Business HeadwindsSluggish trends at Green Dot are attributed to customer deconversions, retail business headwinds, and management's decision to shutter brands.
Industry ConsolidationGreen Dot's bank charter has limited the list of potential buyers in industry consolidation.
Margin And Earnings GuidanceInitial guidance for 2025 calls for a 6%-12% decline in adjusted EBITDA, driven by 8%-11% revenue growth, offset by margin decline.