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X Financial (XYF)
NYSE:XYF
XYF Stock Chart & Stats
Day’s Range― - ―
52-Week Range$3.48 - $14.29
Previous CloseN/A
Volume8.56K
Average Volume (3M)154.59K
Market Cap
$672.37M
Enterprise Value$147.64M
Total Cash (Recent Filing)¥2.90B
Total Debt (Recent Filing)¥577.85M
Price to Earnings (P/E)3.1
Beta0.12
Next Earnings
May 21, 2025EPS EstimateN/A
Next Dividend Ex-Date
Jun 20, 2025Dividend Yield2.38%
Share Statistics
EPS (TTM)4.36
Shares Outstanding31,145,382
10 Day Avg. Volume243,678
30 Day Avg. Volume154,589
Financial Highlights & Ratios
PEG Ratio0.11
Price to Book (P/B)N/A
Price to Sales (P/S)1.00
Price to Cash Flow (P/CF)N/A
P/FCF Ratio0.00
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
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X Financial News
PremiumCompany Announcements
X Financial’s Earnings Call Highlights Growth and AI Strategy
PremiumCompany Announcements
X Financial Reports Strong Growth in 2024 Earnings
PremiumCompany Announcements
X Financial’s Q4 2024 Results Show Robust Growth
PremiumCompany Announcements
X Financial Discloses Details of $48.7 Million Share RepurchasePremiumCompany Announcements
X Financial Announces $48.7 Million Share Repurchase
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Ownership Overview
―
Insiders
0.01% Mutual Funds
0.83% Other Institutional Investors
99.04% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
XYF FAQ
What was X Financial’s price range in the past 12 months?
X Financial lowest stock price was $3.48 and its highest was $14.29 in the past 12 months.
What is X Financial’s market cap?
X Financial’s market cap is $672.37M.
When is X Financial’s upcoming earnings report date?
X Financial’s upcoming earnings report date is May 21, 2025 which is in 57 days.
How were X Financial’s earnings last quarter?
X Financial released its earnings results on Mar 21, 2025. The company reported $1.118 earnings per share for the quarter, beating the consensus estimate of N/A by $1.118.
Is X Financial overvalued?
According to Wall Street analysts X Financial’s price is currently Overvalued.
Does X Financial pay dividends?
X Financial pays a Semiannually dividend of $0.324 which represents an annual dividend yield of 2.38%. See more information on X Financial dividends here
What is X Financial’s EPS estimate?
X Financial’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does X Financial have?
X Financial has 31,145,382 shares outstanding.
What happened to X Financial’s price movement after its last earnings report?
X Financial reported an EPS of $1.118 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 7.851%.
Which hedge fund is a major shareholder of X Financial?
Currently, no hedge funds are holding shares in XYF
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X Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
XYF Sentiment 100%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Decreased
By 51.9K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
208.34%
12-Months-Change
Fundamentals
Return on Equity
24.08%
Trailing 12-Months
Asset Growth
-1.42%
Trailing 12-Months
Company Description
X Financial
X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.
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XYF Company Deck
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XYF Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted significant achievements in financial performance, asset quality improvements, and strategic investments in AI, leading to strong profitability and shareholder returns. Although there was a minor issue regarding share count reporting, the overall outlook remains positive with growth expected in 2025.Read More>---
Technical Analysis
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