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AUB Group Limited (AU:AUB)
:AUB

AUB Group Limited (AUB) AI Stock Analysis

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AUB Group Limited

(Frankfurt:AUB)

72Outperform
AUB Group Limited shows a strong financial position with impressive revenue growth and profitability. The company's solid balance sheet and prudent debt management are key strengths. Technical indicators suggest potential short-term weakness, but valuation metrics highlight a high P/E ratio balanced by a solid dividend yield. These factors combine to give a moderately positive outlook for the stock.

AUB Group Limited (AUB) vs. S&P 500 (SPY)

AUB Group Limited Business Overview & Revenue Model

Company DescriptionAUB Group Limited (AUB) is an Australia-based company that operates in the insurance sector, providing a range of risk management, insurance broking, and underwriting services. AUB Group is one of the largest insurance broking networks in Australasia, with operations extending across Australia and New Zealand. The company's core services include insurance broking, underwriting agencies, and risk management solutions, primarily catering to small and medium-sized enterprises (SMEs) and other specialized industries.
How the Company Makes MoneyAUB Group Limited generates revenue primarily through its network of insurance brokers and underwriting agencies. The company earns commissions from insurance companies for policies sold through its brokers, which is a key revenue stream. Additionally, AUB benefits from fees charged for risk management consulting and other advisory services. The underwriting agencies managed by AUB also contribute to its income by writing insurance policies and earning underwriting profits. Strategic partnerships with various insurance carriers and a focus on expanding its broker network and service offerings are significant factors that bolster the company's earnings.

AUB Group Limited Financial Statement Overview

Summary
Income Statement
Balance Sheet
Cash Flow
Breakdown
Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020
Income StatementTotal Revenue
1.05B826.34M336.86M315.86M307.75M
Gross Profit
519.53M739.63M295.08M280.50M274.57M
EBIT
364.17M181.45M73.92M52.27M58.11M
EBITDA
219.69M241.81M97.47M73.26M78.89M
Net Income Common Stockholders
137.07M65.25M80.84M70.62M47.25M
Balance SheetCash, Cash Equivalents and Short-Term Investments
1.29B1.20B593.48M282.87M243.68M
Total Assets
4.05B3.88B1.64B1.15B1.02B
Total Debt
724.69M661.11M74.74M238.15M261.44M
Net Debt
-561.62M-535.61M-517.72M-43.67M18.29M
Total Liabilities
2.30B2.37B642.80M547.83M529.94M
Stockholders Equity
1.51B1.28B854.49M478.75M429.28M
Cash FlowFree Cash Flow
75.60M201.49M93.34M111.89M89.60M
Operating Cash Flow
82.00M202.24M95.53M112.59M90.11M
Investing Cash Flow
-82.81M-136.85M118.45M23.23M-153.86M
Financing Cash Flow
89.21M498.66M98.80M-96.99M87.36M

AUB Group Limited Technical Analysis

Technical Analysis Sentiment
Positive
Last Price31.73
Price Trends
50DMA
29.71
Positive
100DMA
30.22
Positive
200DMA
30.66
Positive
Market Momentum
MACD
0.43
Negative
RSI
63.99
Neutral
STOCH
89.29
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For AU:AUB, the sentiment is Positive. The current price of 31.73 is above the 20-day moving average (MA) of 30.47, above the 50-day MA of 29.71, and above the 200-day MA of 30.66, indicating a bullish trend. The MACD of 0.43 indicates Negative momentum. The RSI at 63.99 is Neutral, neither overbought nor oversold. The STOCH value of 89.29 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for AU:AUB.

AUB Group Limited Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
AUQBE
77
Outperform
$32.36B12.2717.21%4.19%6.01%31.57%
AUIAG
74
Outperform
$18.90B14.9618.88%4.44%34.77%
AUMPL
73
Outperform
$12.50B25.5320.97%5.70%5.21%-21.15%
AUAUB
72
Outperform
AU$3.70B31.907.96%2.89%6.53%-8.63%
AUSUN
70
Outperform
$21.26B15.079.52%5.59%-11.75%
63
Neutral
$12.32B9.527.97%79.23%12.77%-4.57%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
AU:AUB
AUB Group Limited
31.73
4.37
15.98%
AU:SUN
Suncorp Group
19.63
4.51
29.85%
AU:MPL
Medibank Private Ltd.
4.54
1.13
32.98%
AU:IAG
Insurance Australia Group Limited
7.99
1.87
30.62%
AU:QBE
QBE Insurance Group Limited
21.43
4.50
26.55%

AUB Group Limited Corporate Events

AUB Group Director Increases Shareholding
Mar 12, 2025

AUB Group Limited has announced a change in the director’s interest, specifically involving Melanie Susan Laing. On March 11, 2025, Laing acquired 1,034 ordinary fully paid shares through an on-market trade, increasing her total holdings to 4,244 shares. This transaction reflects a continued investment in the company by its leadership, potentially signaling confidence in the company’s future performance.

AUB Group Releases 1H25 Investor Presentation
Feb 24, 2025

AUB Group Limited has released its 1H25 Investor Presentation, authorized by the AUB Board, highlighting the company’s financial performance and strategic initiatives for the first half of 2025. This announcement is significant for stakeholders as it provides insights into the company’s operational strategies and market positioning, potentially impacting its future growth and industry standing.

AUB Group Reports Strong 1H25 Performance with Global Expansion
Feb 24, 2025

AUB Group Limited reported a strong performance for the first half of the fiscal year 2025, with an underlying NPAT of AUD 79.3 million, up from AUD 70.2 million in the previous year. The company saw growth in revenue and profit across its Australian and international operations, with significant contributions from its broking and underwriting segments. The interim dividend was increased to 25.0 cents per share, reflecting the company’s robust financial health. The strategic expansion into international markets and investment in Tysers have enhanced the value of its broking network, positioning AUB for continued growth and profitability.

AUB Group Limited Declares AUD 0.25 Dividend for H2 2024
Feb 24, 2025

AUB Group Limited has announced a dividend distribution of AUD 0.25 per share for the six-month period ending December 31, 2024. The ex-dividend date is set for March 6, 2025, with a record date of March 7, 2025, and payment scheduled for April 4, 2025. This announcement reflects the company’s ongoing commitment to delivering shareholder value and may impact its financial positioning and stakeholder interests.

AUB Group Limited Reports Mixed Half-Year Financial Results
Feb 24, 2025

AUB Group Limited announced its half-year financial results for the period ending December 31, 2024, reporting an 8.43% increase in revenue to AUD 547.7 million. Despite a significant drop in profit from ordinary activities by 50.34% to AUD 26.4 million, the company saw a substantial rise in total comprehensive income by 146.76% to AUD 82.9 million. The underlying NPAT increased by 13.03% to AUD 79.3 million, and an interim dividend of 25.0 cents per security was declared, fully franked at a 30% tax rate.

Mitsubishi UFJ Financial Group Increases Stake in AUB Group Ltd
Feb 18, 2025

Mitsubishi UFJ Financial Group, Inc. has increased its relevant interest in voting securities of AUB Group Ltd, now holding a total of 8,319,139 fully paid ordinary shares, representing a voting power increase from 6.09% to 7.14%. This change in substantial holding highlights Mitsubishi UFJ Financial Group’s strengthening position and influence within AUB Group Ltd, potentially affecting the company’s market dynamics and stakeholder relations.

AUB Group Sees Shift in Substantial Shareholder Interest
Feb 17, 2025

AUB Group Limited has experienced a change in the interests of one of its substantial holders, First Sentier Investors Holdings Pty Limited, which now holds a significant voting power in the company. This change, effective February 13, 2025, highlights the dynamic nature of shareholder interests and could influence the strategic directions and decision-making processes within AUB Group Limited.

AUB Group Limited Set to Announce 1H25 Financial Results
Feb 10, 2025

AUB Group Limited will announce its 1H25 financial results on February 25, 2025, through a webcast and teleconference presented by CEO Mike Emmett and CFO Mark Shanahan. The upcoming results presentation is significant for stakeholders as it provides insights into the company’s financial health and market positioning, potentially impacting investment decisions and strategic planning.

AUB Group Announces Key Investor Dates for 2025
Jan 30, 2025

AUB Group Limited has announced its key investor dates for 2025, including the release of its half-year and full-year financial results on February 25 and August 26, respectively. The company also scheduled its Annual General Meeting for November 13. These announcements are pivotal for stakeholders as they provide critical insights into the company’s financial health and strategic direction, potentially impacting market perception and investor confidence.

Glossary
OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.
NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.
UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.