BAB (BABB) AI Stock Analysis

• Market Cap: $5.88M
• Dividend Yield: 4.94%
• Average Volume (3M): 8.52K
• Price to Earnings (P/E): 10.8
• Beta (1Y): 0.04
• Revenue Growth: -3.72%
• EPS Growth: 2.47%
• Country: US
• Employees: 11
• Sector: Technology
• Sector Strength: 45
• Industry: Packaged Foods
• EPS (TTM): 0.07
• Shares Outstanding: 7,264,000
• 10 Day Avg. Volume: 6,572
• 30 Day Avg. Volume: 8,515
• PEG Ratio: 4.39
• Price to Book (P/B): N/A
• Price to Sales (P/S): 1.74
• Price to Cash Flow (P/CF): 7.10
• P/FCF Ratio: 7.10
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

BABB's overall score reflects strong financial health and attractive valuation, with a high dividend yield and low P/E ratio indicating potential value. However, technical indicators suggest caution with mixed signals, and the absence of earnings call insights means no immediate catalysts are noted. The company is fundamentally solid but requires monitoring for technical trends and cash flow volatility.

BAB Business Overview & Revenue Model

Company Description

BABB (Bank Account Based Blockchain) is a financial technology company operating in the fintech and blockchain sectors. It aims to provide accessible banking services to individuals and businesses globally, particularly focusing on the unbanked and underbanked populations. BABB offers a decentralized platform that facilitates peer-to-peer financial services, including payments, fundraising, and foreign exchange, leveraging blockchain technology to reduce costs and enhance security.

How the Company Makes Money

BABB makes money primarily through transaction fees on its platform. Users are charged small fees for processing payments, currency exchanges, and other financial transactions conducted on the BABB network. Additionally, BABB may generate revenue from premium services or features offered to users, such as enhanced security options or faster transaction processing. The company could also enter into partnerships with other financial institutions or service providers to expand its offerings and revenue streams. However, specific details about significant partnerships or additional revenue models are not publicly available.

BAB Financial Statement Overview

Summary

BAB's financial performance shows strengths in its balance sheet with strong equity and low debt levels, indicating financial stability. However, the income statement reveals a dramatic revenue decline and operational weaknesses in 2024, posing significant risks. Cash flows have been relatively stable, but recent challenges in converting revenue to profits require attention.

Income Statement

The company experienced a significant decline in revenue from $3,509,845 in 2023 to $77,989 in 2024, indicating a severe revenue contraction. EBIT in 2024 was negative, reflecting operational challenges. Historical performance showed positive but moderate growth before 2024. The net profit margin has been volatile over the years, with 2024 showing a net income of zero.

Balance Sheet

The company maintains a strong equity position, with a high equity ratio of about 69% in 2024, indicating financial stability. The debt-to-equity ratio remains low due to declining total debt levels. The company's stockholders' equity increased steadily from 2019 to 2024, suggesting good financial health and low leverage risks.

Cash Flow

Operating cash flow improved in 2024, but free cash flow growth has been inconsistent. Despite positive operating cash flows, the free cash flow to net income ratio is challenging to assess due to zero net income in 2024. Historical cash flow indicates reasonable cash generation capacity, although fluctuations exist.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
3.47M	77.99K	3.51M	3.29M	3.07M	2.37M
	Gross Profit
3.46M	77.99K	3.51M	3.18M	2.09M	1.70M
	EBIT
690.49K	665.29K	614.77K	607.77K	313.57K	233.39K
	EBITDA
706.27K	681.08K	618.58K	612.21K	874.72K	236.95K
	Net Income Common Stockholders
542.96K	525.20K	467.32K	431.99K	651.12K	-66.17K
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
2.12M	2.18M	1.89M	1.62M	1.46M	1.24M
	Total Assets
4.71M	4.84M	4.30M	4.29M	4.46M	4.09M
	Total Debt
411.44K	378.06K	39.82K	153.70K	260.09K	587.40K
	Net Debt
-1.71M	-1.80M	-1.85M	-1.47M	-1.20M	-648.68K
	Total Liabilities
1.58M	1.50M	1.12M	1.22M	1.53M	1.52M
	Stockholders Equity
3.13M	3.34M	3.18M	3.08M	2.93M	2.57M
Cash Flow		Free Cash Flow
548.93K	637.75K	533.19K	135.04K	715.77K	199.64K
	Operating Cash Flow
549.97K	637.75K	534.37K	135.04K	718.30K	212.92K
	Investing Cash Flow
-5.46K	-9.96K	-1.18K	0.00	-2.52K	-13.28K
	Financing Cash Flow
-435.81K	-363.18K	-363.18K	-290.54K	-290.54K	-62.38K

BAB Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.81
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BABB, the sentiment is Positive. The current price of 0.81 is above the 20-day moving average (MA) of 0.80, below the 50-day MA of 0.82, and above the 200-day MA of 0.80, indicating a neutral trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 51.45 is Neutral, neither overbought nor oversold. The STOCH value of 46.18 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BABB.

BAB Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BABB	71 Outperform	$5.88M	10.83	17.04%	4.94%	-3.72%	2.47%
Sector *	59 Neutral	$10.59B	10.09	-6.37%	3.05%	7.44%	-10.67%
BTTR	52 Neutral	$5.06M	―	-2.87%	―	-9.37%	97.75%
SOWG	44 Neutral	$7.40M	6.01	-18.86%	―	99.07%	55.66%
STKH	32 Underperform	$2.66M	―	-286.71%	―	―	―