Ally Financial price target raised to $45 from $41 at RBC Capital

RBC Capital analyst Jon Arfstrom raised the firm’s price target on Ally Financial (ALLY) to $45 from $41 and keeps an Outperform rating on the shares after its Q4 earnings beat. The company’s fundamentals were driven by stabilizing auto credit and a flat margin, the analyst tells investors in a research note. Ally has navigated this period carefully, and the 2025 outlook is consistent with recent commentary, RBC adds, noting that it sees margin expansion as “likely” and directional improvement in retail auto credit as “achievable”.