say
Bulls Say
Rapid Revenue Growth And ScaleSustained multi-year top-line scaling indicates successful customer acquisition and product-market fit. Larger premium volumes improve fixed-cost absorption, enable broader risk pooling, and create a deeper data set for underwriting and pricing improvements that support durable operating leverage.
Improving Unit Economics And MarginsMaterial gross-margin expansion and better adjusted profit per premium reflect improving underwriting retention, pricing and reinsurance mix. Strong unit economics (LTV:CAC >3x) point to sustainable customer economics that can fund growth while moving the business toward structural profitability.
Positive Cash Flow & Strong LiquidityA sustained move to positive operating and free cash flow plus a large cash/investment balance provides durable funding for marketing and product investment, reduces near-term capital stress, and increases optionality to scale growth or absorb insurance volatility without immediate external funding.
Bears Say
Elevated Combined Loss RatioA structurally high combined ratio indicates underwriting and expense pressure versus incumbents; persistent wide underwriting losses require sustained margin improvement (pricing, reinsurance or expense cuts) to achieve lasting profitability and competitive parity.
Ongoing GAAP Losses And Equity ErosionContinued GAAP losses and declining shareholders' equity erode capital available to underwrite risk and meet regulatory surplus needs. Over time this can constrain growth, increase cost of capital or force dilutive financing if profitability and retained earnings do not stabilize.
Rising Operating Expenses And Stock-based CompEscalating S&M, tech and G&A and higher equity-based pay add structural expense pressure and potential dilution. If growth slows or unit economics deteriorate, elevated fixed and non-cash charges will impede margin conversion and prolong the path to GAAP profitability.
Lemonade News
LMND FAQ
What was Lemonade Inc’s price range in the past 12 months?
Lemonade Inc lowest stock price was $35.70 and its highest was $99.90 in the past 12 months.
What is Lemonade Inc’s market cap?
Lemonade Inc’s market cap is $5.42B.
When is Lemonade Inc’s upcoming earnings report date?
Lemonade Inc’s upcoming earnings report date is Aug 05, 2026 which is in 22 days.
How were Lemonade Inc’s earnings last quarter?
Lemonade Inc released its earnings results on Apr 29, 2026. The company reported -$0.47 earnings per share for the quarter, beating the consensus estimate of -$0.566 by $0.096.
Is Lemonade Inc overvalued?
According to Wall Street analysts Lemonade Inc’s price is currently Overvalued.
Does Lemonade Inc pay dividends?
Lemonade Inc does not currently pay dividends.
What is Lemonade Inc’s EPS estimate?
Lemonade Inc’s EPS estimate is -0.56.
How many shares outstanding does Lemonade Inc have?
Lemonade Inc has 76,820,786 shares outstanding.
What happened to Lemonade Inc’s price movement after its last earnings report?
Lemonade Inc reported an EPS of -$0.47 in its last earnings report, beating expectations of -$0.566. Following the earnings report the stock price went down -14.855%.
Which hedge fund is a major shareholder of Lemonade Inc?
Currently, no hedge funds are holding shares in LMND
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lemonade Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$68.86 (-2.94% Downside)
$68.86 (-2.94% Downside)
Blogger Sentiment
Bullish
LMND Sentiment 70%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 90.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $275.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 3.7%
Last 30 Days ▼ 3.7%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
77.29%
12-Months-Change
Fundamentals
Return on Equity
-26.52%
Trailing 12-Months
Asset Growth
19.68%
Trailing 12-Months
Company Description
Lemonade Inc
Lemonade, Inc. functions as an insurance provider operating across the United States and Europe, offering a diverse array of policies. Their core coverage options encompass protection against stolen or damaged personal property, as well as personal liability insurance designed to safeguard customers if they are deemed responsible for accidents or harm to others or their assets. Specifically, they provide renters, homeowners, pet, auto, life, and landlord insurance products. Additionally, the company extends its services by acting as an agent for other insurance carriers. Founded in 2015 as Lemonade Group, Inc., the New York-headquartered firm later adopted its current name, Lemonade, Inc.
LMND Stock 12 Month Forecast
Average Price Target
$68.86
▼(-2.94% Downside)
Technical Analysis
Ownership Overview
11.79% Insiders
14.09% Mutual Funds
0.14% Other Institutional Investors
60.22% Public Companies and Individual Investors











