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Discover Financial Services (DFS)
NYSE:DFS
Total Valuation
Discover Financial Services has a market cap or net worth of $39.91B. The enterprise value is $59.85B.
Market Cap$39.91B
Enterprise Value$59.85B
Share Statistics
Discover Financial Services has 251.61M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding251.61M
Owened by Insiders0.23%
Owened by Instutions23.75%
Financial Efficiency
Discover Financial Services’s return on equity (ROE) is 0.25 and return on invested capital (ROIC) is 32.48%.
Return on Equity (ROE)25.30%
Return on Assets (ROA)3.07%
Return on Invested Capital (ROIC)32.48%
Return on Capital Employed (ROCE)43.50%
Revenue Per Employee$960,666.667
Profits Per Employee$194,952.381
Employee Count21,000
Asset Turnover0.14
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Discover Financial Services is 9.59. Discover Financial Services’s PEG ratio is 0.17.
PE Ratio9.59
PS Ratio2.17
PB Ratio2.43
Price to Fair Value2.43
Price to FCF5.33
Price to Operating Cash Flow5.16
PEG Ratio0.17
Income Statement
In the last 12 months, Discover Financial Services had revenue of $20.17B and earned $4.09B in profits. Earnings per share was $15.94.
Revenue$20.17B
Gross Profit$18.97B
Operating Income$5.46B
Pretax Income$5.46B
Net Income$4.09B
EBITDA4.35B
Earnings Per Share (EPS)15.94
Cash Flow
In the last 12 months, operating cash flow was $8.43B and capital expenditures -$268.00M, giving a free cash flow of $8.16B billion.
Operating Cash Flow$8.43B
Free Cash Flow$8.16B
Free Cash Flow per Share$32.42
Dividends & Yields
Discover Financial Services pays an annual dividend of $0.70, resulting in a dividend yield of 1.78%
Dividend Per Share$0.70
Dividend Yield1.78%
Payout Ratio17.52%
Free Cash Flow Yield18.76%
Earnings Yield10.43%
Stock Price Statistics
Beta1.28
52-Week Price Change31.86%
50-Day Moving Average176.87
200-Day Moving Average158.66
Relative Strength Index (RSI)49.56
Average Volume (3m)2.70M
Important Dates
Discover Financial Services upcoming earnings date is Apr 23, 2025, After Close.
Last Earnings DateJan 22, 2025
Next Earnings DateApr 23, 2025
Ex-Dividend DateFeb 20, 2025
Financial Position
Discover Financial Services as a current ratio of 0.15, with Debt / Equity ratio of 0.91
Current Ratio0.15
Quick Ratio0.15
Debt to Market Cap0.37
Net Debt to EBITDA0.00
Interest Coverage Ratio3.09
Taxes
In the past 12 months, Discover Financial Services has paid $1.37B in taxes.
Income Tax$1.37B
Effective Tax Rate25.34%
Enterprise Valuation
Discover Financial Services EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 6.28.
EV to Sales2.56
EV to EBITDA0.00
EV to Free Cash Flow6.28
EV to Operating Cash Flow6.08
Balance Sheet
Discover Financial Services has $16.18B in cash and marketable securities with $16.25B in debt, giving a net cash position of $74.00M billion.
Cash & Marketable Securities$16.18B
Total Debt$16.25B
Net Cash$74.00M
Net Cash Per Share$0.29
Tangible Book Value Per Share$70.40
Margins
Gross margin is 64.93%, with operating margin of 88.29%, and net profit margin of 22.65%.
Gross Margin64.93%
Operating Margin88.29%
Pretax Margin30.34%
Net Profit Margin22.65%
EBITDA Margin0.00%
EBIT Margin30.95%
Analyst Forecast
The average price target for Discover Financial Services is $194.11, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$194.11
Price Target Upside23.61%
Analyst ConsensusModerate Buy
Analyst Count10
Revenue Growth Forecast15.46%
EPS Growth Forecast45.83%