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Affirm Holdings (AFRM)
NASDAQ:AFRM
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AFRM Stock Chart & Stats
Day’s Range― - ―
52-Week Range$22.25 - $73.34
Previous CloseN/A
Volume1.79M
Average Volume (3M)6.52M
Market Cap
$17.37B
Enterprise Value$17.75B
Total Cash (Recent Filing)$320.45M
Total Debt (Recent Filing)$585.95M
Price to Earnings (P/E)―
Beta3.43
Next Earnings
Feb 06, 2025EPS Estimate
-0.17Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.43
Shares Outstanding271,918,120
10 Day Avg. Volume4,494,946
30 Day Avg. Volume6,519,117
Standard Deviation0.32
R-Squared0.29
Alpha-0.00860
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)6.88
Price to Cash Flow (P/CF)22.10
P/FCF Ratio16.80
Enterprise Value/Market Cap1.02
Enterprise Value/Revenue7.03
Enterprise Value/Gross Profit12.01
Enterprise Value/Ebitda-177.88
Forecast
1Y Price Target
$68.60Price Target Upside24.03% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering17
Affirm Holdings News
Bulls Say, Bears Say
Bulls Say
Financial PerformanceAFRM has achieved expense efficiency alongside revenue growth, which could lead to sustained growth and healthy margins.
Growth TrendsAFRM has shown its ability to capture a larger share of the growing BNPL market, suggesting upside revenue potential.
Partnerships And ExpansionMomentum in new partnerships, such as with Apple Pay, and expansion into new geographies like the UK, is a positive indicator for Affirm's growth.
Bears Say
Credit RiskAffirm faces heightened risk of users failing to make payments on time, as BNPL users are on average more likely to have higher levels of credit card debt and lower credit score in the subprime range.
Regulatory RiskThe CFPB’s intention to subject BNPL firms to the same supervisory examination as banks and credit unions poses a potential threat, increasing regulatory scrutiny and potentially hindering Affirm’s growth.
Valuation ConcernsWith the shares expected to open at an FY27 GAAP P/E multiple of ~54x, it is challenging to see a meaningful upside case over the next 12 months.
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Ownership Overview
0.79% Insiders
28.80% Mutual Funds
0.01% Other Institutional Investors
60.00% Public Companies and Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
The estimated number of people who visited one or more of the websites owned by Affirm Holdings
Desktop Users
Mobile Users
AFRM FAQ
What was Affirm Holdings’s price range in the past 12 months?
Affirm Holdings lowest stock price was $22.25 and its highest was $73.34 in the past 12 months.
What is Affirm Holdings’s market cap?
Affirm Holdings’s market cap is $17.37B.
When is Affirm Holdings’s upcoming earnings report date?
Affirm Holdings’s upcoming earnings report date is Feb 06, 2025 which is in 25 days.
How were Affirm Holdings’s earnings last quarter?
Affirm Holdings released its earnings results on Nov 07, 2024. The company reported -$0.31 earnings per share for the quarter, beating the consensus estimate of -$0.318 by $0.008.
Is Affirm Holdings overvalued?
According to Wall Street analysts Affirm Holdings’s price is currently Undervalued.
Does Affirm Holdings pay dividends?
Affirm Holdings does not currently pay dividends.
What is Affirm Holdings’s EPS estimate?
Affirm Holdings’s EPS estimate is -0.17.
How many shares outstanding does Affirm Holdings have?
Affirm Holdings has 271,918,120 shares outstanding.
What happened to Affirm Holdings’s price movement after its last earnings report?
Affirm Holdings reported an EPS of -$0.31 in its last earnings report, beating expectations of -$0.318. Following the earnings report the stock price went down -4.735%.
Which hedge fund is a major shareholder of Affirm Holdings?
Among the largest hedge funds holding Affirm Holdings’s share is Abdiel Capital Advisors, LP. It holds Affirm Holdings’s shares valued at 84M.
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Affirm Holdings Stock Smart Score
Unlock Smart Score
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Analyst Consensus
Moderate Buy
Average Price Target:
$68.60 (24.03% Upside)
$68.60 (24.03% Upside)
Blogger Sentiment
Bullish
AFRM Sentiment 78%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 759.8K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days >0.1%
Last 30 Days ▲ 4.2%
Last 30 Days ▲ 4.2%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.97%
12-Months-Change
Fundamentals
Return on Equity
-15.74%
Trailing 12-Months
Asset Growth
20.60%
Trailing 12-Months
Company Description
Affirm Holdings
Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks, and through virtual card networks among others. Geographically, it generates a major share of its revenue from the United States.
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AFRM Company Deck
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AFRM Earnings Call
Q1 2024
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call reflects a predominantly positive sentiment, with strong financial performance, consumer growth, and strategic expansion plans. While there are challenges related to regulatory scrutiny and interest rates, these are being managed effectively. The company's robust market position and favorable funding conditions further contribute to positive outlooks.Read More>---
AFRM Stock 12 Month Forecast
Average Price Target
$68.60
▲(24.03% Upside)
Technical Analysis
Best Analysts Covering AFRM
1 Year
1 Year Success Rate
22/38 ratings generated profit
1 Year Average Return
+43.79%
reiterated a buy rating last month
Copying Dan Dolev's trades and holding each position for 1 Year would result in 57.89% of your transactions generating a profit, with an average return of +43.79% per trade.
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