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American Express (DE:AEC1)
XETRA:AEC1
Earnings Data
Report Date
Apr 17, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
3.07Last Year’s EPS
2.94Same Quarter Last Year
Moderate Buy
Based on 19 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 17, 2025
|% Change Since: 2.66%
|Next Earnings Date:Jul 18, 2025
Earnings Call Sentiment|Positive
The earnings call for American Express Q1 2025 was generally positive, highlighting strong revenue and income growth, robust card member spending, and resilient credit performance. However, challenges such as a slowdown in airline billings growth and macroeconomic uncertainty were noted.Company Guidance
During the American Express Q1 2025 earnings call, guidance for the fiscal year was reaffirmed, projecting full-year revenue growth of 8% to 10% and earnings per share (EPS) between $15 and $15.50. This guidance is based on a macroeconomic outlook that includes a projected peak unemployment rate of around 5.7%. The company reported Q1 revenues of $17 billion, an 8% increase year-over-year on an FX-adjusted basis, and a net income of $2.6 billion, translating to $3.64 per share. Total card member spending increased by 6% in the quarter, with a 7% increase excluding the leap year impact, driven by growth in both goods and services and strong performance in T&E, particularly in restaurants and lodging. American Express added 3.4 million new cards in Q1, with Millennials and Gen-Z consumers constituting over 60% of new consumer accounts. Additionally, card fee growth was up 20% on an FX-adjusted basis, and credit performance remained strong. Despite some macroeconomic uncertainties, the company emphasized its resilient business model and strategic investments for long-term growth.Strong Revenue and Income Growth
American Express reported revenues of $17 billion, up 8% year-over-year on an FX adjusted basis, or 9% excluding the leap year impact, and generated net income of $2.6 billion or $3.64 per share.
Robust Card Member Spending and New Accounts
Total card member spending grew 6% in the quarter, or 7% excluding the impact of leap year. The company added 3.4 million new cards in the quarter, with Millennials and Gen-Z consumers making up over 60% of new consumer accounts acquired.
High Card Fee Growth
Card fee growth was up 20% on an FX adjusted basis, marking the 27th consecutive quarter of double-digit card fee growth.
Strong International Growth
International Card Services' spend was up 14%, with each of the top five markets growing by double-digits.
Resilient Credit Performance
Credit performance remained strong with delinquency and write-off rates below pre-pandemic levels and flat to the prior year.
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DE:AEC1 Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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DE:AEC1 Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 17, 2025 | €227.20 | €223.10 | -1.80% |
| Jan 24, 2025 | €311.13 | €299.32 | -3.80% |
| Oct 18, 2024 | €261.58 | €251.89 | -3.71% |
| Jul 19, 2024 | €229.06 | €218.10 | -4.78% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does American Express (DE:AEC1) report earnings?
American Express (DE:AEC1) is schdueled to report earning on Apr 17, 2025, TBA Not Confirmed.
What is American Express (DE:AEC1) earnings time?
American Express (DE:AEC1) earnings time is at Apr 17, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of American Express stock?
The P/E ratio of American Express is N/A.
What is DE:AEC1 EPS forecast?
DE:AEC1 EPS forecast for the fiscal quarter 2025 (Q1) is 3.07.
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