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Cullen/Frost Bankers (CFR)
NYSE:CFR
Total Valuation
Cullen/Frost Bankers has a market cap or net worth of $7.07B. The enterprise value is $12.94B.
Market Cap$7.07B
Enterprise Value$12.94B
Share Statistics
Cullen/Frost Bankers has 64.28M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding64.28M
Owned by Insiders2.34%
Owned by Instutions0.11%
Financial Efficiency
Cullen/Frost Bankers’s return on equity (ROE) is 0.15 and return on invested capital (ROIC) is -7.70%.
Return on Equity (ROE)14.94%
Return on Assets (ROA)1.11%
Return on Invested Capital (ROIC)-7.70%
Return on Capital Employed (ROCE)-2.98%
Revenue Per Employee$383,060.984
Profits Per Employee$99,511.787
Employee Count5,854
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Cullen/Frost Bankers is 15.07. Cullen/Frost Bankers’s PEG ratio is 7.07.
PE Ratio15.07
PS Ratio3.67
PB Ratio2.25
Price to Fair Value2.25
Price to FCF8.87
Price to Operating Cash Flow8.87
PEG Ratio7.07
Income Statement
In the last 12 months, Cullen/Frost Bankers had revenue of $2.24B and earned $582.54M in profits. Earnings per share was $8.86.
Revenue$2.24B
Gross Profit$2.41B
Operating Income$520.34M
Pretax Income$695.97M
Net Income$582.54M
EBITDA377.41M
Earnings Per Share (EPS)8.86
Cash Flow
In the last 12 months, operating cash flow was $986.15M and capital expenditures -$127.78M, giving a free cash flow of $858.37M billion.
Operating Cash Flow$986.15M
Free Cash Flow$858.37M
Free Cash Flow per Share$13.35
Dividends & Yields
Cullen/Frost Bankers pays an annual dividend of $0.95, resulting in a dividend yield of 3.50%
Dividend Per Share$0.95
Dividend Yield3.50%
Payout Ratio42.47%
Free Cash Flow Yield11.27%
Earnings Yield6.63%
Stock Price Statistics
Beta0.99
52-Week Price Change5.44%
50-Day Moving Average127.93
200-Day Moving Average122.57
Relative Strength Index (RSI)37.87
Average Volume (3m)581.07K
Important Dates
Cullen/Frost Bankers upcoming earnings date is May 1, 2025, Before Open.
Last Earnings DateJan 30, 2025
Next Earnings DateMay 1, 2025
Ex-Dividend DateFeb 28, 2025
Financial Position
Cullen/Frost Bankers as a current ratio of 0.00, with Debt / Equity ratio of 0.06
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.03
Net Debt to EBITDA0.00
Interest Coverage Ratio-1.99
Taxes
In the past 12 months, Cullen/Frost Bankers has paid $113.42M in taxes.
Income Tax$113.42M
Effective Tax Rate16.30%
Enterprise Valuation
Cullen/Frost Bankers EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 8.37.
EV to Sales3.46
EV to EBITDA0.00
EV to Free Cash Flow8.37
EV to Operating Cash Flow8.37
Balance Sheet
Cullen/Frost Bankers has $25.26B in cash and marketable securities with $222.83M in debt, giving a net cash position of -$25.04B billion.
Cash & Marketable Securities$25.26B
Total Debt$222.83M
Net Cash-$25.04B
Net Cash Per Share-$389.52
Tangible Book Value Per Share$59.60
Margins
Gross margin is 100.00%, with operating margin of -65.46%, and net profit margin of 24.37%.
Gross Margin100.00%
Operating Margin-65.46%
Pretax Margin29.11%
Net Profit Margin24.37%
EBITDA Margin0.00%
EBIT Margin-3.46%
Analyst Forecast
The average price target for Cullen/Frost Bankers is $144.38, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$144.38
Price Target Upside31.35%
Analyst ConsensusHold
Analyst Count10
Revenue Growth Forecast7.81%
EPS Growth Forecast-2.49%