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Bread Financial Holdings (BFH)
NYSE:BFH
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Bread Financial Holdings (BFH) Stock Price & Analysis

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BFH Stock Chart & Stats


Bulls Say, Bears Say

Bulls Say
Balance Sheet ImprovementManagement continues to execute on initiatives to improve the balance sheet and reduce debt, repurchasing $262M of convertible debt in the third quarter.
Consumer SpendingThe most incremental takeaway from the results is the evidence of stabilizing consumer spending.
Credit OutlookBetter than seasonal delinquency performance does brighten the credit outlook heading into 2025.
Bears Say
Credit MetricsCredit losses unlikely to have peaked yet, contributing to uncertainty about when credit loss rates will improve.
EarningsOperating EPS was below estimate and consensus.
Financial PerformanceLoan growth remains sluggish with average receivables down $88M month over month and 0.4% year over year.
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Financials

Annual

Risk Analysis

Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy

BFH FAQ

What was Bread Financial Holdings’s price range in the past 12 months?
Bread Financial Holdings lowest stock price was $28.00 and its highest was $66.71 in the past 12 months.
    What is Bread Financial Holdings’s market cap?
    Currently, no data Available
    When is Bread Financial Holdings’s upcoming earnings report date?
    Bread Financial Holdings’s upcoming earnings report date is Jan 23, 2025 which is in 33 days.
      How were Bread Financial Holdings’s earnings last quarter?
      Bread Financial Holdings released its earnings results on Oct 24, 2024. The company reported $1.84 earnings per share for the quarter, missing the consensus estimate of $1.94 by -$0.1.
        Is Bread Financial Holdings overvalued?
        According to Wall Street analysts Bread Financial Holdings’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
          Does Bread Financial Holdings pay dividends?
          Bread Financial Holdings pays a Quarterly dividend of $0.209 which represents an annual dividend yield of 1.37%. See more information on Bread Financial Holdings dividends here
            What is Bread Financial Holdings’s EPS estimate?
            Bread Financial Holdings’s EPS estimate is $0.34.
              How many shares outstanding does Bread Financial Holdings have?
              Bread Financial Holdings has 49,715,060 shares outstanding.
                What happened to Bread Financial Holdings’s price movement after its last earnings report?
                Bread Financial Holdings reported an EPS of $1.84 in its last earnings report, missing expectations of $1.94. Following the earnings report the stock price went down -1.869%.
                  Which hedge fund is a major shareholder of Bread Financial Holdings?
                  Among the largest hedge funds holding Bread Financial Holdings’s share is Turtle Creek Asset Management Inc.. It holds Bread Financial Holdings’s shares valued at 218M.
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                    Company Description

                    Bread Financial Holdings

                    Alliance Data Systems Corp. engages in the provision of data-driven and transaction-based marketing and customer loyalty solutions. It operates through the following segments: LoyaltyOne, Epsilon and Card Services. The LoyaltyOne segment provides coalition and short-term loyalty programs. The Epsilon segment offers end-to-end, integrated marketing solutions. The Card Services offers risk management solutions, account origination, funding, transaction processing, customer care, collections, and marketing services for the company's private label and co-brand credit card programs. The company was founded in 1996 and is headquartered in Columbus, Ohio.
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                    BFH Company Deck

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                    BFH Earnings Call

                    Q3 2024
                    0:00 / 0:00
                    Earnings Call Sentiment|Neutral
                    The earnings call highlighted Bread Financial's efforts to strengthen its capital position and reduce debt, while also acknowledging challenges such as declining revenue and increased net loss rates. Despite strategic partnerships and tangible book value growth, the financial results were impacted by moderating consumer spend and expenses from convertible notes repurchase.Read More>
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                    BFH Stock 12 Month Forecast

                    Average Price Target

                    $61.64
                    ▼(-1.78% Downside)
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                    Best Analysts Covering BFH

                    1 Year
                    Bill RyanSeaport Global
                    1 Year Success Rate
                    10/14 ratings generated profit
                    71%
                    1 Year Average Return
                    +15.34%
                    reiterated a buy rating last month
                    Copying Bill Ryan's trades and holding each position for 1 Year would result in 71.43% of your transactions generating a profit, with an average return of +15.34% per trade.
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