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Navient (NAVI)
NASDAQ:NAVI
NAVI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$12.35 - $17.56
Previous CloseN/A
Volume120.39K
Average Volume (3M)747.67K
Market Cap
$1.29B
Enterprise Value$47.64B
Total Cash (Recent Filing)$3.90B
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)10.7
Beta1.08
Next Earnings
Apr 29, 2025EPS Estimate
0.21Last Dividend Ex-Date
Mar 07, 2025Dividend Yield5.07%
Share Statistics
EPS (TTM)1.17
Shares Outstanding102,276,306
10 Day Avg. Volume810,746
30 Day Avg. Volume747,673
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)1.18
Price to Cash Flow (P/CF)42.60
P/FCF Ratio0.20
Enterprise Value/Market Cap36.91
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit13.64
Enterprise Value/Ebitda14.59
Forecast
1Y Price Target
$13.86Price Target Upside16.86% Upside
Rating ConsensusHold
Number of Analyst Covering7
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Navient News
PremiumCompany Announcements
Navient’s Strategic Milestones and Challenges in Earnings Call
PremiumCompany Announcements
Navient Releases Fourth Quarter 2024 Earnings Results
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Bulls Say, Bears Say
Bulls Say
Market OpportunitiesThe recent change in administration gives optimism that parts of the federal student loan program could be outsourced to the private sector, potentially benefiting Navient.
Risk ManagementThe prepayment risk in the FFELP portfolio has diminished significantly, providing a favorable risk-reward setup.
Strategic ActionsPhase 1 of strategic actions already in motion, cutting ~$120M/yr of shared/corp. costs from the expense base, accelerating buybacks to $65M in 4Q.
Bears Say
Asset Sale ImpactThe company expects to recognize a $25-$35M loss with the transaction, which may impact financial performance.
Earnings GuidanceGuidance for earnings in 2025 is lower than previous estimates, primarily driven by lower net interest income.
Financial PerformanceNavient reported adjusted EPS significantly below consensus, driven by lower net interest income, higher provision expenses, and higher operating expenses.
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Ownership Overview
2.29% Insiders
26.29% Mutual Funds
41.48% Other Institutional Investors
0.23% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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NAVI FAQ
What was Navient’s price range in the past 12 months?
Navient lowest stock price was $12.35 and its highest was $17.56 in the past 12 months.
What is Navient’s market cap?
Navient’s market cap is $1.29B.
When is Navient’s upcoming earnings report date?
Navient’s upcoming earnings report date is Apr 29, 2025 which is in 24 days.
How were Navient’s earnings last quarter?
Navient released its earnings results on Jan 29, 2025. The company reported -$0.24 earnings per share for the quarter, missing the consensus estimate of $0.22 by -$0.46.
Is Navient overvalued?
According to Wall Street analysts Navient’s price is currently Undervalued.
Does Navient pay dividends?
Navient pays a Quarterly dividend of $0.636 which represents an annual dividend yield of 5.07%. See more information on Navient dividends here
What is Navient’s EPS estimate?
Navient’s EPS estimate is 0.21.
How many shares outstanding does Navient have?
Navient has 102,276,306 shares outstanding.
What happened to Navient’s price movement after its last earnings report?
Navient reported an EPS of -$0.24 in its last earnings report, missing expectations of $0.22. Following the earnings report the stock price went down -3.292%.
Which hedge fund is a major shareholder of Navient?
Currently, no hedge funds are holding shares in NAVI
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Navient Stock Smart Score
Underperform
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Analyst Consensus
Hold
Average Price Target:
$13.86 (16.86% Upside)
$13.86 (16.86% Upside)
Blogger Sentiment
Bullish
NAVI Sentiment 70%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Decreased
By 3.4M Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-28.12%
12-Months-Change
Fundamentals
Return on Equity
4.85%
Trailing 12-Months
Asset Growth
-15.62%
Trailing 12-Months
Company Description
Navient
Navient Corporation provides education loan management and business processing solutions for education, healthcare, and government clients at the federal, state, and local levels in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing and asset recovery services on its own loan portfolio, as well as asset recovery services on FFELP loans owned by other institutions. It also owns, originates, acquires, and services refinance and in-school private education loans; and offers healthcare services that include revenue cycle outsourcing, accounts receivable management, extended business office support, consulting engagement, and public health programs, as well as business processing services to state governments, agencies, court systems, municipalities, and parking and tolling authorities. In addition, the company provides customizable solutions for its clients that include hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments; and corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Wilmington, Delaware.
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NAVI Company Deck
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NAVI Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call reflects a company in transition, achieving significant strategic milestones and cost reductions while facing challenges such as losses in core earnings, increased delinquencies, and restructuring costs. While the highlights demonstrate strong strategic execution and growth in consumer lending, the lowlights highlight ongoing financial and operational challenges.Read More>---
NAVI Stock 12 Month Forecast
Average Price Target
$13.86
▲(16.86% Upside)
Technical Analysis
Best Analysts Covering NAVI
1 Year
1 Year Success Rate
11/11 ratings generated profit
1 Year Average Return
+18.05%
reiterated a sell rating 2 months ago
Copying Terry Ma's trades and holding each position for 1 Year would result in 100.00% of your transactions generating a profit, with an average return of +18.05% per trade.
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