JHF II Multi-Index 2020 Lifetime Class A (JHAPX) is a mutual fund that aims to provide investors with a diversified portfolio by investing in a variety of asset classes, including stocks, bonds, and cash equivalents. The fund is designed to have a target retirement date of 2020, making it suitable for investors with a shorter investment horizon. The "Lifetime" designation indicates that the fund is intended for long-term investment and may be suitable for retirement planning. The "Class A" designation typically indicates that the fund has a front-end sales charge. Overall, JHF II Multi-Index 2020 Lifetime Class A offers investors a balanced and potentially lower-risk investment option for their retirement savings.