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Encore Capital Group Inc (ECPG)
NASDAQ:ECPG

Encore Capital (ECPG) Price & Analysis

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ECPG Stock Chart & Stats


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Bulls Say, Bears Say

Bulls Say
EarningsEncore Capital Group closed out 2024 with record collections and purchases in the fourth quarter, collections upside relative to its forecast, and a continuation of tailwinds in the U.S. market that have driven strong results all year and position the business as a cyclical winner.
Financial PerformanceStrong full-year purchasing and collections guidance exceeded expectations.
Market ConditionsManagement conveyed a robust purchasing environment in the U.S. market, with supply at record levels, and raised its purchasing outlook through year-end.
Bears Say
ExpensesThe company recorded a variety of one-time expenses in the fourth quarter that, in aggregate, had a ($262M) impact on results.
ImpairmentsEncore Capital Group reported a significant non-cash goodwill impairment at its European Cabot business in addition to writing down expected future recoveries on the Cabot portfolio.
Market CompetitionThe UK and European markets remain competitive, and pricing is not yet reflecting higher cost of capital.
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Financials

Quarterly

Ownership Overview

3.47%40.63%0.09%27.35%
0.09% Other Institutional Investors
27.35% Public Companies and
Individual Investors

Risk Analysis

Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy

Website Traffic

Sorry, No Data Available
There is no website visitor data available for this stock.
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ECPG FAQ

What was Encore Capital Group Inc’s price range in the past 12 months?
Encore Capital Group Inc lowest stock price was $31.54 and its highest was $51.77 in the past 12 months.
    What is Encore Capital Group Inc’s market cap?
    Encore Capital Group Inc’s market cap is $846.96M.
      When is Encore Capital Group Inc’s upcoming earnings report date?
      Encore Capital Group Inc’s upcoming earnings report date is Apr 30, 2025 which is in 32 days.
        How were Encore Capital Group Inc’s earnings last quarter?
        Encore Capital Group Inc released its earnings results on Feb 26, 2025. The company reported -$9.42 earnings per share for the quarter, missing the consensus estimate of $1.52 by -$10.94.
          Is Encore Capital Group Inc overvalued?
          According to Wall Street analysts Encore Capital Group Inc’s price is currently Undervalued. Get more investment ideas with TipRanks Premium
            Does Encore Capital Group Inc pay dividends?
            Encore Capital Group Inc does not currently pay dividends.
            What is Encore Capital Group Inc’s EPS estimate?
            Encore Capital Group Inc’s EPS estimate is 1.21.
              How many shares outstanding does Encore Capital Group Inc have?
              Encore Capital Group Inc has 23,691,292 shares outstanding.
                What happened to Encore Capital Group Inc’s price movement after its last earnings report?
                Encore Capital Group Inc reported an EPS of -$9.42 in its last earnings report, missing expectations of $1.52. Following the earnings report the stock price went down -21.881%.
                  Which hedge fund is a major shareholder of Encore Capital Group Inc?
                  Currently, no hedge funds are holding shares in ECPG
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                  Company Description

                  Encore Capital Group Inc

                  Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. The company was incorporated in 1999 and is headquartered in San Diego, California.
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                  ECPG Company Deck

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                  ECPG Earnings Call

                  Q4 2025
                  0:00 / 0:00
                  Earnings Call Sentiment|Neutral
                  The earnings call reflects a mixed sentiment. While Encore achieved record portfolio purchases and significant growth in collections and cash generation, it faced challenges with Cabot's restructuring and impairments due to issues in the UK and European markets. The strong performance in the U.S. and improved leverage ratio indicate positive momentum, but the substantial write-downs and restructuring in Europe present significant hurdles.Read More>
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                  ECPG Revenue Breakdown

                  64.81%64.81%24.17%10.98%0.03%
                  64.81% U.S.
                  24.17% U.K.
                  10.98% Other European countries
                  0.03% Other
                  tipranks
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                  ECPG Stock 12 Month Forecast

                  Average Price Target

                  $59.33
                  ▲(65.96% Upside)
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4,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 1, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":51.57,"date":1704067200000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 3,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 2, \t&nbsp;</span>\n              <span  style=\"color:#912767\">Sell 0</span>\n      ","marker":{"lineColor":"#199ca5","enabled":true,"symbol":"circle"}},{"y":51.26,"date":1706745600000,"info":" <span style=\"color:#199ca5\" class=\"mb3 mt2 fonth8_semibold\"> Strong Buy</span>\n            <div class=\"flexrcb px3 displayflex fonth9_semibold\"><span  style=\"color:#199ca5\">Buy 3,\t&nbsp; </span>\n              <span  style=\"color:#828080\">Hold 2, \t&nbsp;</span>\n       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                  Best Analysts Covering ECPG

                  1 Year
                  David ScharfJMP Securities
                  1 Year Success Rate
                  10/24 ratings generated profit
                  42%
                  1 Year Average Return
                  +6.55%
                  reiterated a buy rating last month
                  Copying David Scharf's trades and holding each position for 1 Year would result in 41.67% of your transactions generating a profit, with an average return of +6.55% per trade.
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