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Citizens Financial (CFG)
NYSE:CFG
Total Valuation
Citizens Financial has a market cap or net worth of $15.56B. The enterprise value is $24.34B.
Market Cap$15.56B
Enterprise Value$24.34B
Share Statistics
Citizens Financial has 437,133,880 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding437,133,880
Owned by Insiders0.83%
Owned by Institutions0.73%
Financial Efficiency
Citizens Financial’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is -2.48%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-2.48%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee450.13K
Profits Per Employee87.15K
Employee Count17,315
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Citizens Financial is 13.07. Citizens Financial’s PEG ratio is -4.10.
PE Ratio13.07
PS Ratio2.47
PB Ratio0.81
Price to Fair Value0.81
Price to FCF10.50
Price to Operating Cash Flow9.86
PEG Ratio-4.10
Income Statement
In the last 12 months, Citizens Financial had revenue of 7.79B and earned 1.51B in profits. Earnings per share was 3.04.
Revenue7.79B
Gross Profit7.79B
Operating Income1.83B
Pretax Income1.89B
Net Income1.51B
EBITDA1.83B
Earnings Per Share (EPS)3.04
Cash Flow
In the last 12 months, operating cash flow was 1.83B and capital expenditures -122.00M, giving a free cash flow of 1.71B billion.
Operating Cash Flow1.83B
Free Cash Flow1.71B
Free Cash Flow per Share3.91
Dividends & Yields
Citizens Financial pays an annual dividend of $0.419, resulting in a dividend yield of 4.53%
Dividend Per Share$0.419
Dividend Yield4.53%
Payout Ratio53.21%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.41
52-Week Price Change10.33%
50-Day Moving Average40.53
200-Day Moving Average42.20
Relative Strength Index (RSI)47.05
Average Volume (3m)5.95M
Important Dates
Citizens Financial upcoming earnings date is Jul 16, 2025, TBA Not Confirmed.
Last Earnings DateApr 16, 2025
Next Earnings DateJul 16, 2025
Ex-Dividend DateApr 30, 2025
Financial Position
Citizens Financial as a current ratio of 0.16, with Debt / Equity ratio of 51.13%
Current Ratio0.16
Quick Ratio0.16
Debt to Market Cap0.63
Net Debt to EBITDA6.78
Interest Coverage Ratio0.40
Taxes
In the past 12 months, Citizens Financial has paid 379.00M in taxes.
Income Tax379.00M
Effective Tax Rate0.20
Enterprise Valuation
Citizens Financial EV to EBITDA ratio is 17.55, with an EV/FCF ratio of 17.10.
EV to Sales4.12
EV to EBITDA17.55
EV to Free Cash Flow17.10
EV to Operating Cash Flow16.05
Balance Sheet
Citizens Financial has $32.61B in cash and marketable securities with $0.00 in debt, giving a net cash position of -$20.21B billion.
Cash & Marketable Securities$32.61B
Total Debt$0.00
Net Cash-$20.21B
Net Cash Per Share-$46.24
Tangible Book Value Per Share$35.33
Margins
Gross margin is 100.00%, with operating margin of 23.48%, and net profit margin of 19.36%.
Gross Margin100.00%
Operating Margin23.48%
Pretax Margin24.22%
Net Profit Margin19.36%
EBITDA Margin23.48%
EBIT Margin23.48%
Analyst Forecast
The average price target for Citizens Financial is $46.31, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$46.31
Price Target Upside24.96% Upside
Analyst ConsensusModerate Buy
Analyst Count16
Revenue Growth Forecast-2.52%
EPS Growth Forecast13.92%