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Ally Financial (ALLY)
NYSE:ALLY
ALLY Stock Chart & Stats
Day’s Range― - ―
52-Week Range$31.95 - $45.46
Previous CloseN/A
Volume1.18M
Average Volume (3M)3.50M
Market Cap
$11.89B
Enterprise Value$32.13B
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)N/A
Price to Earnings (P/E)21.7
Beta1.61
Next Earnings
Apr 17, 2025EPS Estimate
0.47Last Dividend Ex-Date
Jan 31, 2025Dividend Yield3.13%
Share Statistics
EPS (TTM)2.60
Shares Outstanding304,714,780
10 Day Avg. Volume4,848,965
30 Day Avg. Volume3,496,653
Standard Deviation0.12
R-Squared0.37
Alpha-0.00294
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)1.76
Price to Cash Flow (P/CF)3.00
P/FCF Ratio1.00
Enterprise Value/Market Cap2.70
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit3.54
Enterprise Value/Ebitda16.40
Forecast
1Y Price Target
$45.14Price Target Upside19.42% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering17
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Ally Financial News
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Bulls Say, Bears Say
Bulls Say
EarningsALLY reported adjusted EPS that exceeded expectations, driven by lower provision.
Financial PerformanceStrong positive trends in auto credit leads to a revision up of the ’25 outlook to ~215bps.
Strategic ActionsThe sale of the Ally Credit Card reduces both expenses and credit costs, offsetting the drag on net interest margin.
Bears Say
Interest RatesHigher long-term rates could weigh on origination volumes.
Investor SentimentBearish investors remain concerned that despite the positive trends, Ally's shares could decline if the company fails to meet its mid-teens ROTCE target by 2025.
ProfitabilityCompetitive pressures in auto financing, such as low APRs offered by OEM captive finance arms, could lead to Auto NIM compression, affecting Ally's profitability.
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Ownership Overview
0.97% Insiders
23.80% Mutual Funds
1.44% Other Institutional Investors
52.30% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Ally Financial
Desktop Users
Mobile Users
ALLY FAQ
What was Ally Financial’s price range in the past 12 months?
Ally Financial lowest stock price was $31.95 and its highest was $45.46 in the past 12 months.
What is Ally Financial’s market cap?
Ally Financial’s market cap is $11.89B.
When is Ally Financial’s upcoming earnings report date?
Ally Financial’s upcoming earnings report date is Apr 17, 2025 which is in 65 days.
How were Ally Financial’s earnings last quarter?
Ally Financial released its earnings results on Jan 22, 2025. The company reported $0.78 earnings per share for the quarter, beating the consensus estimate of $0.572 by $0.208.
Is Ally Financial overvalued?
According to Wall Street analysts Ally Financial’s price is currently Undervalued.
Does Ally Financial pay dividends?
Ally Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 3.13%. See more information on Ally Financial dividends here
What is Ally Financial’s EPS estimate?
Ally Financial’s EPS estimate is 0.47.
How many shares outstanding does Ally Financial have?
Ally Financial has 304,714,780 shares outstanding.
What happened to Ally Financial’s price movement after its last earnings report?
Ally Financial reported an EPS of $0.78 in its last earnings report, beating expectations of $0.572. Following the earnings report the stock price went up 3.853%.
Which hedge fund is a major shareholder of Ally Financial?
Currently, no hedge funds are holding shares in ALLY
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Ally Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$45.14 (19.42% Upside)
$45.14 (19.42% Upside)
Blogger Sentiment
Bullish
ALLY Sentiment 80%
Sector Average 69%
Sector Average 69%
Hedge Fund Trend
Increased
By 608.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $1.8M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 1.8%
Last 30 Days ▲ 8.1%
Last 30 Days ▲ 8.1%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
10.30%
12-Months-Change
Fundamentals
Return on Equity
6.00%
Trailing 12-Months
Asset Growth
-2.32%
Trailing 12-Months
Company Description
Ally Financial
Ally Financial, Inc. is a holding company, which provides digital financial services to consumers, businesses, automotive dealers, and corporate clients. It operates through the following segments: Automotive Finance Operations, Insurance Operations, Mortgage Finance Operations, and Corporate Finance Operations. The Automotive Finance Operations segment offers retail installment sales contracts, loans and leases, offering term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to companies, fleet financing, providing financing to companies and municipalities for the purchase or lease of vehicles and equipment, and vehicle remarketing services. The Insurance Operations segment focuses on finance protection and insurance products sold primarily through the automotive dealer channel, and commercial insurance products sold directly to dealers. The Mortgage Finance Operations segment consists of the management of a held-for-investment consumer mortgage finance loan portfolio, which includes bulk purchases of jumbo and LMI mortgage loans originated by third parties. The Corporate Finance Operations segment provides senior secured leveraged cash flow and asset-based loans to mostly United States based middle market companies focuses on businesses owned by private equity sponsors with loans typically used for leveraged buyouts, mergers and acquisitions, debt refinancing, restructurings, and working capital. The company was founded in 1919 and is headquartered in Detroit, MI.
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ALLY Company Deck
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ALLY Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong performance in Corporate Finance and growth in deposits and insurance, alongside strategic decisions to focus on core businesses. However, it also included significant restructuring efforts, including the sale of the Credit Card business, workforce reductions, and the impact of accounting changes. These measures reflect a focus on long-term growth but present immediate challenges.Read More>---
ALLY Net revenue Breakdown
69.17% Automotive Finance operations
18.81% Insurance operations
6.10% Corporate Finance operations
2.76% Mortgage Finance operations
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ALLY Stock 12 Month Forecast
Average Price Target
$45.14
▲(19.42% Upside)
Technical Analysis
Capital One Financial
―
Credit Acceptance
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Discover Financial Services
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Fifth Third Bancorp
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Synchrony Financial
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Best Analysts Covering ALLY
1 Year
1 Year Success Rate
11/13 ratings generated profit
1 Year Average Return
+25.50%
reiterated a buy rating 20 days ago
Copying Richard Shane's trades and holding each position for 1 Year would result in 84.62% of your transactions generating a profit, with an average return of +25.50% per trade.
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