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Civista Bancshares (CIVB)
:CIVB

Civista Bancshares (CIVB) Stock Statistics & Valuation Metrics

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Total Valuation

Civista Bancshares has a market cap or net worth of $326.00M. The enterprise value is $682.52M.
Market Cap$326.00M
Enterprise Value$682.52M

Share Statistics

Civista Bancshares has 15,479,485 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding15,479,485
Owned by Insiders5.58%
Owned by Institutions1.31%

Financial Efficiency

Civista Bancshares’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is -14.48%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-14.48%
Return on Capital Employed (ROCE)-0.04
Revenue Per Employee292.14K
Profits Per Employee60.93K
Employee Count520
Asset Turnover0.04
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Civista Bancshares is 10.23. Civista Bancshares’s PEG ratio is -0.42.
PE Ratio10.23
PS Ratio1.99
PB Ratio0.83
Price to Fair Value0.83
Price to FCF6.72
Price to Operating Cash Flow6.72
PEG Ratio-0.42

Income Statement

In the last 12 months, Civista Bancshares had revenue of 151.91M and earned 31.68M in profits. Earnings per share was 2.06.
Revenue151.91M
Gross Profit151.91M
Operating Income-137.59M
Pretax Income36.57M
Net Income31.68M
EBITDA0.00
Earnings Per Share (EPS)2.06

Cash Flow

In the last 12 months, operating cash flow was 48.25M and capital expenditures -5.41M, giving a free cash flow of 42.74M billion.
Operating Cash Flow48.25M
Free Cash Flow42.74M
Free Cash Flow per Share2.76

Dividends & Yields

Civista Bancshares pays an annual dividend of $0.647, resulting in a dividend yield of 3.12%
Dividend Per Share$0.647
Dividend Yield3.12%
Payout Ratio24.14%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.76
52-Week Price Change47.27%
50-Day Moving Average19.90
200-Day Moving Average19.23
Relative Strength Index (RSI)62.58
Average Volume (3m)39.17K

Important Dates

Civista Bancshares upcoming earnings date is Jul 25, 2025, TBA Not Confirmed.
Last Earnings DateApr 24, 2025
Next Earnings DateJul 25, 2025
Ex-Dividend DateApr 29, 2025

Financial Position

Civista Bancshares as a current ratio of 0.03, with Debt / Equity ratio of 116.06%
Current Ratio0.03
Quick Ratio0.03
Debt to Market Cap1.39
Net Debt to EBITDA0.00
Interest Coverage Ratio-1.53

Taxes

In the past 12 months, Civista Bancshares has paid 4.89M in taxes.
Income Tax4.89M
Effective Tax Rate0.13

Enterprise Valuation

Civista Bancshares EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 14.72.
EV to Sales4.68
EV to EBITDA0.00
EV to Free Cash Flow14.72
EV to Operating Cash Flow14.72

Balance Sheet

Civista Bancshares has $329.94M in cash and marketable securities with $96.11M in debt, giving a net cash position of $120.94M billion.
Cash & Marketable Securities$329.94M
Total Debt$96.11M
Net Cash$120.94M
Net Cash Per Share$7.81
Tangible Book Value Per Share$16.56

Margins

Gross margin is 98.53%, with operating margin of -90.57%, and net profit margin of 20.86%.
Gross Margin98.53%
Operating Margin-90.57%
Pretax Margin24.08%
Net Profit Margin20.86%
EBITDA Margin0.00%
EBIT Margin-7.26%

Analyst Forecast

The average price target for Civista Bancshares is $25.67, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$25.67
Price Target Upside21.89% Upside
Analyst ConsensusModerate Buy
Analyst Count4
Revenue Growth Forecast9.51%
EPS Growth Forecast-2.12%

Scores

Smart Score6
AI Score75
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